Go Back   English Forum Switzerland > Help & tips > Housing in general  
Reply
 
Thread Tools Display Modes
  #41  
Old 16.09.2020, 13:21
Newbie 1st class
 
Join Date: Sep 2018
Location: Zurich
Posts: 24
Groaned at 0 Times in 0 Posts
Thanked 11 Times in 8 Posts
yarpen has no particular reputation at present
Re: Practical to retire in rural CH? UR, GL, OW?

Quote:
View Post
yarpen--Can you briefly elaborate on the "...in a few weeks another referendum will be held on making these restrictions even tighter." ?
As far as I know, this does not apply to you since you're not EU/EFTA citizens. Any restrictions to the European freedom of movement of people do not concern you. However, one could hypothesize that a possible (and unlikely) victory might increase the anti-immigrant sentiment in the country.

Quote:
View Post
Obviously the immigration regulations present a barrier for us. The question is how insurmountable? --and how much worse is it getting? I gather that it varies by canton and there also appears to be discretion. How the heck would we investigate that? Do we just start floating inquiries to the local authorities?
I think that virtually everyone participating in this thread has told you already the same thing: you don't seem to know (rural) Switzerland very well and there's a multitude of problems, possible issues and concerns that you should be aware of already. Not only rural Europe is fundamentally different than American one, when it comes to mentality, culture, traditions, politics and local life, rural Swiss is a bit different than your average European village.

I wouldn't spend a minute trying to get any information from local Migrationamts until you know that this is a country you want to spend you retirement in.
Reply With Quote
  #42  
Old 16.09.2020, 15:17
Talk to you later's Avatar
Senior Member
 
Join Date: Aug 2020
Location: ZH
Posts: 256
Groaned at 23 Times in 8 Posts
Thanked 300 Times in 132 Posts
Talk to you later has earned the respect of manyTalk to you later has earned the respect of manyTalk to you later has earned the respect of many
Re: Practical to retire in rural CH? UR, GL, OW?

Quote:
View Post
OP - I think you would need, at the very minimum, 1.5 M USD to sustain your retirement on top of the 500K USD for the property. And that would be for a basic standard of living.

You don't want to be drawing down more than 4% of your total pot each year - ideally no more than 3%.

1.5M x 0.04 = 60K - for a couple that's enough but its basic.

TBH I would want to have more like 2.5M to retire here. At 1-1.5M I'd have a better life in a cheaper country.

Do you have that kind of money?

You killing OP's dreams and throwing water on my mountain goat shed!
Reply With Quote
This user would like to thank Talk to you later for this useful post:
  #43  
Old 16.09.2020, 15:34
Talk to you later's Avatar
Senior Member
 
Join Date: Aug 2020
Location: ZH
Posts: 256
Groaned at 23 Times in 8 Posts
Thanked 300 Times in 132 Posts
Talk to you later has earned the respect of manyTalk to you later has earned the respect of manyTalk to you later has earned the respect of many
Re: Practical to retire in rural CH? UR, GL, OW?

Was watching this last night, in German



Get an idea of dorf life

Reply With Quote
The following 2 users would like to thank Talk to you later for this useful post:
  #44  
Old 16.09.2020, 15:45
Axa's Avatar
Axa Axa is offline
Forum Veteran
 
Join Date: Oct 2019
Location: Suhr, Aargau
Posts: 1,042
Groaned at 14 Times in 14 Posts
Thanked 1,356 Times in 635 Posts
Axa has a reputation beyond reputeAxa has a reputation beyond reputeAxa has a reputation beyond reputeAxa has a reputation beyond repute
Re: Practical to retire in rural CH? UR, GL, OW?

Quote:
View Post
You killing OP's dreams and throwing water on my mountain goat shed!

The kids are not aware of how resourceful is people that knows how to live in rural areas.
Reply With Quote
The following 4 users would like to thank Axa for this useful post:
  #45  
Old 16.09.2020, 16:17
summergirl's Avatar
Member
 
Join Date: Jul 2010
Location: Zürich
Posts: 213
Groaned at 4 Times in 3 Posts
Thanked 338 Times in 107 Posts
summergirl has a reputation beyond reputesummergirl has a reputation beyond reputesummergirl has a reputation beyond reputesummergirl has a reputation beyond repute
Re: Practical to retire in rural CH? UR, GL, OW?

When I was trying to move from a non-EU country to CH to find a job, I got LOADS of negative, "it's impossbile" comments. Yes I know my situation is totally different as I was mid-thirties and looking to work here as opposed to retiring, but 10 years from the moment I decided I wanted to move here have passed, and I have a great job, at a great company, beautiful apartment and a C permit after 5 years of L/B permit.

