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02.06.2015, 21:19
|  | Forum Legend | | Join Date: Nov 2009 Location: Basel
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| | Re: interest rate reduction = possible rent reduction [Referenzzinssatz]
Yes, because you don't actually "overtake" a contract but get a new one after the previous tenant's is cancelled.
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02.06.2015, 23:40
| Member | | Join Date: Feb 2015 Location: Berner Oberland
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| | Re: interest rate reduction = possible rent reduction [Referenzzinssatz]
I have also received the email from MV (I am a member) regarding their service of checking whether I am entitled to rent reduction.
However, since I have only been in this apartment for a short period of time (15 months) and I am on very good terms with the people from the Verwaltung (it is a small family business), I am wondering: Would they (Verwaltung/owner) view my rent reduction request as "hostile"? I don't want them to dislike me, and they have been very friendly!
Also, does the rent reduction also apply for the parking spots? We are paying 240 CHF/ mo in total (1 spot in the basement garage and 1 spot outside) and we have separate contracts for these parking spots.
TIA
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03.06.2015, 20:33
| Newbie 1st class | | Join Date: May 2015 Location: Basel
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| | "Mietzins"
Hello,
a coworker mentioned that the "mietzins" was lowered. Is that correct?
Do I have any right to get a lower rent for my appartement now?
In my contract it IS mentioned but its said:
"Mietzinsvorbehalt - Kein Anpassung an die ort-und quartierübichen Mietzinse +10%"
What does it actually mean? Is that even legal? Ive heard different.
Please help.
Thanks in advance
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03.06.2015, 20:42
|  | Moderately Amused | | Join Date: Jul 2010 Location: Bern area
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| | Re: interest rate reduction = possible rent reduction [Referenzzinssatz]
Hi Shibby, I've merged your question into the big thread about interest rate reduction and rent reduction. Sorry, I don't know about the language in your contract.
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03.06.2015, 21:42
| Forum Veteran | | Join Date: Sep 2012 Location: ZH
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| | Re: "Mietzins" | Quote: | |  | | | a coworker mentioned that the "mietzins" was lowered. Is that correct? | | | | | Yes. | Quote: | |  | | | Do I have any right to get a lower rent for my appartement now? | | | | | No. You may *request* a reduction, and the owner / administration must respond. | Quote: | |  | | | "Mietzinsvorbehalt - Kein Anpassung an die ort-und quartierübichen Mietzinse +10%"
What does it actually mean? | | | | | The phrase "Kein Anpassung an die ort-und quartierübichen Mietzinse" indicates that when you signed the contract, the owner claimed that he offered you a discount on the rent that would be customary for the location.
From context it appears as if the 10% would refer to the fact that he claims that customarily for this specific location rents would be 10% higher. | Quote: | |  | | | Is that even legal? | | | | | Yes. (And you accepted the clause when you signed, so it is binding, too).
When you now request the reduction in rent, you could get a response coming back with "interest adjusted downwards, base rent increased cf Mietzinsvorbehalt, Nebenkosten adapted due to cost of living yadda yadda" - gross win for you zero or negative. Once mortgage interest rates go up again, the contract will then (also) be adjusted upwards to follow suit.
Bonus question: Why is that questions about a (rental) contract always come up *after* said contract has been signed?
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16.06.2015, 21:44
| Senior Member | | Join Date: Aug 2007 Location: zh
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| | Re: interest rate reduction = possible rent reduction [Referenzzinssatz]
So, I have heard this story before but never asked the landlord to reduce my rent. Until now, when someone told me that I could probably get a large reduction in my rent.
Thing is, I checked the contract (from Oktober 2009, when the Refernzzinssatz was 3%) and there's no mention of the interest rate. The only mentioned rate is the Hypothekarzinssatz (2%) which AFAIU has nothing to do with the Refernzzinssatz.
What do you think? Will the landlord give me the discount?
Thanks,
G
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16.06.2015, 22:06
| Senior Member | | Join Date: Aug 2007 Location: zh
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| | Re: interest rate reduction = possible rent reduction [Referenzzinssatz] | Quote: | |  | | | The only mentioned rate is the Hypothekarzinssatz (2%) which AFAIU has nothing to do with the Refernzzinssatz. | | | | | Actually, it seems that Refernzzinssatz and Hypothekarzinssatz really are the same thing. But why then should the landlord have given me a 2% rate instead of the 3% which was set in 2009, when I signed the contract?
