Go Back   English Forum Switzerland > Help & tips > Housing in general  
Reply
 
Thread Tools Display Modes
  #1  
Old 19.08.2021, 12:54
Member
 
Join Date: Jan 2016
Location: Volketswil
Posts: 158
Groaned at 2 Times in 2 Posts
Thanked 8 Times in 8 Posts
pawp has no particular reputation at present
Erstwohnung vs Zweitwohnung

I think since 2015 or 2016 there is a law in Switzerland that there cannot be more than 20% of properties used as secondary place of living (Zweitwohnung) in a Gemeinde.

1. Do you know if the law applies to all Gemeinde? I guess yes but in some Gemeinde there is less then 20% properties bought as Zweitwohnung
2. If I want to sell property that was bought as Erstwohnung, can I sell it someone that wants to buy it as Zweitwohung? If no, what if in the Gemeinde there is less than 20% of Zweitwohnung?
3. If I buy Erstwohnung and go for 6 months a trip around the world, can I still rent it?
Reply With Quote
  #2  
Old 19.08.2021, 13:30
Forum Legend
 
Join Date: Jun 2007
Location: Ticino
Posts: 3,121
Groaned at 96 Times in 67 Posts
Thanked 4,135 Times in 1,646 Posts
Snoopy has a reputation beyond reputeSnoopy has a reputation beyond reputeSnoopy has a reputation beyond reputeSnoopy has a reputation beyond reputeSnoopy has a reputation beyond reputeSnoopy has a reputation beyond repute
Re: Erstwohnung vs Zweitwohnung

Quote:
View Post
2. If I want to sell property that was bought as Erstwohnung, can I sell it someone that wants to buy it as Zweitwohung? If no, what if in the Gemeinde there is less than 20% of Zweitwohnung?
3. If I buy Erstwohnung and go for 6 months a trip around the world, can I still rent it?
2. You would have to enquire at your Gemeinde as to how it is classified. When we bought our house we enquired and were told it could be used as either. We use it as a first, but would be able to change that if we wanted. Your Gemeinde can inform you.

3. If it remains your first residence, then I don't see why not. You say you are going on a world trip, so it is unlikely that you would settle down elsewhere for that short a period, right?
Reply With Quote
  #3  
Old 19.08.2021, 14:17
fatmanfilms's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Verbier
Posts: 21,376
Groaned at 461 Times in 352 Posts
Thanked 23,091 Times in 11,824 Posts
fatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond repute
Re: Erstwohnung vs Zweitwohnung

Quote:
View Post
I think since 2015 or 2016 there is a law in Switzerland that there cannot be more than 20% of properties used as secondary place of living (Zweitwohnung) in a Gemeinde.

1. Do you know if the law applies to all Gemeinde? I guess yes but in some Gemeinde there is less then 20% properties bought as Zweitwohnung
2. If I want to sell property that was bought as Erstwohnung, can I sell it someone that wants to buy it as Zweitwohung? If no, what if in the Gemeinde there is less than 20% of Zweitwohnung?
3. If I buy Erstwohnung and go for 6 months a trip around the world, can I still rent it?
Depending on when it was built, but this is certainly possible as my brother did it when he left Switzerland, a force Majeure occurred. His primary residence which could not be sold to foreigners, but is now a second residence owned by a foreigner.
Reply With Quote
  #4  
Old 19.08.2021, 15:11
Forum Legend
 
Join Date: Sep 2006
Location: na
Posts: 11,541
Groaned at 37 Times in 33 Posts
Thanked 27,521 Times in 8,480 Posts
meloncollie has a reputation beyond reputemeloncollie has a reputation beyond reputemeloncollie has a reputation beyond reputemeloncollie has a reputation beyond reputemeloncollie has a reputation beyond reputemeloncollie has a reputation beyond repute
Re: Erstwohnung vs Zweitwohnung

Quote:
View Post
I can I sell it someone that wants to buy it as Zweitwohung? If no, what if in the Gemeinde there is less than 20% of Zweitwohnung?
3. If I buy Erstwohnung and go for 6 months a trip around the world, can I still rent it?

