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  #21  
Old 19.03.2021, 11:57
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Re: Moving to Zurich area

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How is it that people who "don't mean to offend" invariably say offensive and often untrue things? I was not asking your opinion and my apartment has increased by 40% in value since it was bought in 2011. Not theoretical value either, my neighbours who moved out because their place got too small for the new addition to the family sold their place quickly and easily.
Your recommendation to OP was not what he was looking for ... he doesn't care about apartment value or shopping, but access to nature. I am happy you like where you are, but as someone who cares about the same things as OP, I would genuinely dislike living there. (I work in that location and am very familiar with it.)
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  #22  
Old 19.03.2021, 11:58
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Re: Moving to Zurich area

Regarding the % of income discussion, it would be good to clarify whether this is % of gross or net. I had always assumed the rule is max. 1/3 of gross. Which is a lot and even more in % of net.
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  #23  
Old 19.03.2021, 12:29
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Re: Moving to Zurich area

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Regarding the % of income discussion, it would be good to clarify whether this is % of gross or net. I had always assumed the rule is max. 1/3 of gross. Which is a lot and even more in % of net.
I’ve always known it as gross. Same as the mortgage affordability test. The difference in % of net would be huge between SZ//ZG and Romandie!
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Old 19.03.2021, 12:33
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Re: Moving to Zurich area

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I’ve always known it as gross. Same as the mortgage affordability test. The difference in % of net would be huge between SZ//ZG and Romandie!
Yes, although net would obviously make more sense.
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Old 19.03.2021, 12:55
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Re: Moving to Zurich area

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Yes, although net would obviously make more sense.
Agreed, but I guess it‘s because it is somehow reasonable to ask to see someone‘s contract as proof of working and salary, but asking to see their tax return for a landlord at least is taboo.
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  #26  
Old 19.03.2021, 13:13
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Re: Moving to Zurich area

Hello everyone,


thanks once again to all of you - your suggestions are more than appreciated and helpful!



First of all - current status. Currently salary negotiation, we will see what will come out of that.


Yes, indeed all these places out of Zurich, but close to the lake look nice and seems that people are indeed looking for apartments there (Kilchberg, Thalwil, Oberrieden etc), or on the other side of the lake (Zollinkon up to Uetikon). To me at this moment Uetilberg area looks nice indeed. I was also checking Witikon, Zumikon - that area. Also, wife and I did check Baden and even Winterthur (although Winterthur seems a bit too far away for commuting).



I also didnt know that they are considering 1 third of gross salary (I thought it is net) - good info.


Regarding the budget - I was considering the following (keep in mind that my wife will not have a job for a while) : 2k (or2,5k) for food, hygiene, transportation, ocasional beer in some pub, those kind of things.. and 800 for insurance.According to my current salary offerings, I could give up to 2,5k for rent, if I want to be able to put something aside (doctor expenses, vacation, ocasional weekend trips somewhere in Switzerland ...). Yap, tight, I know, but this is how it is ...



Anyway, thanks for all the posts so far, and all the info - much much appreciated!
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  #27  
Old 19.03.2021, 13:16
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Re: Moving to Zurich area

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The price rise is a symptom of loose monetary policy and population increase rather than necessarily being an indicator of desirability.

A rising tide lifts all boats.
I was not suggesting desirability, I was saying that it is hardly as terrible as she makes it out to be if people are prepared to buy an apartment here.

Do I think Glattpark is beautiful? No, I wish they had been braver but also more strategic about the appearance of the place. But it is convenient, clean, and safe, most if not all apartments have their own washing facilities, visitors can find somewhere to park, there are no worries about having to put a bin out at a certain time - all things that could be an issue for someone who is new to a country. Even if it is not where you would end up long term, it would be a good choice in terms of having the convenience of access, shops and the rest before you decide on a more permanent place. I like it here but then I have lived in this country for most of my life and done the picturesque rural setting thing as well as living bang in the centre; Glattpark represents a happy medium for me.
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  #28  
Old 20.03.2021, 11:41
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Re: Moving to Zurich area

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Hello everyone,


thanks once again to all of you - your suggestions are more than appreciated and helpful!



First of all - current status. Currently salary negotiation, we will see what will come out of that.


Yes, indeed all these places out of Zurich, but close to the lake look nice and seems that people are indeed looking for apartments there (Kilchberg, Thalwil, Oberrieden etc), or on the other side of the lake (Zollinkon up to Uetikon). To me at this moment Uetilberg area looks nice indeed. I was also checking Witikon, Zumikon - that area. Also, wife and I did check Baden and even Winterthur (although Winterthur seems a bit too far away for commuting).



I also didnt know that they are considering 1 third of gross salary (I thought it is net) - good info.


Regarding the budget - I was considering the following (keep in mind that my wife will not have a job for a while) : 2k (or2,5k) for food, hygiene, transportation, ocasional beer in some pub, those kind of things.. and 800 for insurance.According to my current salary offerings, I could give up to 2,5k for rent, if I want to be able to put something aside (doctor expenses, vacation, ocasional weekend trips somewhere in Switzerland ...). Yap, tight, I know, but this is how it is ...



