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  #341  
Old 14.06.2018, 17:08
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Re: Apartment Deposit Scam Warning

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Hi everyone, I am getting a bit nervous after reading this thread. I just paid my deposit to my landlady, but directly into what I believe is her personal bank account. She is renting the place directly, so no agency is involved. She gave me the key of the apartment already.

Do you think I should be concerned that she asked me to pay the deposit directly into her bank account as opposed to this special "shared bank account for rental deposit" that many previous posters refer to?

Should I be worried? Please help!
Yes.

Get this changed with her immediately.

If she is a legitimate landlady, then you and she should go to the bank together, and set up the usual blocked bank account for rental deposits. This bank account should be in YOUR name, not hers. Neither of you should be able to withdraw the money without the other's permission.
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  #342  
Old 14.06.2018, 17:59
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Re: Apartment Deposit Scam Warning

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Should I be worried? Please help!
Drop her a casual line and ask when you could expect or do the paperwork needed to open the mandatory Mietzinsdepot/Dépôt loyer.

Depending on the answer you get you might to begin with worrying.
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  #343  
Old 14.06.2018, 18:40
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Re: Apartment Deposit Scam Warning

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Yes.

Get this changed with her immediately.

If she is a legitimate landlady, then you and she should go to the bank together, and set up the usual blocked bank account for rental deposits. This bank account should be in YOUR name, not hers. Neither of you should be able to withdraw the money without the other's permission.
Thw deposit is already paid so how can I change it at this stage? I have the keys of the place already, so I guess the risk is that she might not pay it back when I leave?
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  #344  
Old 14.06.2018, 18:44
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Re: Apartment Deposit Scam Warning

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Hi everyone, I am getting a bit nervous after reading this thread. I just paid my deposit to my landlady, but directly into what I believe is her personal bank account. She is renting the place directly, so no agency is involved. She gave me the key of the apartment already.

Do you think I should be concerned that she asked me to pay the deposit directly into her bank account as opposed to this special "shared bank account for rental deposit" that many previous posters refer to?

Should I be worried? Please help!
You have the key. Don't worry! (It's too late to change anyway.)
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  #345  
Old 14.06.2018, 18:50
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Re: Apartment Deposit Scam Warning

does the key work?
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  #346  
Old 14.06.2018, 18:53
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Re: Apartment Deposit Scam Warning

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Thw deposit is already paid so how can I change it at this stage? I have the keys of the place already, so I guess the risk is that she might not pay it back when I leave?
Have you seen the flat?
Do the keys work?
You can do as aSwissInTheUS says, and write asking her for the paperwork showing that she has opened the proper account.
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  #347  
Old 14.06.2018, 19:00
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Re: Apartment Deposit Scam Warning

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does the key work?
Yep the key works, I tried it myself. I also have a contract signed by both me and the landlady which states that CHF 1500 have to be paid as a deposit. Would that be legally enforceable if need be?
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  #348  
Old 14.06.2018, 19:03
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Re: Apartment Deposit Scam Warning

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Would that be legally enforceable if need be?
Maybe. With a lot of work.
Better to follow aSwissInTheUS's advice, and write her a friendly letter, asking her to send you the account details of the proper, blocked account for your deposit, that she should open for you, and/or offer to meet her to set this up together with her.

Opening such an account is the standard, correct procedure, so you would not be asking for a special favour, just for things to work correctly.
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  #349  
Old 14.06.2018, 19:04
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Re: Apartment Deposit Scam Warning

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Yep the key works, I tried it myself. I also have a contract signed by both me and the landlady which states that CHF 1500 have to be paid as a deposit. Would that be legally enforceable if need be?
Calm down. So far nothing has been done which would be against the law.
Do as I said and take it from there. If all things go normal and according to law, the special account in your name will be opened and the deposit money fully transferred into it.
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  #350  
Old 18.06.2018, 23:41
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Re: Apartment Deposit Scam Warning

Just went to a viewing, it was advertised by a company, but the viewing was done by the tenant himself. He said at the very beginning that all the forms were already taken (it was obvious he didn't give away any forms in this viewing, and this was the fist viewing too). Do you have an idea what could be going on here? Maybe he's trying to pass the apartment for someone specific?
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  #351  
Old 20.06.2018, 23:00
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Re: Apartment Deposit Scam Warning

Viewings are often done by the tenant.

