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Old 26.10.2020, 22:40
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rent flat and insurance?

I'm looking for general advice about renting a flat in Switzerland (Basel).
Do I need insurance?
Bank deposit? for how long?
What happens if I need to leave/change early than stated on contract?
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Old 26.10.2020, 23:39
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Re: rent flat and insurance?

You will need contents insurance and probably liability insurance as well.

Your deposit should be paid into a special renter's account by the landlord/agency when you hand it over. It can't be touched until the rental contract is terminated by either party - and can take up to a year to be refunded so don't count on it for your next deposit.

If you want to leave early then if possible find someone who'll take over your lease on the current rental terms. If it's in a desirable area this shouldn't be too difficult. If less desirable then it could be more of a problem. Otherwise, if you can't find anyone then you're still liable for the rent of the property until the next termination date.
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Old 27.10.2020, 04:49
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Re: rent flat and insurance?

thank you...
> You will need contents insurance and probably liability insurance as well.

I had a quick look, I found for example a
private liability insurance

Something like that? I calculated around 100/200CHF per year, am I close?
Any other good insurance?

How much will the deposit be? 1 month rent or more?

The liability for a one year rent it's quite a thing...it's a very heavy decision, in term of life flexibility.
Is anybody aware of short term rent in Basel?
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Old 27.10.2020, 06:14
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Re: rent flat and insurance?

Household insurance will vary depending on the contents at residence, deductible and if I am not wrong the size of the family. Try to check Zurich insurance as well.
The common deposit is 3 months.
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Old 27.10.2020, 06:21
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Re: rent flat and insurance?

If you are alone, you might consider renting a Studio or small apartment around Basel city but still in Switzerland. More than one colleague has rented small apartments and studios in Basel-Landschaft (a little bit confused, but it is another canton, near to Basel).
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Old 27.10.2020, 12:03
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Re: rent flat and insurance?

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Household insurance will vary depending on the contents at residence, deductible and if I am not wrong the size of the family. Try to check Zurich insurance as well.
The common deposit is 3 months.
I payed 2 month deposit for the place I live now. Also, the deposit is payed to a blocked bank account to your name. The deposit is not payed to the landlord/rental agency.

The insurance for my flat is 207 CHF, 2 people, 96 sq. m. So, your budget is OK. I get it from Mobiliar/Mobilière.

Basel is a large city, there must be short stay apartments. Usually announced as furnished apartments/studios https://www.homegate.ch/rent/furnish...ton-baselstadt
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