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Old 25.05.2021, 11:42
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Comparing locations - Oberglatt and Dietikon

Hello,



We are currently evaluating two apartments (for purchase). One of them is in Oberglatt, and the other is in Dietikon.



We went to both the locations, and our impressions were as follows:
  • Oberglatt is more sparsely populated, and very residential. It felt like a small village, with not many shops or restaurants in the village centre. Consequently, it also felt more quite and peaceful.
  • Dietikon felt more urban, with more people and shops in the city centre. It also felt crowded and cramped compared to Oberglatt.
  • The tax rate in both localities is the same (though higher than ZH city).


We currently live in Oerlikon, so everything (shops, post office, train station, decent restaurants) is within walking distance from our house. This would not be the case with the two options that we have in Oberglatt and Dietikon. We do see that there are plenty of options for essential items nearby, so that's not a concern.



However, we would like to know from people that have lived in Dietikon and/or Oberglatt, what they think about the two locations and which would be better to live in?


Also, an unrelated query. How is the tax rate for which locality decided? Currently, to me it seems that the more "posh" areas like Kilchberg have lower tax rates leading to a concentration of high-income individuals there (which also makes real estate unaffordable there).
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Old 25.05.2021, 11:52
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Re: Comparing locations - Oberglatt and Dietikon

Dietikon is a dump. Never lived in Dietikon, but worked there and had friends living there. There is no way I would move there, let alone buy a place. Cannot say much about Oberglatt.

Edit: A few more thoughts on Dietikon:

The center and everything along the main road from Spreitenbach to Schlieren is dreadful in my view. Concrete, traffic, old housing, dodgy shops. Traffic I thought was quite bad and not helped by all the young guys showing off their old M3s. On Saturdays a lot of spill-over traffic from Spreitenbach (Shoppi, Ikea). The area north of the railway where a lot of new housing has been added in the last 10 years may offer modern buildings but otherwise very little in my view.

Heading south towards Urdorf and up the valley towards Mutschellen there might be some nicer and quieter parts. I recall the area into Reppischtal from cycling tours and I found this quite nice, but also this probably is not Dietikon anymore.

If I were looking for housing in Limmattal, I would look at Urdorf, Weiningen, Engstringen maybe.

Last edited by komsomolez; 25.05.2021 at 23:05.
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Old 25.05.2021, 20:12
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Re: Comparing locations - Oberglatt and Dietikon

Also have a bump.
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Old 26.05.2021, 01:05
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Re: Comparing locations - Oberglatt and Dietikon

I'd say the public transport could be an important factor to compare, especially if you have children, so it's worth spending a while perusing all the routes and timetables (convenience of changing, overall duration) for what they'll most likely want or need to be doing now, in 2, 5 and 10 years' time.

Also transport for adults to get to work, whether that is by public transport and car.
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Old 27.05.2021, 16:38
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Re: Comparing locations - Oberglatt and Dietikon

If I had the money, I'd have preferred to buy an apartment in ZH city. But anything that we like in the city costs more than 1.5 million, and that's really not affordable for us right now.



It might become affordable five years down the line, but I am not sure the increase in our salary and savings over the next five years will keep pace with the increase in real estate prices.



The options that we have in our price range right now, are outside the ZH city. We are only looking at options that have a connection to ZH HB at least every 15 minutes. We have found options in the following areas - Opfikon, Dietikon and Oberglatt.


None of these would be ideal for us, work wise. For me, the daily commute would be between 1-1.25 hours (one way), and for the wife 40-50 minutes. However, given that I can work at least 2 days a week from home, we think it would be doable.



If we want locations that are equidistant from our work locations, and also accessible from HB, we are looking at places like Thalwil, Kilchberg, Horgen - and there's no way we can afford a house there with our budget.


So what now? If we want to buy a house, it seems to me that we will have to choose from the not so desirable locations. The other option is to keep renting, but that is a bummer because we thought we could afford a decent house in ZH.
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Old 27.05.2021, 19:29
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Re: Comparing locations - Oberglatt and Dietikon

That's a huge lot of commuting for the parents and family...just for the privilege of buying a 'house'.


Our friends and colleagues who have a 'modest' apartment budget have been buying around Affoltern am Albis, Bonstetten, and getting cars. It's a 'new growth area' - lots of new privately owned apartments.


Opfikon/Oberglatt will be significantly impacted by airport noise - probably not something you can measure right now as there are so few planes!


