Go Back   English Forum Switzerland > Help & tips > Housing in general  
Reply
 
Thread Tools Display Modes
  #1  
Old 05.12.2022, 18:08
Newbie
 
Join Date: Dec 2022
Location: Zürich
Posts: 3
Groaned at 1 Time in 1 Post
Thanked 1 Time in 1 Post
Conservator has no particular reputation at present
Buying apartment in switzerland

Hi all

Is it good idea to buy or rent apartment?
I have been searching on immobilienscout and almost all apartments are 3 room apartments, is this typical for Switzerland? are there 1 and 2 room apartments as well? what website do you suggest?
Reply With Quote
  #2  
Old 06.12.2022, 10:30
gaburko's Avatar
Forum Veteran
 
Join Date: Oct 2011
Location: BL
Posts: 1,467
Groaned at 348 Times in 256 Posts
Thanked 6,295 Times in 2,514 Posts
gaburko has a reputation beyond reputegaburko has a reputation beyond reputegaburko has a reputation beyond reputegaburko has a reputation beyond reputegaburko has a reputation beyond reputegaburko has a reputation beyond repute
Re: Buying apartment in switzerland

Quote:
View Post
Hi all

Is it good idea to buy or rent apartment?
I have been searching on immobilienscout and almost all apartments are 3 room apartments, is this typical for Switzerland? are there 1 and 2 room apartments as well? what website do you suggest?
Welcome to the forum! You might have missed it, but there's been a great upgrade to the forum functionality recently, now we have a search button. Try it out, works great!
Reply With Quote
The following 9 users would like to thank gaburko for this useful post:
  #3  
Old 06.12.2022, 13:12
Jim2007's Avatar
Forum Legend
 
Join Date: Jun 2006
Location: Kt. Bern
Posts: 6,247
Groaned at 410 Times in 294 Posts
Thanked 10,363 Times in 4,507 Posts
Jim2007 has a reputation beyond reputeJim2007 has a reputation beyond reputeJim2007 has a reputation beyond reputeJim2007 has a reputation beyond reputeJim2007 has a reputation beyond reputeJim2007 has a reputation beyond repute
Re: Buying apartment in switzerland

Quote:
View Post
Hi all

Is it good idea to buy or rent apartment?
I have been searching on immobilienscout and almost all apartments are 3 room apartments, is this typical for Switzerland? are there 1 and 2 room apartments as well? what website do you suggest?
Well with such a lack of knowledge of the Swiss market, I'd say it is definitely not a good idea for you to go buying anything at present.
Reply With Quote
The following 7 users would like to thank Jim2007 for this useful post:
  #4  
Old 06.12.2022, 13:15
Forum Legend
 
Join Date: Feb 2010
Location: Kt. Zh
Posts: 12,826
Groaned at 519 Times in 430 Posts
Thanked 20,431 Times in 10,353 Posts
greenmount has a reputation beyond reputegreenmount has a reputation beyond reputegreenmount has a reputation beyond reputegreenmount has a reputation beyond reputegreenmount has a reputation beyond reputegreenmount has a reputation beyond repute
Re: Buying apartment in switzerland

Quote:
View Post
Hi all

Is it good idea to buy or rent apartment?
I have been searching on immobilienscout and almost all apartments are 3 room apartments, is this typical for Switzerland? are there 1 and 2 room apartments as well? what website do you suggest?

Yes of course there are smaller and larger apartments, you can check out Homegate and the sites of a few real estate agencies like Walde or Engel & Völkers... If it is a good idea to buy or rent has a lot to do with your finances and your plans for the future.
I'm not sure if this thread is "for real" though...
Reply With Quote
The following 3 users would like to thank greenmount for this useful post:
This user groans at greenmount for this post:
  #5  
Old 06.12.2022, 13:15
Forum Legend
 
Join Date: Oct 2014
Location: Nyon
Posts: 9,021
Groaned at 573 Times in 428 Posts
Thanked 12,646 Times in 5,896 Posts
bowlie has a reputation beyond reputebowlie has a reputation beyond reputebowlie has a reputation beyond reputebowlie has a reputation beyond reputebowlie has a reputation beyond reputebowlie has a reputation beyond repute
Re: Buying apartment in switzerland

Quote:
View Post
Well with such a lack of knowledge of the Swiss market, I'd say it is definitely not a good idea for you to go buying anything at present.
Well buying me a present, at present, would be a good idea. Just do a search for the Swiss watches thread.
Reply With Quote
The following 4 users would like to thank bowlie for this useful post:
  #6  
Old 06.12.2022, 13:37
Phil_MCR's Avatar
Forum Legend
 
Join Date: Oct 2009
Location: Baselland
Posts: 16,028
Groaned at 316 Times in 214 Posts
Thanked 20,653 Times in 8,674 Posts
Phil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond repute
Re: Buying apartment in switzerland

Quote:
View Post
Hi all

Is it good idea to buy or rent apartment?

well, i wouldn't advise living on the streets during winter.
Reply With Quote
The following 4 users would like to thank Phil_MCR for this useful post:
  #7  
Old 06.12.2022, 14:16
Medea Fleecestealer's Avatar
Forum Legend
 
Join Date: Jul 2011
Location: Switzerland
Posts: 23,825
Groaned at 468 Times in 364 Posts
Thanked 19,184 Times in 10,571 Posts
Medea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond repute
Re: Buying apartment in switzerland

Really folks? A first post from a new member and all you can do is troll?