Irrespective of whether or not the tenant had forms, if you want the flat, apply to the landlord company directly. With or without forms (which you can sometimes download from the ad or the company's website), you need to move very, very fast. The demand for flats in Zurich is high.
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  #352  
Old 21.06.2018, 09:34
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Re: Apartment Deposit Scam Warning

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Just went to a viewing, it was advertised by a company, but the viewing was done by the tenant himself. He said at the very beginning that all the forms were already taken (it was obvious he didn't give away any forms in this viewing, and this was the fist viewing too). Do you have an idea what could be going on here? Maybe he's trying to pass the apartment for someone specific?
I think there are other ways to pass the apartment to someone you know, for instance to give notice and promise you'll find a new tenant yourself, but even so they recommend to have at least two (reasonable) candidates.
But anyway, if he tries to do that it would be silly because you can download the form from the agency's site anytime or in some cases apply online directly. Current tenants don't have a say in choosing the next tenants, it's a sort of competition between you and the other potential tenants. Be ready to provide the necessary documents any time - salary slip, extract from the debt collection register, HR or other relevant contacts for references. As doropfiz said, move fast if you find something you like...and even so, don't be discouraged if you don't get it.
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  #353  
Old 29.08.2018, 10:18
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Re: Apartment Deposit Scam Warning

And here is what my girlfriend got recently:

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Hallo,

Zunächst einmal vielen Dank für Ihr Interesse an meiner Wohnung in Optingenstrasse, 3013 Bern,3 Zimmer-79 m²
Hier finden Sie die Bilder der Wohnung:https://myalbum.com/album/1HXj1J82xIPZ
Ich habe diese Wohnung für meine Tochter während ihres Studiums in Schweiz gekauft,aber jetzt ist sie wieder zu Hause,also miete ich den Platz für unbegrenzte Zeit.
Bevor wir weiter gehen, möchte ich ein wenig über Sie wissen, wie viele Personen Sie in der Wohnung wohnen wollen, wann Sie einziehen und wie lange.
Die Wohnung ist genau wie auf den Bildern, möbliert und renoviert. Die Nebenkosten (kalt / warm Wasser, Strom, kabelloses Breitband-Internet, Digital-TV, Geschirrspüler, Mikrowelle, Kühlschrank, Waschmaschine, etc.) sind im Mietpreis enthalten, Sie haben einen Parkplatz.
Die Miete beträgt CHF870/Monat. Die Kaution beträgt CHF1000, und Sie werden es zurückbekommen, wenn Sie sich entscheiden, die Wohnung zu verlassen (bitte informieren Sie mich mindestens 30 Tage vor Ihrer Abreise, damit ich einen neuen Mieter finden kann).
Was mich betrifft, können Sie sicher sein, dass ich Sie niemals bitten werde, die Wohnung zu verlassen. Meine Tochter baut ihr Leben hier auf, und ich bin zu alt, um nach Schweiz zu ziehen, also werden wir dich in keiner Weise stören.
Sie können meine Möbel verwenden, oder Sie können auch Ihre eigenen verwenden, wenn Sie bevorzugen. Wenn Sie sich entscheiden, Ihre zu benutzen, haben Sie Zugang zu einem sehr großen und gut durchlüfteten Keller, in dem Sie meine Möbelstücke lagern können.
Jetzt ein bisschen über mich selbst, damit wir uns besser kennenlernen können. Ich heiße Michela Rocha und bin 56 Jahre alt. Ich arbeite für die spanische Regierung (das Innenministerium Spaniens in Madrid) und plane, in den nächsten 2 Jahren in Rente zu gehen.
Ich habe einen schönen Ehemann, Armando Rocha uin und eine 26-jährige Tochter, Sofia. Ich bin sehr stolz darauf, dass ich bald eine Großmutter werde . Ein weiteres Mitglied unserer Familie ist ein 8 Jahre alter Labrador, den wir alle lieben, also habe ich kein Problem, wenn Sie Haustiere halten.
Die einzige Unannehmlichkeit ist, dass mein Job es mir nicht erlaubt, Madrid zu verlassen, wann immer ich will, also hoffe ich, dass Sie das ernst meinen, denn ich muss zu Ihnen fliegen, um alle notwendigen Vorbereitungen zu treffen.
Danke, lass es mich wissen wenn du interessiert bist, damit ich dir die weiteren Schritte erklären kann.

