Go Back   English Forum Switzerland > Help & tips > Housing in general  
Reply
 
Thread Tools Display Modes
  #1  
Old 20.11.2022, 14:11
mac mac is offline
Newbie 1st class
 
Join Date: Sep 2021
Location: -
Posts: 19
Groaned at 0 Times in 0 Posts
Thanked 6 Times in 3 Posts
mac has no particular reputation at present
Living in Schwyz

Hello!

I would like to ask about living in Schwyz (city) or around the city.
Is there a big community of expats ?
For now we are living in Zug, but we need to find an apartment till end of January and we are also considering living in Schwyz. I work in Zug, but I don't have to be in the office every day and we got a car so I don't need to use public transport.
We don't speak German yet so community where we can also use English would be great.

Can anyone give us an advice what cities/places we need to check ?

Thank you in advance!
Reply With Quote
  #2  
Old 20.11.2022, 18:37
komsomolez's Avatar
Forum Legend
 
Join Date: Jan 2008
Location: SZ
Posts: 3,666
Groaned at 345 Times in 242 Posts
Thanked 7,518 Times in 3,220 Posts
komsomolez has a reputation beyond reputekomsomolez has a reputation beyond reputekomsomolez has a reputation beyond reputekomsomolez has a reputation beyond reputekomsomolez has a reputation beyond reputekomsomolez has a reputation beyond repute
Re: Living in Schwyz

Feels to me like the expatty parts of SZ is at Lake Zurich. Maybe some in Küssnacht also.
Reply With Quote
This user would like to thank komsomolez for this useful post:
  #3  
Old 20.11.2022, 19:28
Forum Legend
 
Join Date: Sep 2006
Location: na
Posts: 11,670
Groaned at 37 Times in 33 Posts
Thanked 27,957 Times in 8,597 Posts
meloncollie has a reputation beyond reputemeloncollie has a reputation beyond reputemeloncollie has a reputation beyond reputemeloncollie has a reputation beyond reputemeloncollie has a reputation beyond reputemeloncollie has a reputation beyond repute
Re: Living in Schwyz

Agree with Komsomolez; if you are looking for fellow English speakers you are more likely to find some in Ausserschwyz. Although there really isn't any kind of expat community, we are all just scattered about, doing our best to blend in. But occasionally you'll hear a familiar phrase or two.

Even in 'expatty' Ausserschwyz, though, you must get up to speed in 'around the Dorf' German as quickly as you can. Some shops and restuarants will have English speaking personnel, but don't count on it. And expect to speak German if you need repair, bulding, or installation work done.

Beyond Ausserschwyz (Einsiedeln and Innerschwyz, which includes the town of Schwyz) you really should expect to speak German in most aspects of everyday life. Be happy when you find an exception, but don't expect it.

Schwyz is is very Swiss - which is a good thing, it's a nice town. Again, don't expect to find an expat community, although you might find some English speakers.

To give you an idea, my dealings with various cantonal offices in Schwyz ( Migrationsamt, Landwirtschaftsamt, the cantonal Bauamt, etc.) have been German-only. And many of those conversations will be in Swiss-German, although me responding in High German is perfectly fine.

The notable exception is the Steueramt, they are most accomodating and are happy to help you fork over your money in any language.

Speaking of which, since you mention you are moving from Zug, are you aware of the tax difference? 'Steuerparadis Schwyz' really only refers to the Höfe villages and to a lesser extent March . The rest of canton SZ is not a tax paradise - your tax bill might be a bit of a surprise coming from Zug.

---

ETA:

If you will still be working in ZG, how do you plan to commute - by car, or public transportation? That would be a significant factor in deciding where to live in SZ.
Reply With Quote
The following 7 users would like to thank meloncollie for this useful post:
  #4  
Old 20.11.2022, 19:38
komsomolez's Avatar
Forum Legend
 
Join Date: Jan 2008
Location: SZ
Posts: 3,666
Groaned at 345 Times in 242 Posts
Thanked 7,518 Times in 3,220 Posts
komsomolez has a reputation beyond reputekomsomolez has a reputation beyond reputekomsomolez has a reputation beyond reputekomsomolez has a reputation beyond reputekomsomolez has a reputation beyond reputekomsomolez has a reputation beyond repute
Re: Living in Schwyz

OP, would be good to know what your drivers are for looking at Schwyz. I know several people who work in Zug, but set up camp in Säuliamt (ZH), Zurich City or even Lucerne (never understood that).
Reply With Quote
This user would like to thank komsomolez for this useful post:
  #5  
Old 20.11.2022, 20:37
mac mac is offline
Newbie 1st class
 
Join Date: Sep 2021
Location: -
Posts: 19
Groaned at 0 Times in 0 Posts
Thanked 6 Times in 3 Posts
mac has no particular reputation at present
Re: Living in Schwyz

Quote:
View Post
To give you an idea, my dealings with various cantonal offices in Schwyz ( Migrationsamt, Landwirtschaftsamt, the cantonal Bauamt, etc.) have been German-only. And many of those conversations will be in Swiss-German, although me responding in High German is perfectly fine.

