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Old 27.08.2008, 22:35
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Paying rent from UK - complications?

We're moving to Basel at the start of October, but to secure the flat we wanted we are paying rent from September.

I went to our UK bank yesterday with the payment slips our agent had faxed to us, but they were unable to process them. I have subsequently got the relevant IBAN number for the deposit, but apparently the rent cannot be payed until we arrive in Switzerland. There is no IBAN number for it and it has to 'go through the (Swiss) Post Office' according to the email I received.

What concerns me, though I may have misunderstood, is that it appears we need to pay both sets of rent (Sept/Oct) as soon as we arrive in Switzerland before we can get the apartment keys. I have visions of arriving on Monday, having driven from the UK (don't ask), parking car with grumpy cats in it and hot-footing it to the post office with 6000 francs in used notes before we can be let in.

Now, I know we need to pay rent, and I'm v. grateful that the landlord is letting us pay 2 months in one go. I'd even take September's rent in cash to give to him!

I guess what I'm asking is, have I interpreted things correctly? Will I be camping on the steps in the October drizzle whilst Mr MTC navigates to PO and tries to make himself understood in his schoolboy German??

We have a Welcome Service, but my German is not great, and I'm finding it hard to get all the answers I need...

Thank you very much - I'm beginning to feel frazzled by how difficult it seems to be to get things sorted whilst in the UK. I did search for similar posts but didn't see any; apologies for a rambling post and apologies if this topic has been done to death.

Maud
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Old 27.08.2008, 22:51
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Re: Paying rent from UK - complications?

We've only been here a few weeks but they have some (unusual for us) system of deposit slips for bank accounts - our bank issued these to us when we opened our account.

Personally, I'd see if the landlord can cope with getting an international bank cheque or money order - it will cost you a few dollars, but for the inconvenience I'd say it's worth it. And if you do, make sure you send it registered post.
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Old 27.08.2008, 22:55
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Re: Paying rent from UK - complications?

Ah, and also, can I say, in four weeks here of moving around town organsing a husband and three children, I haven't found one service-person that didn't speak enough English for me to get what they are trying to communicate - I just apologise and say that I can't speak any German, and try to keep on smiling, and thank them sincerely and they are generally very polite about it...at work, my DH is finding the general experience is that people are keen to practice their english - Oh, and his 'school' German also was enough to stop the other staff talking about him in front of him (in German) because they thought he couldn't understand them - he just dropped a few choice words in the right moments, and it put a stop to that!
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Old 27.08.2008, 22:57
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Re: Paying rent from UK - complications?

Sounds like you bank with LloydsTSB. If you have the IBAN number payment should be possible. Tell you bank to get their finger out...
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Old 27.08.2008, 22:58
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Re: Paying rent from UK - complications?

If your landlord cannot provide you with an IBAN, I don't think you will be able to pay anything until after you arrive here. Not unless you have somebody already here that you can trust who can pay for you and hold the key for you.

But there is one thing I have learnt about moving countries which is that it really helps to have a contingency plan for if things don't go perfectly to plan. Because when you move to a new country, different culture the most unexpected things can catch you by surprise, things that you just take for granted back home. Also, in my experience, nothing happens quickly when renting Property. So to be relying on the idea that you will arrive here, pay at the post office and get the key on the same day has a lot of potential to go wrong and cause undue stress. Even if all that is possible, all you need is a delay on the road, the postoffice is closed when you arrive and you can't do anything until morning..

My advice would be to organise a hotel room for your first night. Even if everything goes swimmingly when you arrive, which it very well might, you are not wasting the money as you are buying peace of mind and removing one more stressful thing from the move.

Good luck and I hope everything does end up going smoothly for you.
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Old 27.08.2008, 23:02
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Re: Paying rent from UK - complications?

Thank you Swisspea!

I asked at the bank yesterday, and they can issue a bankers draft which will take a week to organise. I think one issue is that because we have an intermediary, the welcome service, I'm not dealing with anyone directly, so it takes longer to get responses. I'll happily pay anything to get the rent sorted so we can have keys when we turn up!

AbFab - thanks too. It's NatWest we're with. To be fair, I took in a faxed set of Giro slips (not sure how else to describe them!) which they looked at askance. I do have an IBAN no for the deposit now, so I can do that tomorrow, but apparently there isn't one for the rental account - it's an orange slip, which I think will make sense once we're in Basel.

Thanks again. Can't wait to get there when I'm sure all will be easier (please don't disabuse me of this )

maud
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Old 27.08.2008, 23:04
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Re: Paying rent from UK - complications?

Sorry Woodsie - you posted when I did.

We're setting off from UK on Sun 5th Oct, staying overnight in Rheims and hoping to be in Basel by lunchtime on the Monday. I hope this will give us time to do transactions, if we can't organise from here. I guess organising a room in a hotel is a good plan too! We do have cats in tow though - anyone know a hotel which takes cats, in Basel??

(I'll google this - not asking you to do the research for me!)
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Old 28.08.2008, 09:15
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Re: Paying rent from UK - complications?

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but apparently there isn't one for the rental account - it's an orange slip, which I think will make sense once we're in Basel.
Interesting.... Is the orange slip made out to a private person or also to a bank account? By law the deposit account should be set up at a bank in your name (with joint signature for the landlord). If it is with a bank, there should be a possibility to make a direct transfer. There are other possibilities to avoid paying a deposit at all. Here is one of them, you may want to ask your landlord whether he/she would be prepared to try that? It would avoid the problem of transferring money.

http://www.zurich.ch/site/en/priv/re...etkaution.html

Best of luck...

Last edited by Snoopy; 28.08.2008 at 09:21. Reason: Should have read the WHOLE thread first!!!
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Old 28.08.2008, 15:02
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Re: Paying rent from UK - complications?

Thanks Snoopy - fortunately I managed to send the money for the deposit this am, so *fingers crossed* it'll get there on Tuesday. Mind you, as the person serving me didn't know that Swiss Francs were CHF, and tried to send it in SEK until I intervened, I am waiting with baited breath!

Update re: rent - it now appears that Mr MTC can open his Swiss bank account from the UK - he was given some duff information before. This means that we should be able to get the rent paid and arrange for the agent to meet us with keys when we arrive. Hurray!

Thanks again everyone - I'm finding these fora so useful
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