Have a look on

www.immoscout24.ch
www.immostreet.ch
www.homegate.ch
www.home.ch

Set the parameter for the maximum number of rooms you want. Bear in mind that by rooms ads usually mean living/dining room (1.5 rooms) or as 2 separate rooms plus bedrooms.

For private rental/sales look on

www.petitesannonces.ch
www.anibis.ch

That said, if you're new to Switzerland I wouldn't advise buying straight away. Rent for a while to make sure a) you'll actually be staying in Switzerland long term and b) that you know which areas you'd like to live in long term.
Reply With Quote
The following 12 users would like to thank Medea Fleecestealer for this useful post:
  #8  
Old 06.12.2022, 14:59
Senior Member
 
Join Date: Apr 2014
Location: Lausanne
Posts: 393
Groaned at 2 Times in 2 Posts
Thanked 719 Times in 272 Posts
Tox_Rat has a reputation beyond reputeTox_Rat has a reputation beyond reputeTox_Rat has a reputation beyond reputeTox_Rat has a reputation beyond repute
Re: Buying apartment in switzerland

Quote:
View Post
Really folks? A first post from a new member and all you can do is troll?

Have a look on

www.immoscout24.ch
www.immostreet.ch
www.homegate.ch
www.home.ch

Set the parameter for the maximum number of rooms you want. Bear in mind that by rooms ads usually mean living/dining room (1.5 rooms) or as 2 separate rooms plus bedrooms.

For private rental/sales look on

www.petitesannonces.ch
www.anibis.ch

That said, if you're new to Switzerland I wouldn't advise buying straight away. Rent for a while to make sure a) you'll actually be staying in Switzerland long term and b) that you know which areas you'd like to live in long term.
It might not be obvious if you are not familiar with the Swiss real estate market, a 2-room apartment is what is known as a 1-bedroom in North America and a 3-3.5 room apartment is a 2-bedroom elsewhere. The exception is in the canton of Geneva which has its own system for classification of size.

There is also little property ladder here; by the time people are able and willing to purchase, most buyers of apartments are interested in larger 3-5.5 room couple- to family-sized apartments, rather than 1 room studios and 2-room, 1-bedroom units. These are often bought and sold as part of a building, rather than as individual units. They are available, but fewer in number than the larger apartments.
Reply With Quote
This user would like to thank Tox_Rat for this useful post:
  #9  
Old 06.12.2022, 17:30
Banned
 
Join Date: Jan 2022
Location: Zurich
Posts: 620
Groaned at 343 Times in 177 Posts
Thanked 292 Times in 190 Posts
pauljay is considered unworthypauljay is considered unworthypauljay is considered unworthypauljay is considered unworthy
Re: Buying apartment in switzerland

Quote:
View Post
Hi all

Is it good idea to buy or rent apartment?
I have been searching on immobilienscout and almost all apartments are 3 room apartments, is this typical for Switzerland? are there 1 and 2 room apartments as well? what website do you suggest?
You never really buy it. You simply pay the bank off over a couple of hundred years. Sort of a feudal system.
Reply With Quote
The following 2 users would like to thank pauljay for this useful post:
The following 5 users groan at pauljay for this post:
  #10  
Old 06.12.2022, 18:09
gaburko's Avatar
Forum Veteran
 
Join Date: Oct 2011
Location: BL
Posts: 1,467
Groaned at 348 Times in 256 Posts
Thanked 6,295 Times in 2,514 Posts
gaburko has a reputation beyond reputegaburko has a reputation beyond reputegaburko has a reputation beyond reputegaburko has a reputation beyond reputegaburko has a reputation beyond reputegaburko has a reputation beyond repute
Re: Buying apartment in switzerland

Quote:
View Post
You never really buy it. You simply pay the bank off over a couple of hundred years. Sort of a feudal system.
You could buy it, nobody stops you from doing so. However, just because you could, doesn't mean you should. The system looks awkward at first, but if you try to understand it, it actually makes a lot of sense. Key here is "understand it"
Reply With Quote
The following 4 users would like to thank gaburko for this useful post:
  #11  
Old 06.12.2022, 18:25
Member
 