All the comments here are indeed totally valid, correct and true, but wanted to throw a little light into this thread for the OP's sake. Everyone needs to try their best to their content, before giving up on something

To add my 2 cents on the language part: I wonder if the OP knows learning high German (which is what you will be taught if you start studying it in the US) will not exactly help them understand the language once they get here? Swiss German is pretty different from high German, each Canton has a different dialect and the more you go into the mountains, the stronger the accent and they will run into trouble even communicating the easiest things with their Swiss locals...

Anyway, researching for all possibilities is part of the enjoyment and fun of pursuing a dream. I wish the OP couple all the very best

ps. Funny so many people recommend Portugal. Must be because of that "we retired before 40 in Portugal" youtube channel posted in another retirement thread
Reply With Quote
The following 3 users would like to thank summergirl for this useful post:
  #46  
Old 16.09.2020, 16:33
Phil_MCR's Avatar
Forum Legend
 
Join Date: Oct 2009
Location: Basel
Posts: 13,789
Groaned at 271 Times in 177 Posts
Thanked 16,879 Times in 7,139 Posts
Phil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond repute
Re: Practical to retire in rural CH? UR, GL, OW?

Quote:
View Post
ps. Funny so many people recommend Portugal. Must be because of that "we retired before 40 in Portugal" youtube channel posted in another retirement thread
portugal is a well known retirement destination that tries to attract foreign retirees through incentives (golden visa) as well as having other attractive attributes: low cost of living, good healthcare system, friendly to foreigners.

it's not that people suggest PT because there is a youtube channel where people retired early rather that having done their research, that particular couple retired to portugal for some of the reasons above and then created a video about it on youtube.

however, for americans, there are other retirement destination countries much closer to home...
Reply With Quote
The following 3 users would like to thank Phil_MCR for this useful post:
  #47  
Old 16.09.2020, 17:57
Senior Member
 
Join Date: Jul 2020
Location: Frick, Aargau
Posts: 354
Groaned at 6 Times in 6 Posts
Thanked 444 Times in 227 Posts
HickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond repute
Re: Practical to retire in rural CH? UR, GL, OW?

My aunt and uncle moved to Portugal in 2018 after my uncle retired, I was amazed how nice the property they got on the Algarve is (admittedly a good 15 miles from the sea).

Two villas (one just for guests!), with a big swimming pool, lots of land, about £500k / 600K CHF / 600K USD - so not miles above the OPs budget. Pretty much no anti-immigrant sentiment as the local know that rich foreigners are absolutely crucial for the economy. Local restaurants as cheap as chips.

Compared to a life "being resourceful" in the mountains, and living off Migros Budget, I know which I'd go for.

Last edited by HickvonFrick; 16.09.2020 at 18:08.
Reply With Quote
The following 3 users would like to thank HickvonFrick for this useful post:
  #48  
Old 16.09.2020, 19:09
st2lemans's Avatar
Forum Legend
 
Join Date: Dec 2010
Location: Lugano
Posts: 28,885
Groaned at 1,976 Times in 1,495 Posts
Thanked 34,279 Times in 16,307 Posts
st2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond repute
Re: Practical to retire in rural CH? UR, GL, OW?

Quote:
View Post
The kids are not aware of how resourceful is people that knows how to live in rural areas.
I have two gas generators, a photovoltaic generator, three chain saws, two 4x4s, and god knows what else.

And enough tools and spares to keep my Guzzis and Ducatis running until I croak!

Tom
Reply With Quote
  #49  
Old 16.09.2020, 19:11
TheSpouse's Avatar
Forum Veteran
 
Join Date: Dec 2008
Location: Saussignac, France
Posts: 1,691
Groaned at 26 Times in 20 Posts
Thanked 2,903 Times in 920 Posts
TheSpouse has a reputation beyond reputeTheSpouse has a reputation beyond reputeTheSpouse has a reputation beyond reputeTheSpouse has a reputation beyond reputeTheSpouse has a reputation beyond reputeTheSpouse has a reputation beyond repute
Re: Practical to retire in rural CH? UR, GL, OW?

Entrada, bless your heart. I am American. My husband and I lived in Lausanne for 10 years. We are multi-millionaires. We have retired . . .to France.


Unless you are FILTHY rich, it will not happen for you. Start looking at other countries that are much more amenable to newcomers on a fixed income. Switzerland is great. We loved it. But it is not the place to retire.