Anyway, thanks for all the posts so far, and all the info - much much appreciated!
Regardless of gross or net, you don't want to spend 1/3 of your income on rent.

Where is your workplace going to be? You seem to be very open in regards to where you want to live, so I'd make sure the commute is bearable.
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  #29  
Old 20.03.2021, 12:13
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Re: Moving to Zurich area

We live in Winterthur, and my husband works in Oerlikon, right near the station. The commute is bearable for him, 15 minutes on the bus, another 25 ish minutes to Oerlikon. If you time it right, a short wait between bus and train. So about 50 minutes. Another 3 or 4 minutes to Zurich HB. But if you work far away from the HB, it might be inconvenient. Although if you can travel via stadelhofen, it‘s still 50 min or less. If you can walk to the Winti station or live closer, your bus ride is non existent or less time.

We live at the edge of wulflingen, so before Winterthur on the A1.

Lots of nature, places to walk, somewhat lower price than Zurich city. Health insurance is region 2 in Kt Zurich, so less than the city.
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  #30  
Old 20.03.2021, 13:14
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Re: Moving to Zurich area

It's just you and partner or kids?
Where will you work?
What kind of work will your partner be after?
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  #31  
Old 20.03.2021, 19:05
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Re: Moving to Zurich area

Hello,


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Where is your workplace going to be? You seem to be very open in regards to where you want to live, so I'd make sure the commute is bearable.
Location is somewhere in District 9 (Altstetten). I can see it is something like 40 mins walking from HB. And yes, living in the city is not something I must have. Rather, I see myself (along with my wife ofc) in some smaller town/bigger village - somewhere where I could imagine I can become "part of". Blocks in cities stopped being point of interest for me long time ago. Of course, the place should have the necessary infrastructure (hospital, some kindergarden, school, shops for necessary things..)



Quote:
It's just you and partner or kids?
Where will you work?
What kind of work will your partner be after?
At the moment, only my wife and me, but we are hoping to become parents soon. She is Master of Economic Science, proficient in project management and marketing, so that kind of jobs she will look after - most probably in Zurich too...



@ennui , thanks for your post! Indeed, Winterthur looks like the place we would consider...




So far, I checked Uitikon and Birmensdorf in West, Maur, Zollikerberg,Zumikon and Greifensee on the East, and all the places around the Zurrich lake. Lot of other places to check, though. But, in case everything goes well and we actually move in Switzerland, we will have to narrow down the places.. Thank you all for your posts so far, really helpful!



Best regards!
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  #32  
Old 20.03.2021, 19:34
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Re: Moving to Zurich area

If you are looking to become parents and both work, I would suggest you don't discount the city too quickly. There are areas like Wiedikon that have the village feel and all the amenities and you can be in the woods with a 15 mins walk.

It's personal of course but as working parents I find that the city itself has more to offer, everything is closer (the 15 mins on the train with a trainevery 30 mins adds up), Uber is affordable, babysitters abund etc.

I would suggest when you do have everything lined up, that you rent a furnished place for 2 months and walk around, get a feel for the place etc and then make your choice. It's worth it.

K
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  #33  
Old 20.03.2021, 19:40
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Re: Moving to Zurich area

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If you are looking to become parents and both work, I would suggest you don't discount the city too quickly. There are areas like Wiedikon that have the village feel and all the amenities and you can be in the woods with a 15 mins walk.

It's personal of course but as working parents I find that the city itself has more to offer, everything is closer (the 15 mins on the train with a trainevery 30 mins adds up), Uber is affordable, babysitters abund etc.

I would suggest when you do have everything lined up, that you rent a furnished place for 2 months and walk around, get a feel for the place etc and then make your choice. It's worth it.

K
Good luck finding something decent for 2 (+x) in Wiedikon for 2500.
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  #34  
Old 20.03.2021, 19:45
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Re: Moving to Zurich area

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Good luck finding something decent for 2 (+x) in Wiedikon for 2500.
I was thinking about the same thing, some people seem to dismiss the rent issue. Sure, if they're OK to pay 4000-5000 chf for a decently sized apt. they can go almost everywhere in the city. I personally think is not worth it, unless money are not an issue for them.
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Old 20.03.2021, 20:04
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Re: Moving to Zurich area

With this budget and Altstetten as workplace, I would look at places along the S5 direction Zug. Urdorf, Birmenstorf, Affoltern etc. Winterthur is way to far, along the lake requires budget and change of train in HB. S5 towards Greifensee of course also an option.
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Old 20.03.2021, 20:12
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Re: Moving to Zurich area

Hoy!