Join Date: Mar 2022
Location: Urdorf
Posts: 246
Groaned at 7 Times in 6 Posts
Thanked 173 Times in 104 Posts
AlexSec is considered knowledgeableAlexSec is considered knowledgeableAlexSec is considered knowledgeable
Re: Buying apartment in switzerland

Really not sure if this would pay out here.
You could buy more apartments in your home country , rent them out and get eventually more money than doing that here.
Also (not sure) I think I've read that if you buy something here, you can not rent it and you should stay in it
Reply With Quote
This user would like to thank AlexSec for this useful post:
  #12  
Old 06.12.2022, 18:46
Medea Fleecestealer's Avatar
Forum Legend
 
Join Date: Jul 2011
Location: Switzerland
Posts: 23,825
Groaned at 468 Times in 364 Posts
Thanked 19,184 Times in 10,571 Posts
Medea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond repute
Re: Buying apartment in switzerland

Quote:
View Post
Really not sure if this would pay out here.
You could buy more apartments in your home country , rent them out and get eventually more money than doing that here.
Also (not sure) I think I've read that if you buy something here, you can not rent it and you should stay in it
Depends on your permit type and nationality. Non-EU B permit holders can only purchase a property if it's going to be their main residence. They need permission to purchase anything else.

https://www.ch.ch/en/housing/homeown...-authorisation
Reply With Quote
The following 2 users would like to thank Medea Fleecestealer for this useful post:
  #13  
Old 06.12.2022, 19:05
gata's Avatar
Forum Legend
 
Join Date: Jan 2009
Location: Geneva
Posts: 4,032
Groaned at 69 Times in 50 Posts
Thanked 3,872 Times in 1,788 Posts
gata has a reputation beyond reputegata has a reputation beyond reputegata has a reputation beyond reputegata has a reputation beyond reputegata has a reputation beyond reputegata has a reputation beyond repute
Re: Buying apartment in switzerland

Quote:
View Post
You could buy it, nobody stops you from doing so. However, just because you could, doesn't mean you should. The system looks awkward at first, but if you try to understand it, it actually makes a lot of sense. Key here is "understand it"
Thats what i don’t understand. You basically leave your kids with a debt to pay. Or you have to sell the apartment to pay it back. Back home you pay it back in 20-30 years. I struggle to find an advantage of the Swiss system.
Reply With Quote
This user groans at gata for this post:
  #14  
Old 06.12.2022, 19:46
Forum Legend
 
Join Date: Oct 2014
Location: Nyon
Posts: 9,021
Groaned at 573 Times in 428 Posts
Thanked 12,646 Times in 5,896 Posts
bowlie has a reputation beyond reputebowlie has a reputation beyond reputebowlie has a reputation beyond reputebowlie has a reputation beyond reputebowlie has a reputation beyond reputebowlie has a reputation beyond repute
Re: Buying apartment in switzerland

Quote:
View Post
Thats what i don’t understand. You basically leave your kids with a debt to pay. Or you have to sell the apartment to pay it back. Back home you pay it back in 20-30 years. I struggle to find an advantage of the Swiss system.
There is certainly no reason why a Swiss mortgage can’t be paid off. In fact, when young and naïve my wife and I paid down 70% of our mortgage. We only stopped when our tax advisor yelled at us.

The tax system seriously needs an overhaul but in the meantime our equity is being put to good use.
Reply With Quote
The following 7 users would like to thank bowlie for this useful post:
  #15  
Old 06.12.2022, 19:48
Forum Legend
 
Join Date: Mar 2008
Location: ZH
Posts: 9,564
Groaned at 124 Times in 101 Posts
Thanked 14,861 Times in 6,048 Posts
doropfiz has a reputation beyond reputedoropfiz has a reputation beyond reputedoropfiz has a reputation beyond reputedoropfiz has a reputation beyond reputedoropfiz has a reputation beyond reputedoropfiz has a reputation beyond repute
Re: Buying apartment in switzerland

Quote:
View Post
Hi all

Is it good idea to buy or rent apartment?
Hello, and welcome to the Forum. Are you also new to Switzerland?