The notable exception is the Steueramt, they are most accomodating and are happy to help you fork over your money in any language.

Speaking of which, since you mention you are moving from Zug, are you aware of the tax difference? 'Steuerparadis Schwyz' really only refers to the Höfe villages and to a lesser extent March . The rest of canton SZ is not a tax paradise - your tax bill might be a bit of a surprise coming from Zug.

---

ETA:

If you will still be working in ZG, how do you plan to commute - by car, or public transportation? That would be a significant factor in deciding where to live in SZ.
Really I wouldn't be able to fix some stuff with the office in English ? That could be hard...

Of course, we will learn German. My wife is already speaking a little bit and I will start in the nearest future. We have a child and in the future, when she will go to school we will need to know the language.

I am considering Schwyz because it is not to far away from Zug and it is easier to get an apartment. Here is Zug/Baar/Cham etc. is extremely hard to find something. And Schwyz is still not so bad from tax point of view. I have Quellensteuer and I found information, here on the forum, that Quellensteuer is the same in the whole Kanton, is it right ?

We have a place to stay till end of January and before that we need to find something. We are not so long in Switzerland (I am here from August, my family from October), so we don't have rental history and my Betreibungsregister is from 01.09 to end of October so it has nothing to tell....
I spoke with some people during apartment viewings and 100 people who want to see the apartment is a normal number here...

This is the main reason - housing problem. We still have some scheduled viewings, we are waiting for some answers already but from I saw it would be tough.

I have a car so probably I will commute by it. I don't have to be in the office everyday, maybe 1/2 days a week.
Reply With Quote
  #6  
Old 20.11.2022, 20:44
komsomolez's Avatar
Forum Legend
 
Join Date: Jan 2008
Location: SZ
Posts: 3,666
Groaned at 345 Times in 242 Posts
Thanked 7,518 Times in 3,220 Posts
komsomolez has a reputation beyond reputekomsomolez has a reputation beyond reputekomsomolez has a reputation beyond reputekomsomolez has a reputation beyond reputekomsomolez has a reputation beyond reputekomsomolez has a reputation beyond repute
Re: Living in Schwyz

If housing is your concern, draw a 30 km (or whatever is acceptable) radius around Zug, look for rentals and do the tax calculation on top. For that, if you are below 120k it is just Quellensteuer - so only the canton matters. If you are above 120k, you will be taxed at the actual rate of the place where you live.

101.
Reply With Quote
The following 2 users would like to thank komsomolez for this useful post:
  #7  
Old 20.11.2022, 21:06
mac mac is offline
Newbie 1st class
 
Join Date: Sep 2021
Location: -
Posts: 19
Groaned at 0 Times in 0 Posts
Thanked 6 Times in 3 Posts
mac has no particular reputation at present
Re: Living in Schwyz

I am below 120k so I will have Quellensteuer.
I have done the calculation already and the Quellensteuer is the 'best' in Kanton Zug, next is Kanton Schwyz, then Zurich, Aarau. The tax in Lucern is too high if you compare this to Zug or Schwyz (several hundred CHF and the apartments are not much more cheaper).

That is why we are considering Schwyz. It is only 25 min to get to my work so it is totally fine.

Last edited by mac; 20.11.2022 at 21:17.
Reply With Quote
  #8  
Old 20.11.2022, 21:21
olygirl's Avatar
Forum Legend
 
Join Date: Oct 2007
Location: d' Innerschwiiz
Posts: 7,804
Groaned at 420 Times in 284 Posts
Thanked 18,412 Times in 5,697 Posts
olygirl has a reputation beyond reputeolygirl has a reputation beyond reputeolygirl has a reputation beyond reputeolygirl has a reputation beyond reputeolygirl has a reputation beyond reputeolygirl has a reputation beyond repute
Re: Living in Schwyz

Schwyz is lovely and most everyone below 30 can speak English adequately. A few may not want to speak English simply because they feel expats should learn German.

Schwyz is still quite traditional and quite proud of its heritage. If you want to live in Schwyz, you will be expected to learn some German in order to integrate.
Reply With Quote
  #9  
Old 20.11.2022, 21:40
3Wishes's Avatar
Moderately Amused
 
Join Date: Jul 2010
Location: Bern area
Posts: 11,588
Groaned at 93 Times in 88 Posts
Thanked 20,282 Times in 8,968 Posts
3Wishes has a reputation beyond repute3Wishes has a reputation beyond repute3Wishes has a reputation beyond repute3Wishes has a reputation beyond repute3Wishes has a reputation beyond repute3Wishes has a reputation beyond repute
Re: Living in Schwyz

In other posts, you mention having a visa. This hints you might not be an EU citizen?

If this is the case, you will need to have prior approval from the authorities of the canton where you work as well as the canton where you want to live (assuming they're different cantons) before you actually move there. Make sure this is done before you sign any lease.

