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Old 29.01.2021, 02:50
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Re: Questions To Ask Realtor When Viewing a House

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The radon map is available in an interactive form at https://map.geo.admin.ch/?layers=ch....g=fr&topic=ech.
Click on that map to obtain the probability for a specific site (zoom in strongly to select a single pixel of 1x1 km). The confidence index (high, medium, low, very low) indicates the reliability of the estimated probability.

Thank you, yes this is a very good map but what is really interesting are actual measurements in the house itself. It is very common here in Switzerland to have those, in most homes where I asked they had some kind of report.
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Old 29.01.2021, 10:09
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Re: Questions To Ask Realtor When Viewing a House

Denaliwest, the questions raised in this thread are all good ones, and best practice would be to have them answered before you bid on the house.

However, do not, repeat DO NOT, rely on the agent for answers. The agent is not acting in your interest. To twist an old proverb, when supping with an estate agent, bring a long spoon.

If a particular issue with the house will affect your buying or bidding decisions, you cannot count on the agent's answer, you must verify everything independently.

The difficulty in making decisions in the Swiss market is that the due diligence needed to make an informed decision takes time - time which you might not have if there is a line of interest buyers with deeper pockets behind you, as there so often is.

So if you love the place, as you prioritise your due diligence check list against the need to act quickly, decide how much you can add to your budget for the inevitable 'surprises' that will arise.

All the best...

Last edited by meloncollie; 29.01.2021 at 10:32.
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  #23  
Old 29.01.2021, 11:21
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Re: Questions To Ask Realtor When Viewing a House

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We are interested in an old farmhouse and want to prepare for our visit with a check-list, such as 'can you provide an electricity report? What is the current heating system? What is on the roof (taking into account asbestus?', etc.
As others have said. The agent works for the seller. Not for you. Treat any information you get with caution and do your own inspection.

By law, an electrical inspection must be done after a sale if the last one was done less than five years ago. However, this inspection will not always look behind the the plates sockets and installations. Furthermore, there are installation with grandfathering rules which will pass the inspection but are considered as "unsafe" (TN-C instead of TN-C-S earthing, RCDs only in bathroom, questionable use of wire colors, etc.). The question is less if it passes the inspection, but with what kind of installation you are dealing and how it was done.

If you touch certain things of the installation the grandfathering rule will no longer apply and you have bring nearly the whole Installationen to the current code. The electrical panel will very most likely be made of Eternit - Asbestos. Asbestos can also be hidden in the flooring and in electrical heating.
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Old 29.01.2021, 12:19
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Re: Questions To Ask Realtor When Viewing a House

Thank you all so much for such helpful guidance. I really appreciate it!
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  #25  
Old 29.01.2021, 13:25
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Re: Questions To Ask Realtor When Viewing a House

Another one - more pertinent to flats, but really anything looked after by a Verwaltung/management - is are there any known upcoming costs. Things like roof being redone, external insulation being replaced etc. And if so, what is your share of the total costs, and how much is coming out of the sinking fund. (If you don't ask, it's caveat emptor).

For that matter, in any property with anything shared - how much is in the sinking fund (Erneurungsfonds) in total, and what share of that is yours.

The figure you need for both the above questions is the "Wertquote" i.e. how many thousandths of the property as a whole your part accounts for. It determines a) how much you pay and can determine the weighting of your vote in the general meeting.
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Old 29.01.2021, 14:27
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Re: Questions To Ask Realtor When Viewing a House

I'm sorry if someone has already mentioned it, but another thing to have done is a thorough inspection for black mold. It may even be best to have it done by a "mold inspector" that specifically checks for that and sends samples to a lab for testing, etc.

My ex and I bought a house in Redmond, Washington years ago. We had what we thought was a thorough inspection (normal house inspection) done prior to the sale and handover, and then a few months after we moved in, our entire bathroom was found to be covered in black mold in the walls, and we had to have the whole thing gutted and re-done.

Also, a friend of mine had to have the entire back side of her house replaced due to black mold being found inside the exterior walls that had developed due to a roof and gutter system having been improperly installed. It was a huge mess.
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  #27  
Old 29.01.2021, 15:34
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Re: Questions To Ask Realtor When Viewing a House

Another thing to check is existing easements/right of way.