For some background and discussion about whether or not to buy, and how do so, you might like to have a look through these other, similar threads:

Difficulty in buying a property
https://www.englishforum.ch/housing-...-property.html

Buying a flat
https://www.englishforum.ch/housing-...ying-flat.html

Buying a property by a new arrival
https://www.englishforum.ch/housing-...w-arrival.html
Reply With Quote
The following 2 users would like to thank doropfiz for this useful post:
  #16  
Old 06.12.2022, 19:49
Forum Legend
 
Join Date: Feb 2010
Location: Kt. Zh
Posts: 12,826
Groaned at 519 Times in 430 Posts
Thanked 20,431 Times in 10,353 Posts
greenmount has a reputation beyond reputegreenmount has a reputation beyond reputegreenmount has a reputation beyond reputegreenmount has a reputation beyond reputegreenmount has a reputation beyond reputegreenmount has a reputation beyond repute
Re: Buying apartment in switzerland

Quote:
View Post
Thats what i don’t understand. You basically leave your kids with a debt to pay. Or you have to sell the apartment to pay it back. Back home you pay it back in 20-30 years. I struggle to find an advantage of the Swiss system.
You sort of get something back from the rent you would normally pay had you rented instead of buying.....and hope your house will be more expensive when your children will sell it.
Meantime you'll feel like living in your own home not something "borrowed".
Reply With Quote
This user would like to thank greenmount for this useful post:
  #17  
Old 07.12.2022, 17:42
Forum Veteran
 
Join Date: Oct 2020
Location: ZH
Posts: 1,015
Groaned at 65 Times in 42 Posts
Thanked 555 Times in 335 Posts
Gravity has an excellent reputationGravity has an excellent reputationGravity has an excellent reputationGravity has an excellent reputation
Re: Buying apartment in switzerland

Look at the whole Switzerland and it's property market. In Bern renting is cheap, buying is also "relatively" cheap but you'll end up driving 1-2h one way to work paying moderately high taxes. Further to the central Switzerland taxes are much nicer but properties are over-valuated. I guess if you're a billionaire the price i still a peanuts that's why property prices in low tax cantons skyrocket. Go to Jura, Ticion, Valais and you can buy whatever you want. What surprises me is the elevation of the property prices in Geneva or Vaud ¯\(°_o)/¯
Reply With Quote
  #18  
Old 07.12.2022, 17:50
Forum Legend
 
Join Date: Oct 2014
Location: Nyon
Posts: 9,021
Groaned at 573 Times in 428 Posts
Thanked 12,646 Times in 5,896 Posts
bowlie has a reputation beyond reputebowlie has a reputation beyond reputebowlie has a reputation beyond reputebowlie has a reputation beyond reputebowlie has a reputation beyond reputebowlie has a reputation beyond repute
Re: Buying apartment in switzerland

Quote:
View Post
Look at the whole Switzerland and it's property market. In Bern renting is cheap, buying is also "relatively" cheap but you'll end up driving 1-2h one way to work paying moderately high taxes. Further to the central Switzerland taxes are much nicer but properties are over-valuated. I guess if you're a billionaire the price i still a peanuts that's why property prices in low tax cantons skyrocket. Go to Jura, Ticion, Valais and you can buy whatever you want. What surprises me is the elevation of the property prices in Geneva or Vaud ¯\(°_o)/¯
Law of supply and demand fuelled by those who have access to subsidised housing from their employer.
Reply With Quote
  #19  
Old 08.12.2022, 01:00
gata's Avatar
Forum Legend
 
Join Date: Jan 2009
Location: Geneva
Posts: 4,032
Groaned at 69 Times in 50 Posts
Thanked 3,872 Times in 1,788 Posts
gata has a reputation beyond reputegata has a reputation beyond reputegata has a reputation beyond reputegata has a reputation beyond reputegata has a reputation beyond reputegata has a reputation beyond repute
Re: Buying apartment in switzerland

Getting off the bus today, i noticed another really nice big house being demolished. Probably it will be turned into some boring faceless appartement building. I guess since people must sell, they just sell to the highest bidder and not caring what happens
Reply With Quote
The following 4 users would like to thank gata for this useful post:
  #20  
Old 08.12.2022, 08:24
Forum Veteran
 
Join Date: Nov 2007
Location: Vaud
Posts: 1,300
Groaned at 180 Times in 88 Posts
Thanked 770 Times in 400 Posts
markalex has an excellent reputationmarkalex has an excellent reputationmarkalex has an excellent reputationmarkalex has an excellent reputation
Re: Buying apartment in switzerland

Quote:
View Post
Depends on your permit type and nationality. Non-EU B permit holders can only purchase a property if it's going to be their main residence. They need permission to purchase anything else.

https://www.ch.ch/en/housing/homeown...-authorisation
How does this work if you buy, live there for a year or two and are then forced to move elsewhere because of your job. The state is going to force you to sell? Stop you renting it out?
Reply With Quote
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Why buying an apartment Excad Housing in general 35 03.01.2022 10:03
Help on what to do after buying an apartment Jude Housing in general 0 14.03.2021 21:00
What if I leave Switzerland after buying an apartment in Zurich with Permit B? walkerwalker Housing in general 3 26.08.2018 16:53
Buying an apartment pegasus68 Housing in general 6 07.03.2013 17:46
Buying old apartment shrineha Housing in general 19 05.06.2010 11:38


All times are GMT +2. The time now is 06:22.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2024, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0