If you're an EU citizen, you don't need a visa and as far as I know, you can live wherever you want in Switzerland.
Reply With Quote
  #10  
Old 20.11.2022, 21:42
mac mac is offline
Newbie 1st class
 
Join Date: Sep 2021
Location: -
Posts: 19
Groaned at 0 Times in 0 Posts
Thanked 6 Times in 3 Posts
mac has no particular reputation at present
Re: Living in Schwyz

Of course we will learn German, and I think it might be better for us because we will be pushed to do that
Just would like to know is there will be a possibility to switch sometimes into English.

And of course, how the living there look like.


I am a EU citizen and I have work permit B for 5 years so there is no problem with that.
Reply With Quote
This user would like to thank mac for this useful post:
  #11  
Old 21.11.2022, 11:58
symphara's Avatar
Member
 
Join Date: Jun 2012
Location: SZ
Posts: 138
Groaned at 11 Times in 8 Posts
Thanked 185 Times in 69 Posts
symphara has earned the respect of manysymphara has earned the respect of manysymphara has earned the respect of many
Re: Living in Schwyz

Quote:
View Post
If housing is your concern, draw a 30 km (or whatever is acceptable) radius around Zug, look for rentals and do the tax calculation on top. For that, if you are below 120k it is just Quellensteuer - so only the canton matters. If you are above 120k, you will be taxed at the actual rate of the place where you live.
Just to clarify, as a non-citizen you are always taxed at source irrespective of being under or over 120k.

In Kanton Schwyz, this changes only when you either get a C permit or you buy a house. After one of those things happens, you pay tax annually, like the Swiss.

Earning over 120k while being taxed at source just means that you have to submit a normal tax return and, if your local rate is different than the cantonal rate, you pay more or get a refund.
Reply With Quote
This user would like to thank symphara for this useful post:
  #12  
Old 22.11.2022, 23:33
mac mac is offline
Newbie 1st class
 
Join Date: Sep 2021
Location: -
Posts: 19
Groaned at 0 Times in 0 Posts
Thanked 6 Times in 3 Posts
mac has no particular reputation at present
Re: Living in Schwyz

Thank you for the information. It is good to know that
Reply With Quote
  #13  
Old 23.11.2022, 09:44
Forum Veteran
 
Join Date: Sep 2021
Location: Geneva
Posts: 1,254
Groaned at 165 Times in 105 Posts
Thanked 1,471 Times in 716 Posts
Biro has a reputation beyond reputeBiro has a reputation beyond reputeBiro has a reputation beyond reputeBiro has a reputation beyond repute
Re: Living in Schwyz

Tax is low in Zug but expenses (rent) are higher, it all works out pretty much the same at the end of the day.


If you look for an English speaking community you will never learn German
Reply With Quote
This user would like to thank Biro for this useful post:
  #14  
Old 23.11.2022, 10:47
st2lemans's Avatar
Forum Legend
 
Join Date: Dec 2010
Location: Lugano
Posts: 32,921
Groaned at 2,696 Times in 1,905 Posts
Thanked 40,119 Times in 18,919 Posts
st2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond repute
Re: Living in Schwyz

Quote:
View Post
Just to clarify, as a non-citizen you are always taxed at source irrespective of being under or over 120k.
Not if you are married to a Swiss, or have a C permit.

Tom
Reply With Quote
  #15  
Old 23.11.2022, 12:28
symphara's Avatar
Member
 
Join Date: Jun 2012
Location: SZ
Posts: 138
Groaned at 11 Times in 8 Posts
Thanked 185 Times in 69 Posts
symphara has earned the respect of manysymphara has earned the respect of manysymphara has earned the respect of many
Re: Living in Schwyz

Quote:
View Post
Not if you are married to a Swiss, or have a C permit.

Tom
If only you had read the literally next sentence...

Having a Swiss spouse doesn't seem to be the OP's situation.
Reply With Quote
  #16  
Old 23.11.2022, 12:29
Member
 
Join Date: Mar 2007
Location: ZH
Posts: 135
Groaned at 16 Times in 9 Posts
Thanked 50 Times in 31 Posts
princeali has made some interesting contributions
Re: Living in Schwyz

Quote:
View Post
Just to clarify, as a non-citizen you are always taxed at source irrespective of being under or over 120k.

In Kanton Schwyz, this changes only when you either get a C permit or you buy a house. After one of those things happens, you pay tax annually, like the Swiss.

Earning over 120k while being taxed at source just means that you have to submit a normal tax return and, if your local rate is different than the cantonal rate, you pay more or get a refund.
If married to a Swiss will result in annual taxation as well
Reply With Quote
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Living around canton Zug and Schwyz kleinblue Housing in general 24 27.04.2022 17:29
Living in upper Schwyz darkvater Housing in general 8 14.08.2019 19:12
Anyone living near Pfäffikon Schwyz Gerimaz Introductions 4 21.09.2017 18:53
Why I love living / skiing in Canton Schwyz Veltliner Daily life 3 26.02.2016 14:47
Can someone from Zug or Schwyz take me with them for fishing? antonb Travel/day trips/free time 10 31.07.2015 00:49


All times are GMT +2. The time now is 04:02.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2022, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0