Dietikon is a 'hole' for people with really low incomes. I wouldn't go there if you paid me...


I have no idea what 'budget' you are working with, but I assume you are looking for an 'einfamilienhaus' rather than an apartment...
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Old 27.05.2021, 19:36
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Re: Comparing locations - Oberglatt and Dietikon

Have a look at the latest CS study on available income / cost of living. Might give some inspirations.

https://www.credit-suisse.com/ch/de/...ung-haben.html
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Old 27.05.2021, 20:39
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Re: Comparing locations - Oberglatt and Dietikon

you could also consider this one - I can recommend it - I've been inside but don't know who the owner is....



https://www.homegate.ch/buy/3001006721
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Old 27.05.2021, 21:11
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Re: Comparing locations - Oberglatt and Dietikon

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I
The options that we have in our price range right now, are outside the ZH city. We are only looking at options that have a connection to ZH HB at least every 15 minutes. We have found options in the following areas - Opfikon, Dietikon and Oberglatt.

None of these would be ideal for us, work wise. For me, the daily commute would be between 1-1.25 hours (one way), and for the wife 40-50 minutes. However, given that I can work at least 2 days a week from home, we think it would be doable.

...
So what now? If we want to buy a house, it seems to me that we will have to choose from the not so desirable locations. The other option is to keep renting, but that is a bummer because we thought we could afford a decent house in ZH.
For a while, such a commute can be okay. I would not choose a permanent home that involved that much commuting except, perhaps, if you are both also studying something or are avid readers, or frequent social media, or do subtle isometric exercises or meditate, really anything that means you know how to use your time well, when in the train or waiting on the platform. With such skills, you can utilise those many hours; without them, over time the commute becomes a drain on one's energy and mood.
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Old 27.05.2021, 23:00
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That's a huge lot of commuting for the parents and family...just for the privilege of buying a 'house'.


Our friends and colleagues who have a 'modest' apartment budget have been buying around Affoltern am Albis, Bonstetten, and getting cars. It's a 'new growth area' - lots of new privately owned apartments.


Opfikon/Oberglatt will be significantly impacted by airport noise - probably not something you can measure right now as there are so few planes!


Dietikon is a 'hole' for people with really low incomes. I wouldn't go there if you paid me...


I have no idea what 'budget' you are working with, but I assume you are looking for an 'einfamilienhaus' rather than an apartment...

No man, we've been looking at apartments.



We have been restricted because we are primarily interested in new projects or apartments that were constructed after 2015. We also need 3 bedrooms and two bathrooms and want the living/dining/kitchen area to be at least 42m2.



With these restrictions, the apartments that we have found within reasonable commute distance have mostly been over 1.3 million and that's not cheap. Nothing in Bonstetten or Affoltern am Albis either.


We will continue to look, but it just feels that we need to be richer to afford the kind of house we want.

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you could also consider this one - I can recommend it - I've been inside but don't know who the owner is....



https://www.homegate.ch/buy/3001006721

Thanks for the suggestion, but unfortunately we don't like slipping roofs. I lived in a slopping roof apartment for three years and I absolutely hated it by the end.

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For a while, such a commute can be okay. I would not choose a permanent home that involved that much commuting except, perhaps, if you are both also studying something or are avid readers, or frequent social media, or do subtle isometric exercises or meditate, really anything that means you know how to use your time well, when in the train or waiting on the platform. With such skills, you can utilise those many hours; without them, over time the commute becomes a drain on one's energy and mood.

I agree with you, but with the budget it doesn't seem like we will get a location that is equidistant from our work locations. As I said earlier, that would be the Thalwil Horten area, and we can't afford anything there.

Last edited by roegner; 30.05.2021 at 02:47. Reason: Merging consecutive posts
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Old 27.05.2021, 23:09
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Re: Comparing locations - Oberglatt and Dietikon

If you don't mind me asking, in what areas do you and your wife work? Maybe there are other areas that could be an option without either of you having to have a long commute.
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Old 27.05.2021, 23:37
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Re: Comparing locations - Oberglatt and Dietikon

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If you don't mind me asking, in what areas do you and your wife work? Maybe there are other areas that could be an option without either of you having to have a long commute.