@kri , yes, I agree with you that living in the city has its pros - mostly related to reachability of most locations. Something what we considered important when moving to Vienna. Then, at one point you find yourself spending most of your free time traveling to the surounding locations in order to be in nature, to run away from concrete and noise, from crowdy streets - you know. Then we tried to "put on paper" what exactly we often visit in the city itself? Ok, Vienna is amazing city, anywhere you go you find something you havent seen before, although you walked there many times ... But, besides that, and museums and some concerts, there is not that much necessity to go to the city itself (at least not on daily basis). So, we figured out it would make sense to move somewhere closer to the nature, somewhere more quiet and "friendly" , and to travel to the city when needed instead vice versa. Let me emphasize that I still have the opinion that for many things living in the city does have pros, and surely it would be easier, and that is the reason why we are not trying to move into the village with 10 houses



Let me thank all of you for your comments and help!



Best regards!
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Old 20.03.2021, 20:16
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Re: Moving to Zurich area

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With this budget and Altstetten as workplace, I would look at places along the S5 direction Zug. Urdorf, Birmenstorf, Affoltern etc. Winterthur is way to far, along the lake requires budget and change of train in HB. S5 towards Greifensee of course also an option.
Yeah. Winterthur may be too far though it depends on if your wife works too and her required direction. I believe both the s12 and s11 go to altstetten from Winterthur though....takes about 35 minutes.
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Old 21.03.2021, 22:58
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Re: Moving to Zurich area

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Yeah. Winterthur may be too far though it depends on if your wife works too and her required direction. I believe both the s12 and s11 go to altstetten from Winterthur though....takes about 35 minutes.
Hello!

I would also recommend Winterthur, although it depends how far away from the train station you live and work.

We live within walking distance of the Winterthur train station. My husband works in Winterthur and I work in Zürich. Previously I worked in Oerlikon. My commute time was approximately 40mins for both, because in Oerlikon, though closer, I had a longer walk.

If you can find an apartment in central Winterthur and you work near HB, it’s a great choice - easy going, lots of green space, attractive old town, and enough English speakers to not feel too out of place in the beginning.

We love it here. Good luck!
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Old 22.03.2021, 09:37
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Re: Moving to Zurich area

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I was thinking about the same thing, some people seem to dismiss the rent issue. Sure, if they're OK to pay 4000-5000 chf for a decently sized apt. they can go almost everywhere in the city. I personally think is not worth it, unless money are not an issue for them.
People frequently ask us why we live in the city and why we don't move out to the "suburbs" to save some money.

I've lived in the same area of Zurich city since day one and love the convenience of having a 5-10 minute commute to work (by foot). In every other other country that I have lived in before moving to Switzerland, my daily commute was between 30-60 minutes each way. When I hear of people in Switzerland having that commute time, I don't understand it!

Ignoring the past year of WFH, I think it makes sense to live close to work to cut down on commuting time (which I view as wasted time). We love the nature too and enjoy heading out of town every weekend to go to hiking or skiing in the mountains. Depending on your job, you're very unlikely to be doing such things during the week. Of course, if this WFH becomes a permanent situation, you could move wherever you want, even to a different country.

We have a lot of friends who have moved out of the city in recent years, most because they wanted a bigger space for their kids. Our friends who moved to Kilchberg, Thalwil, Adliswil, Rüschlikon, Greifensee, Herrliberg etc all eventually also bought a car - some bought 2 cars - so that they could drive to work to avoid a long commute with several changes on public transport. It also becomes necessary to have a car to go grocery shopping, etc.
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Old 22.03.2021, 18:56
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Re: Moving to Zurich area

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People frequently ask us why we live in the city and why we don't move out to the "suburbs" to save some money.

I've lived in the same area of Zurich city since day one and love the convenience of having a 5-10 minute commute to work (by foot). In every other other country that I have lived in before moving to Switzerland, my daily commute was between 30-60 minutes each way. When I hear of people in Switzerland having that commute time, I don't understand it!

Ignoring the past year of WFH, I think it makes sense to live close to work to cut down on commuting time (which I view as wasted time). We love the nature too and enjoy heading out of town every weekend to go to hiking or skiing in the mountains. Depending on your job, you're very unlikely to be doing such things during the week. Of course, if this WFH becomes a permanent situation, you could move wherever you want, even to a different country.

We have a lot of friends who have moved out of the city in recent years, most because they wanted a bigger space for their kids. Our friends who moved to Kilchberg, Thalwil, Adliswil, Rüschlikon, Greifensee, Herrliberg etc all eventually also bought a car - some bought 2 cars - so that they could drive to work to avoid a long commute with several changes on public transport. It also becomes necessary to have a car to go grocery shopping, etc.
I agree. We've lived both in the city and in the "suburbs". I can definitely understand the appeal of a larger city and besides I really like Zurich. We moved to a smaller town for the same reasons as your friends because we couldn't have had the same kind of apartment in the city and defo not for the rent we pay now. In terms of size, having a terrace, closeness to kindergarten and school (basically across the street), closeness to swimming pool/tennis courts/shopping centre not to mention forest, very close to our house.
We were lucky to find this place and I think I've called this agency and I bored them to death with my persistence because for some reasons they didn't seem to be in a rush to rent this apartment. I still think we were incredibly lucky. Yes, I miss ZH from some points of view but it's still there when we want to visit. I suppose each place is more suitable for different phases in one's life. I didn't always want the same things.
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