Click on the Gemeinde of interest on this map, it will show you the percentage of second homes (I think as of 2020, but you should verify that.)

https://www.are.admin.ch/are/de/home...wohnungen.html


Another wrinkle if you are wanting to sell:

Even the house has second home status, some buyers might still require a permit to buy it as a second home.

For instance I am non-EU with a C permit and have been looking for a second home, mostly in villages off the beaten track that are not typical holiday areas.

I had thought that my C permit put me on an equal footing with CH/EU buyers, but apparently not.* I have come across some Gemeinden where, despite having a C permit, I would nonetheless require permission to buy a propert for use as a second home - and some where I would not be allowed to do so at all.

Now that's the buyer's problem, and as a seller in a hot market you wouldn't care, you'd just move on to a CH/EU buyer.

However if the property is 'special' (in the German sense) you might find that the need for a non-EU-but-already-resident-in-Switzerland person to gain permission shrinks your potential pool of interested buyers. The risk is small given the current overheated Swiss market, but it still is non-zero.


Do take some time browsing the Zweitwohnung site - lots of good info there.


* It's entirely possible that the bureaucrats at these Gemeinden were making stuff up... but honestly I didn't feel like throwing good money towards a potentially lost cause by challenging the decision.
Reply With Quote
The following 2 users would like to thank meloncollie for this useful post:
  #5  
Old 19.08.2021, 15:47
Forum Legend
 
Join Date: Jun 2007
Location: Ticino
Posts: 3,121
Groaned at 96 Times in 67 Posts
Thanked 4,135 Times in 1,646 Posts
Snoopy has a reputation beyond reputeSnoopy has a reputation beyond reputeSnoopy has a reputation beyond reputeSnoopy has a reputation beyond reputeSnoopy has a reputation beyond reputeSnoopy has a reputation beyond repute
Re: Erstwohnung vs Zweitwohnung

Another point is: if the house was built before the law was voted in, i.e. 11th March 2012 (even though the law itself only came into effect on Jan 1, 2016) it is not affected by the law governing 2nd residences.
Reply With Quote
The following 2 users would like to thank Snoopy for this useful post:
  #6  
Old 19.08.2021, 16:02
XDr's Avatar
XDr XDr is offline
Member
 
Join Date: Sep 2020
Location: Northeast
Posts: 211
Groaned at 5 Times in 5 Posts
Thanked 283 Times in 157 Posts
XDr has an excellent reputationXDr has an excellent reputationXDr has an excellent reputationXDr has an excellent reputation
Re: Erstwohnung vs Zweitwohnung

Quote:
View Post
Click on the Gemeinde of interest on this map, it will show you the percentage of second homes (I think as of 2020, but you should verify that.)

https://www.are.admin.ch/are/de/home...wohnungen.html


Another wrinkle if you are wanting to sell:

Even the house has second home status, some buyers might still require a permit to buy it as a second home.

For instance I am non-EU with a C permit and have been looking for a second home, mostly in villages off the beaten track that are not typical holiday areas.

I had thought that my C permit put me on an equal footing with CH/EU buyers, but apparently not.* I have come across some Gemeinden where, despite having a C permit, I would nonetheless require permission to buy a propert for use as a second home - and some where I would not be allowed to do so at all.

Now that's the buyer's problem, and as a seller in a hot market you wouldn't care, you'd just move on to a CH/EU buyer.

However if the property is 'special' (in the German sense) you might find that the need for a non-EU-but-already-resident-in-Switzerland person to gain permission shrinks your potential pool of interested buyers. The risk is small given the current overheated Swiss market, but it still is non-zero.


Do take some time browsing the Zweitwohnung site - lots of good info there.


* It's entirely possible that the bureaucrats at these Gemeinden were making stuff up... but honestly I didn't feel like throwing good money towards a potentially lost cause by challenging the decision.
Quote:
View Post
Another point is: if the house was built before the law was voted in, i.e. 11th March 2012 (even though the law itself only came into effect on Jan 1, 2016) it is not affected by the law governing 2nd residences.
In addition to the Gemeinde, there might be a quota at the Kanton level. The Gemeinde should take care of pushing the request through to the Kanton, but that adds a layer of time and uncertainty.
Reply With Quote
This user would like to thank XDr for this useful post:
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off



All times are GMT +2. The time now is 04:58.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2022, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0