Zug and Wiedikon.
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Old 27.05.2021, 23:39
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Re: Comparing locations - Oberglatt and Dietikon

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I agree with you, but with the budget it doesn't seem like we will get a location that is equidistant from our work locations. As I said earlier, that would be the Thalwil Horten area, and we can't afford anything there.
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We will continue to look, but it just feels that we need to be richer to afford the kind of house we want.
That's not a nice feeling. It leaves you with one or more of the following options:
  1. lower your standards in terms of the ideal size or quality or age of the property
  2. save more towards the cash down payment, possibly by dropping your standard of living for a while, for this express purpose
  3. earn more, possibly by renegotiating your salaries, or by starting a side-hustle to generate another income
  4. one or both of you change jobs to lessen the gap in your commutes
  5. don't buy, just rent in an area that is good for both your commutes (and remember that the bulk of the Swiss population rents).
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Old 29.05.2021, 19:20
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Re: Comparing locations - Oberglatt and Dietikon

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I agree with you, but with the budget it doesn't seem like we will get a location that is equidistant from our work locations. As I said earlier, that would be the Thalwil Horten area, and we can't afford anything there.
Thalwil area certainly is pricey, but is there nothing affordable on the other side of the Albis along the S5?

If affordability of a place to buy is such a constraint that you need to consider Dietikon, I would suggest to invest the 20% equity in a solid fund and postpone a purchase by a few years.

Last edited by komsomolez; 29.05.2021 at 20:36.
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Old 29.05.2021, 19:59
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Re: Comparing locations - Oberglatt and Dietikon

I lived in Dietikon from 2007 until 2017, renting an apartment in a nice area next to the forest.



But I am glad I moved. It is conveniently located for transport, but that is it. it is a large and fragmented Gemeinde, and they are struggling to keep the tax rate below 130 (it went from 117 to 129 in the time I lived there). This is probably why properties are quite cheap there...good taxpayers are moving out.



Now I have kids, the deal-breaker would be the schools. Not wanting to sound arrogant, but would rather my two boys have a better class of peers than they would get there.
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Old 29.05.2021, 20:33
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Re: Comparing locations - Oberglatt and Dietikon

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If you don't mind me asking, in what areas do you and your wife work? Maybe there are other areas that could be an option without either of you having to have a long commute.
Dietikon to Zurich a long commute???? Try having one person work in ZH and one in BS like us ...
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Old 30.05.2021, 00:04
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Re: Comparing locations - Oberglatt and Dietikon

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I agree with you, but with the budget it doesn't seem like we will get a location that is equidistant from our work locations. As I said earlier, that would be the Thalwil Horten area, and we can't afford anything there.
In the past we opted to live where one of us was very close to work and the other had the commute.

In your shoes I might consider renting in canton Zug at least to take advantage of lower tax rates.

Not too long ago I saw the statistics on the number of people who have have left Kt. Zurich to buy property in other cantons, especially Aargau. So clearly one needs very deep pockets to buy in Kt. Zurich.
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Old 30.05.2021, 00:46
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Re: Comparing locations - Oberglatt and Dietikon

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Zug and Wiedikon.
What about Effretikon and Bassersdorf? 22-27 minutes to Wiedikon, 58-53 minutes to Zug with direct links.

Last edited by Guest; 30.05.2021 at 02:42. Reason: Deleted Info at request of poster.
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Old 01.06.2021, 15:05
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Re: Comparing locations - Oberglatt and Dietikon

I have a co-worker that commutes from Zug (or rather Allenwinden) to Wiedikon, by car.
Well, two or three times a week these days.

The closer you get to Zurich, the more expensive it gets.

I would suggest renting instead of spending well over 1 million (of which 75%-ish is money you haven't even earned, I assume) for something you "almost" like.

The pandemic and an increased fear of inflation have driven many into looking for less cramped living spaces. Thus prices have increased again, after having somewhat plateaued in recent times.

How do you (two) get to work?


BTW: I would not consider moving onto the "other" side of Zurich, so you'd have to cross through Zurich every time you go to work.
Or at least not, until I could reduce that to two times a week....
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Old 02.06.2021, 14:09
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Re: Comparing locations - Oberglatt and Dietikon

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Thalwil area certainly is pricey, but is there nothing affordable on the other side of the Albis along the S5?

If affordability of a place to buy is such a constraint that you need to consider Dietikon, I would suggest to invest the 20% equity in a solid fund and postpone a purchase by a few years.

There seems to be nothing on the market that meets our requirement.
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