One property we looked at had easements for the local farmer. He was allowed to drive his tractor on the land to get to his field, so we could not block it with anything like our own garden or expand the house in that direction. Also the waste water from his house was allowed to flow down into the same main sewer drain under the house we wanted. Any backups or problems were the responsibility of the house we were looking at, not shared costs with the other owner.
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Old 30.01.2021, 11:47
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Re: Questions To Ask Realtor When Viewing a House

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The electrical panel will very most likely be made of Eternit - Asbestos. Asbestos can also be hidden in the flooring and in electrical heating.

https://www.haus.de/bauen/enthaelt-ihr-eternit-asbest


Bis wann wurde Eternit mit Asbest produziert?
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Bis 1989 wurden Eternitplatten, sprich Faserzementplatten, mit Asbest produziert. Ab dem Produktionsjahr 1990 gelangten Eternitplatten grundsätzlich nur noch ohne Asbest in den Handel. Grund dafür ist ein Plan, den das Bundesinnenministerium – in Zusammenarbeit mit dem Unternehmen Eternit und anderen Betrieben aus der Branche – aufgestellt hat, um die Asbestmengen in Faserzementplatten schrittweise zu reduzieren. Das Unternehmen Eternit stellte eigenen Angaben zufolge bereits ab 1985 etwa die Hälfte aller Faserzemtenprodukte ohne Asbest her. Die Anpassung im europäischen Raum dauerte jedoch noch weitere 20 Jahre. Erst seit 2005 wird in ganz Europa Eternit ausschließlich ohne Asbest produziert beziehungsweise muss ohne Asbest hergestellt werden.
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Old 30.01.2021, 17:48
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Re: Questions To Ask Realtor When Viewing a House

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https://www.haus.de/bauen/enthaelt-ihr-eternit-asbest

[B]Bis wann wurde Eternit mit Asbest produziert?
Quote:

Bis 1989 wurden Eternitplatten, sprich Faserzementplatten, mit Asbest produziert. Ab dem Produktionsjahr 1990 gelangten Eternitplatten grundsätzlich nur noch ohne Asbest in den Handel. Grund dafür ist ein Plan, den das Bundesinnenministerium – in Zusammenarbeit mit dem Unternehmen Eternit und anderen Betrieben aus der Branche – aufgestellt hat, um die Asbestmengen in Faserzementplatten schrittweise zu reduzieren. Das Unternehmen Eternit stellte eigenen Angaben zufolge bereits ab 1985 etwa die Hälfte aller Faserzemtenprodukte ohne Asbest her. Die Anpassung im europäischen Raum dauerte jedoch noch weitere 20 Jahre. Erst seit 2005 wird in ganz Europa Eternit ausschließlich ohne Asbest produziert beziehungsweise muss ohne Asbest hergestellt werden.
Quick deepl translation of SoS's quote:
Quote:
Until 1989, Eternit panels, i.e. fiber cement panels, were produced with asbestos. From the 1990 production year onwards, Eternit panels were only sold without asbestos. The reason for this was a plan drawn up by the Federal Ministry of the Interior - in cooperation with the Eternit company and other companies in the industry - to gradually reduce the amount of asbestos in fiber cement panels. According to the company itself, Eternit was already producing about half of all fiber-cement products without asbestos as of 1985. However, the adjustment in the European region took another 20 years. It is only since 2005 that Eternit has been produced exclusively without asbestos throughout Europe or has to be produced without asbestos.
Interesting stuff!
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Old 31.01.2021, 07:34
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Re: Questions To Ask Realtor When Viewing a House

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So if you love the place, as you prioritise your due diligence check list against the need to act quickly, decide how much you can add to your budget for the inevitable 'surprises' that will arise.
Definitely will be surprises. Hopefully not too costly.

No matter how thorough you are, it is possible to miss a thing or two.

Digging for information takes time, and the challenge in some cases can be figuring out who to ask.

We have always sold privately and given the buyers everything they needed, just as we would want as buyers.

Earlier in this thread someone suggested asking why the property is for sale. Sometimes it is obvious, or an agent may tell you why a house is being sold. However, my advice, do not start out directing this question to the seller. It is personal and I find it rude. The seller might disclose why they are selling if they want to share this information.
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