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Old 27.05.2021, 13:38
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Parquet flooring damage in a rented apartment - do I pay ?

I have been renting my apartment for just over 11 years now. It was new when I moved in. Some water damage from condensation on the windows occurred on the parquet flooring in the early days which was down to my ignorance of the necessity to keep the apartment well ventilated.

I chose not to get it repaired for fear it would happen again.

The time has now come to leave in about 4 months time. I was wondering if I can claim the damage on my house insurance Or possibly the administrator will see this as acceptable wear and tear ?

Anyone any idea the cost of repair ? An example is attached

I would estimate the total length is about 2 meters of flooring spread across 4 or 5 different places
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Old 27.05.2021, 13:39
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Re: Parquet flooring damage in a rented apartment - do I pay ?

I highly doubt that is normal wear and tear as it is plain water damage. And a bit more than some water?


Ask your landlord/régie and ask your insurance if they pay
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Old 27.05.2021, 13:53
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Re: Parquet flooring damage in a rented apartment - do I pay ?

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The time has now come to leave in about 4 months time. I was wondering if I can claim the damage on my house insurance
No, household insurance only covers your own belongings - this isn't your parquet, no? You were probably thinking of liability insurance which should cover it

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Anyone any idea the cost of repair ? An example is attached

I would estimate the total length is about 2 meters of flooring spread across 4 or 5 different places
This is too small of a job to charge by meters. Probably you'd be looking at a fix price of at least one grand or so for all the nuisance, or something like 100-200 Fr hourly

Depending on how old the parquet is, you should only be charged a pro rated part of repair costs. Parquet is supposed to be written off after 30-40 years for damage claim purposes
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Old 27.05.2021, 14:59
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Re: Parquet flooring damage in a rented apartment - do I pay ?

10 years is the max life of surface of parquet unless it is deep hole which is then 30 yrs.

So no, you are not liable. Just don't sign anyhting. Do you have legal insurance?
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Old 27.05.2021, 15:00
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Re: Parquet flooring damage in a rented apartment - do I pay ?

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No, household insurance only covers your own belongings - this isn't your parquet, no? You were probably thinking of liability insurance which should cover it


This is too small of a job to charge by meters. Probably you'd be looking at a fix price of at least one grand or so for all the nuisance, or something like 100-200 Fr hourly

Depending on how old the parquet is, you should only be charged a pro rated part of repair costs. Parquet is supposed to be written off after 30-40 years for damage claim purposes
10 yrs if it is the surface only.
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Old 27.05.2021, 15:07
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Re: Parquet flooring damage in a rented apartment - do I pay ?

It depends on what type it is:


https://www.mieterverband.ch/mv/miet...ertabelle.html


Klebeparkett, kleinformatiges Massivholzparkett (Klötzliparkett), Hartholzriemen / Massivparkett 40 JahreMehrschichtparkett (ab 4 mm Nutzholz)30 Jahre
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Old 27.05.2021, 17:51
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Re: Parquet flooring damage in a rented apartment - do I pay ?

As others have said, to me this doesn't look like normal wear and tear with reasonable use. After ten years you'd expect to sand and reseal parquet, I'd not put much hope in that working for this deep water damage.

It's a bit like claiming paint lifetime after you've bashed a hole in the wall!
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Old 27.05.2021, 18:40
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Re: Parquet flooring damage in a rented apartment - do I pay ?

Thanks for all the input. Bit mixed.

I agree it was my fault. A grand is acceptable for me.
I do have legal insurance.

I really think they should have stressed the importance of good ventilation when I moved in as the apartment is gas tight and I have to open the windows for hours in winter to stop the condensation.

When I spoke to AXA they said I was covered. But they didn't come to see it.

I will keep ypu informed how it turns out

Thanks all
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Old 27.05.2021, 19:40
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Re: Parquet flooring damage in a rented apartment - do I pay ?

Depends on the quality:
Parkett / Holzriemenböden
Klebeparkett, („Klötzli“) 40 Jahre
Hartholzriemen / Massivparkett 40 Jahre
Weichholzriemen 30 Jahre
Furnierparkett 12 Jahre
Parkettversiegelung / -Ölung 10 Jahre

third-party liability insurance will pay, if you have one (and you should!).

Put a tape measure next to it and take a photo. Send the photo to the insurance. Some landlords try to get larger patches fixed than necessary. Or at least charge for larger ones.
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Old 02.11.2021, 22:40
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Re: Parquet flooring damage in a rented apartment - do I pay ?

I have the exact same problem. Water damage and it looks the same. I have 3 months of rent kept as deposit which I am worried to lose

Any ideas what I should do?
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Old 03.11.2021, 09:48
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Re: Parquet flooring damage in a rented apartment - do I pay ?

[the links here are to german pages - use a translate tool]

Be careful about what you agree to...

I would recomend as step 1 --> you join the Mietverband - tenant's rights association which costs about 100 CHF per year. They have experts who can give you a precise answer to your questions. Another user described them as giving legal advice for much less than a lawyer costs.

As step 2 - The tenant's rights association offers a service where they accompany you on your appartment handover (for an additional fee). I would absolutely recomend that you do this if you have any concerns about your handover.

Just a short explanation of how they can help you...