However, having said that, I do know of a mountain chalet for sale in Morgins that has been on the market for over 5 years. It is on a slope, in the middle of nowhere and less than 500k francs suisse. No one there speaks German, sadly. You will have to learn French.
Reply With Quote
The following 5 users would like to thank TheSpouse for this useful post:
  #50  
Old 16.09.2020, 19:29
Senior Member
 
Join Date: Jul 2020
Location: Frick, Aargau
Posts: 354
Groaned at 6 Times in 6 Posts
Thanked 444 Times in 227 Posts
HickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond repute
Re: Practical to retire in rural CH? UR, GL, OW?

Quote:
View Post
Entrada, bless your heart. I am American. My husband and I lived in Lausanne for 10 years. We are multi-millionaires. We have retired . . .to France.


Unless you are FILTHY rich, it will not happen for you. Start looking at other countries that are much more amenable to newcomers on a fixed income. Switzerland is great. We loved it. But it is not the place to retire.



However, having said that, I do know of a mountain chalet for sale in Morgins that has been on the market for over 5 years. It is on a slope, in the middle of nowhere and less than 500k francs suisse. No one there speaks German, sadly. You will have to learn French.
Out of interest why leave Switzerland if you are a multimillionaire? Wealth tax? Because multi means 2-3m? Lifestyle?
Reply With Quote
  #51  
Old 16.09.2020, 19:32
smackerjack's Avatar
Forum Veteran
 
Join Date: Jun 2007
Location: U.K/VAUD
Posts: 2,180
Groaned at 14 Times in 7 Posts
Thanked 2,466 Times in 1,058 Posts
smackerjack has a reputation beyond reputesmackerjack has a reputation beyond reputesmackerjack has a reputation beyond reputesmackerjack has a reputation beyond reputesmackerjack has a reputation beyond repute
Re: Practical to retire in rural CH? UR, GL, OW?

Although not mentioned one important factor for me would be how to cope if you sadly lost your other half..
Would you be happy living far away from family and friends and probably not knowing a soul whilst stuck in the middle of nowhere with no support.
As a couple in their mid 60s a very important consideration...
Reply With Quote
The following 5 users would like to thank smackerjack for this useful post:
  #52  
Old 16.09.2020, 19:58
magic's Avatar
Forum Veteran
 
Join Date: Mar 2008
Location: Geneva
Posts: 1,039
Groaned at 9 Times in 8 Posts
Thanked 568 Times in 272 Posts
magic has a reputation beyond reputemagic has a reputation beyond reputemagic has a reputation beyond reputemagic has a reputation beyond reputemagic has a reputation beyond repute
Re: Practical to retire in rural CH? UR, GL, OW?

I guess it depends on the lifestyle you want to live & your circumstances.

If you are single, buy a small place cash, don't have car etc, use local transport, cook for yourself and enjoy a simple life I am sure you don't need to be that rich to stay in Switzerland.
Reply With Quote
The following 2 users would like to thank magic for this useful post:
  #53  
Old 16.09.2020, 20:29
TheSpouse's Avatar
Forum Veteran
 
Join Date: Dec 2008
Location: Saussignac, France
Posts: 1,691
Groaned at 26 Times in 20 Posts
Thanked 2,903 Times in 920 Posts
TheSpouse has a reputation beyond reputeTheSpouse has a reputation beyond reputeTheSpouse has a reputation beyond reputeTheSpouse has a reputation beyond reputeTheSpouse has a reputation beyond reputeTheSpouse has a reputation beyond repute
Re: Practical to retire in rural CH? UR, GL, OW?

Quote:
View Post
Out of interest why leave Switzerland if you are a multimillionaire? Wealth tax? Because multi means 2-3m? Lifestyle?
None of the above. I am a vigneronne. Vignobles for sale in Switzerland are very few and far between. Lots off choices in France.
Reply With Quote
  #54  
Old 16.09.2020, 20:30
st2lemans's Avatar
Forum Legend
 
Join Date: Dec 2010
Location: Lugano
Posts: 28,885
Groaned at 1,976 Times in 1,495 Posts
Thanked 34,279 Times in 16,307 Posts
st2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond repute
Re: Practical to retire in rural CH? UR, GL, OW?

Quote:
View Post
Although not mentioned one important factor for me would be how to cope if you sadly lost your other half..
Would you be happy living far away from family and friends and probably not knowing a soul whilst stuck in the middle of nowhere with no support.
As a couple in their mid 60s a very important consideration...
Family and friends all live here, actually.

Except for daughter who moved to AUS.

Tom
Reply With Quote
  #55  
Old 16.09.2020, 20:34
st2lemans's Avatar
Forum Legend
 
Join Date: Dec 2010
Location: Lugano
Posts: 28,885
Groaned at 1,976 Times in 1,495 Posts
Thanked 34,279 Times in 16,307 Posts
st2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond repute
Re: Practical to retire in rural CH? UR, GL, OW?