Alles Gute aus Spanien!

Michela Rocha

P.S. Ich hoffe, Sie verstehen den Text, weil er im Internet übersetzt wurde. Für eine bessere Kommunikation antworten Sie bitte, wenn möglich, auf Englisch.
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Thank you very much for your response !
You seem like a very nice person, and I would be more than happy to have you as my tenant !
As per our family lawyer advice, and since this would be our first transaction, I decided to use an authorized third party to intermediate our first deal, so I listed my apartment on Airbnb - the biggest and the most secure rental company in the world at this moment - I am sure you heard about it or used it at least one time in the past.
For the next step, I will provide you the link of my listing on Airbnb. You will have to make the booking for one month only. Then Airbnb will send you the invoice and the payment instructions for 1 month + the security deposit (CHF 870 + CHF 1'000 = CHF 1'870) . The moment I receive the confirmation from Airbnb that you booked the apartment, I will reserve the first flight to Switzerland and meet with you, handle you the keys and everything you need.
I can come and meet you this week also.
At this point, there are 2 options:
1) If you like the apartment, and decide to rent it for long term, we can make the rental contract (which, by the way, is fully flexible, in order to suit both of our needs) for any period you desire, and set up all the terms - I am a resonable person, no need to worry about anything
2) If, after the inspection of the apartment, you decide that you don't want to rent it (for any reason whatsoever), you can inform Airbnb that the apartment is not as described, and they will refund your money the same day. (I am more than certain that you will fall in love with the place, anyway )
As you probably already know, I can't have access to the funds without your authorization, so you are 100% protected.
So basically, you have nothing to loose, and I also have the certitude that you are indeed interested in renting it. I would also like to inform you that a previous "tenant" made me fly to Switzerland for nothing, and decided not to answer his cellphone when I arrived ...
As I explained you in my first email, my time is very limited, and I can not afford another waste of time like that, so I hope it won't happen the same with you ...
Thanks in advance for having the time to read my email, and please inform me if I can provide you the link with my Airbnb listing, also please CONFIRM from which date you will make the booking, to update my calendar on Airbnb.
If you want to fool the people, put at least a reasonable price not the half of it's worth
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  #354  
Old 29.08.2018, 18:49
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Re: Apartment Deposit Scam Warning

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And here is what my girlfriend got recently:



After the answer:



If you want to fool the people, put at least a reasonable price not the half of it's worth



why do you think anybody except from the most mentally feable adult would be fooled by such sh*t ?
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  #355  
Old 29.08.2018, 18:54
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Re: Apartment Deposit Scam Warning

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why do you think anybody except from the most mentally feable adult would be fooled by such sh*t ?



If you don't know the market and are equally desperate and gullible...


People believe what they want to believe.
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  #356  
Old 29.08.2018, 18:58
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Re: Apartment Deposit Scam Warning

The tragedy is that people are often so naive they fall for this type of scam.
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  #357  
Old 29.08.2018, 19:43
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Re: Apartment Deposit Scam Warning

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The tragedy is that people are often so naive they fall for this type of scam.



Well, if indeed this is the case maybe it is good they fall for it once, if only to learn from such a simple scam....
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