You wrote that "Some water damage from condensation on the windows occurred on the parquet flooring in the early days which was down to my ignorance of the necessity to keep the apartment well ventilated." But, according to the tenant's rights association website
many landlords blame their tenants for mold, when in fact it is rarely legally the renters fault or their financial responsibility.
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Old 03.11.2021, 09:51
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Re: Parquet flooring damage in a rented apartment - do I pay ?

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Any ideas what I should do?
Yes... Join the Mietverband and ask them to support you during the handover. The value for money proposition that the mietverband offers is amazing. They'll not only explain exactly what your rights are, but they'll help you acheive them.

And... the cost is minimal: About 100 ChF per year plus a bit more if you want them to accompany you on the apartment handover (which you should do).
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Old 03.11.2021, 20:18
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Re: Parquet flooring damage in a rented apartment - do I pay ?

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Yes... Join the Mietverband and ask them to support you during the handover. The value for money proposition that the mietverband offers is amazing. They'll not only explain exactly what your rights are, but they'll help you acheive them.

And... the cost is minimal: About 100 ChF per year plus a bit more if you want them to accompany you on the apartment handover (which you should do).
To be honest, if the OP wants a smooth handover and not have to wrangle over getting the deposit back, I would get it fixed and submit the invoice to the insurance, as the OP has said he is covered. Why wait? The OP has said that he is liable, it is clearly not wear and tear. So the OP should just do the right thing. Get it fixed and make the claim on the insurance, which is what it is there for.
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Old 03.11.2021, 20:40
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Re: Parquet flooring damage in a rented apartment - do I pay ?

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To be honest, if the OP wants a smooth handover and not have to wrangle over getting the deposit back, I would get it fixed and submit the invoice to the insurance, as the OP has said he is covered. Why wait? The OP has said that he is liable, it is clearly not wear and tear. So the OP should just do the right thing. Get it fixed and make the claim on the insurance, which is what it is there for.
Am in a similar position since 3 days from a red-wine stain (about 20cm) on a lovely 105 year old floor that, knowing my vermeiterin, hasn‘t been renovated according to the regulations concerning the use of parkett in previous posts on this thread, since at least 30 (or many, many more) years - or decades. Have lived in this apartment since 16 years with no other incidents. So it‘s no wonder that this one spill was absorbed directly into the wood really quickly.

Was really happy to find this thread, as it was freaking me out.

Will be filing my first household insurance claim since being with the same household insurance / 3rd part liability since around 30 years.

At the same time, will initiate repair quotes with one or more of the following companies for ‚Reparatur-Dienste: Parkettböden‘:

https://www.hev-zuerich.ch/branche/r...ettboeden-493/
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Old 05.11.2021, 20:47
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Re: Parquet flooring damage in a rented apartment - do I pay ?

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Am in a similar position since 3 days from a red-wine stain (about 20cm) on a lovely 105 year old floor that, knowing my vermeiterin, hasn‘t been renovated according to the regulations concerning the use of parkett in previous posts on this thread, since at least 30 (or many, many more) years - or decades. Have lived in this apartment since 16 years with no other incidents. So it‘s no wonder that this one spill was absorbed directly into the wood really quickly.

Was really happy to find this thread, as it was freaking me out.

Will be filing my first household insurance claim since being with the same household insurance / 3rd part liability since around 30 years.

At the same time, will initiate repair quotes with one or more of the following companies for ‚Reparatur-Dienste: Parkettböden‘:

https://www.hev-zuerich.ch/branche/r...ettboeden-493/
blame it on the smelly people downstairs?
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Old 06.11.2021, 16:33
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Re: Parquet flooring damage in a rented apartment - do I pay ?

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Am in a similar position since 3 days from a red-wine stain (about 20cm) on a lovely 105 year old floor that, knowing my vermeiterin, hasn‘t been renovated according to the regulations concerning the use of parkett in previous posts on this thread, since at least 30 (or many, many more) years - or decades. Have lived in this apartment since 16 years with no other incidents. So it‘s no wonder that this one spill was absorbed directly into the wood really quickly.

Was really happy to find this thread, as it was freaking me out.

Will be filing my first household insurance claim since being with the same household insurance / 3rd part liability since around 30 years.

At the same time, will initiate repair quotes with one or more of the following companies for ‚Reparatur-Dienste: Parkettböden‘:

https://www.hev-zuerich.ch/branche/r...ettboeden-493/
Just to be clear, the years mentioned are not a rule that means that an owner has to renovate after that time. They are the lifespan of the different things.

So now, if that has elapsed, your insurance will also not pay as they only pay residual value. Your owner then has to pay.
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Old 06.11.2021, 16:47
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Re: Parquet flooring damage in a rented apartment - do I pay ?

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Just to be clear, the years mentioned are not a rule that means that an owner has to renovate after that time. They are the lifespan of the different things.

So now, if that has elapsed, your insurance will also not pay as they only pay residual value. Your owner then has to pay.
Very good point - the owner will need to pay - the floor hasn‘t been newly done since yonks and decades before that probably - many years before I moved in at least.

The lifespan of an object does not indicate who is liable for the use, just used as a guideline for insurance purposes.
So don‘t expect a new white-washing of your walls based on these guidelines - it won‘t happen.

So am now in a situation where I need to tread carefully with my Vermieterin (that is elderly, and as well hates to spend money). Need her good references maybe for my next move to downsize - so might cover the costs myself. Difficult.

Oh well, will cover all bases

Last edited by ZuriRollt; 06.11.2021 at 17:09.
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