Quote:
View Post
Out of interest why leave Switzerland if you are a multimillionaire? Wealth tax? Because multi means 2-3m? Lifestyle?
Wealth tax is a few 0/00, so even for a 1m house, we are talking several CHF 100s/year, several orders of magnitude lower compared to US property taxes.

Tom
Reply With Quote
The following 2 users would like to thank st2lemans for this useful post:
  #56  
Old 16.09.2020, 20:53
Senior Member
 
Join Date: Jul 2020
Location: Frick, Aargau
Posts: 354
Groaned at 6 Times in 6 Posts
Thanked 444 Times in 227 Posts
HickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond repute
Re: Practical to retire in rural CH? UR, GL, OW?

Quote:
View Post
None of the above. I am a vigneronne. Vignobles for sale in Switzerland are very few and far between. Lots off choices in France.
Quite it a bit of wine up here in Frick - although I'm not sure it's of the provenance you'd be looking for
Reply With Quote
  #57  
Old 16.09.2020, 22:49
Talk to you later's Avatar
Senior Member
 
Join Date: Aug 2020
Location: ZH
Posts: 256
Groaned at 23 Times in 8 Posts
Thanked 300 Times in 132 Posts
Talk to you later has earned the respect of manyTalk to you later has earned the respect of manyTalk to you later has earned the respect of many
Re: Practical to retire in rural CH? UR, GL, OW?

Quote:
View Post
Although not mentioned one important factor for me would be how to cope if you sadly lost your other half..

As sad as it would be, have you seen the hot ladies on offer in Swiss Dorfs?
Reply With Quote
This user would like to thank Talk to you later for this useful post:
  #58  
Old 16.09.2020, 22:54
olygirl's Avatar
Forum Legend
 
Join Date: Oct 2007
Location: d' Innerschwiiz
Posts: 6,353
Groaned at 281 Times in 191 Posts
Thanked 14,417 Times in 4,428 Posts
olygirl has a reputation beyond reputeolygirl has a reputation beyond reputeolygirl has a reputation beyond reputeolygirl has a reputation beyond reputeolygirl has a reputation beyond reputeolygirl has a reputation beyond repute
Re: Practical to retire in rural CH? UR, GL, OW?

Quote:
View Post
As sad as it would be, have you seen the hot ladies on offer in Swiss Dorfs?
You seriously need to get out more and meet the mountain folk. There's more drinking, dancing, singing and carousing going on in those alphuts than meets the eye.
Reply With Quote
  #59  
Old 16.09.2020, 23:11
Talk to you later's Avatar
Senior Member
 
Join Date: Aug 2020
Location: ZH
Posts: 256
Groaned at 23 Times in 8 Posts
Thanked 300 Times in 132 Posts
Talk to you later has earned the respect of manyTalk to you later has earned the respect of manyTalk to you later has earned the respect of many
Re: Practical to retire in rural CH? UR, GL, OW?

Quote:
View Post
You seriously need to get out more and meet the mountain folk. There's more drinking, dancing, singing and carousing going on in those alphuts than meets the eye.

When did I say the opposite? I am in the mountains a lot. OP is approaching 70 so he could be a toy boy to those ladies He can dance and drink the night away with them
Reply With Quote
  #60  
Old 16.09.2020, 23:14
olygirl's Avatar
Forum Legend
 
Join Date: Oct 2007
Location: d' Innerschwiiz
Posts: 6,353
Groaned at 281 Times in 191 Posts
Thanked 14,417 Times in 4,428 Posts
olygirl has a reputation beyond reputeolygirl has a reputation beyond reputeolygirl has a reputation beyond reputeolygirl has a reputation beyond reputeolygirl has a reputation beyond reputeolygirl has a reputation beyond repute
Re: Practical to retire in rural CH? UR, GL, OW?

Quote:
View Post
When did I say the opposite? I am in the mountains a lot. OP is approaching 70 so he could be a toy boy to those ladies He can dance and drink the night away with them
He's married. Hopefully, happily.
Reply With Quote
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Live-in housekeeper in rural Vaud Guest Jobs offered 2 16.08.2017 16:37
Living in a rural community in Switzerland 22 yards Daily life 59 16.12.2014 22:53
Rural in Vaud - Is satellite my only option? TootPop TV/internet/telephone 4 23.07.2013 20:06
Rural Internet options (Grindelwald region) lukego TV/internet/telephone 4 17.09.2012 21:22
How much effort to manage rural property? Village Idiot Housing in general 20 11.07.2011 22:45


All times are GMT +2. The time now is 20:30.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2020, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0