The full text in my contract is:
Berechnungsgrundlagen: Hypothekarzinssatz 2% Landesindex der Kosumentenpreise Mai93=100 Kostenstand 1992
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21.06.2015, 22:35
| Newbie | | Join Date: Jun 2015 Location: Nyon
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| | Re: interest rate reduction = possible rent reduction [Referenzzinssatz]
Dear all,
We are in the process of applying for a rent reduction based on the reference interest rate change (in Vaud) and I was wondering whether someone can steer me in the right direction please:
It says to apply for the reduction based on the 'net' monthly rent. So is it the total net amount or the amount minus the charges for hot water etc? Also, since we are renting through a real estate agency, I'm assuming we send the registered letter to them, not the owner of the property? Finally, the IPC rate I saw on the Bon a Savoir site is materially different to the one in our lease - does anyone have any explanation for this, or better still, what the actual rate is? I just want to have my ducks in a row before sending the letter!
Many thanks!
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22.06.2015, 00:30
|  | Forum Legend | | Join Date: Nov 2009 Location: Basel
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| | Re: interest rate reduction = possible rent reduction [Referenzzinssatz]
You don't give them any rent figures; just ask the landlord/agency/whatever to reduce the rent in accordance with the reduction in the interest rate.
| This user would like to thank adrianlondon for this useful post: | | 
22.06.2015, 12:54
|  | Forum Veteran | | Join Date: Nov 2005 Location: Up where the air is clear
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| | Re: interest rate reduction = possible rent reduction [Referenzzinssatz]
I think I'm about to do the same; Mieterverband points out it's a legal entitlement, but does anyone have any thoughts about whether it's likely to mark you out as a "problem" tenant? Our landlords live in the top flat in the building, and we get on with them well, but they use an agency to run the lettings
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22.06.2015, 12:59
|  | Moderately Dutch | | Join Date: May 2011 Location: Zurich
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| | Re: interest rate reduction = possible rent reduction [Referenzzinssatz]
Maybe just ask them rather than the agency?
I received a letter 2 weeks ago from the agency that the rent will be lowered.
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22.06.2015, 13:26
|  | Forum Veteran | | Join Date: Dec 2011 Location: ZH, AaA
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| | Re: interest rate reduction = possible rent reduction [Referenzzinssatz]
For all who want to try...make certain you meet the post deadline at the end of this week.
For many (based on the 2010 rate of 2.25%) a full 0.5% drop will net quite an annual savings.
Direct link: https://www.mieterverband.ch/mv/poli...infordern.html | The following 2 users would like to thank Ttamasle for this useful post: | | 
24.06.2015, 16:54
| Senior Member | | Join Date: Aug 2007 Location: zh
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| | Re: interest rate reduction = possible rent reduction [Referenzzinssatz] | Quote: | |  | | | Actually, it seems that Refernzzinssatz and Hypothekarzinssatz really are the same thing. But why then should the landlord have given me a 2% rate instead of the 3% which was set in 2009, when I signed the contract?
The full text in my contract is:
Berechnungsgrundlagen: Hypothekarzinssatz 2% Landesindex der Kosumentenpreise Mai93=100 Kostenstand 1992 | | | | |
Anybody has a clue?
I think I'll write the letter specifying that the rate was 3% at the time we signed the contract and hope for the best | 
25.06.2015, 08:18
| Forum Legend | | Join Date: May 2010 Location: north
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| | Re: interest rate reduction = possible rent reduction [Referenzzinssatz] | Quote: | |  | | | | | | | | I have obviously missed why there is an end of week deadline?
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25.06.2015, 08:25
|  | Forum Veteran | | Join Date: Dec 2011 Location: ZH, AaA
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| | Re: interest rate reduction = possible rent reduction [Referenzzinssatz] | Quote: | |  | | | I have obviously missed why there is an end of week deadline? | | | | | Admittedly...We got the much appreciated info from my wife's coworker who is local born. She conveyed the urgency citing that there is some sort of reasonable limit for requesting a change. Beyond that I've no idea other than to share that a swiss person told us to get the request in by this week.
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25.06.2015, 08:46
|  | Senior Member | | Join Date: Jul 2006 Location: Kt ZH
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| | Re: interest rate reduction = possible rent reduction [Referenzzinssatz] | Quote: | |  | | | I have obviously missed why there is an end of week deadline? | | | | |
To ensure your request is received by the end of the month - Tuesday is the last day of June. The rent can be reduced in this way only on the contractual notice/termination (kündigung) days. Otherwise you will possibly wait three more months, depending on what your rental contract states.
FYI in case anyone receives a negative (or no) response to their request, or questions the calculation, the Mieterverband will examine your case and advise for free, even for non-members living in Kanton Zürich: https://www.mieterverband.ch/mv-zh/n...vermieter.html | 
25.06.2015, 08:48
|  | Moderately Amused | | Join Date: Jul 2010 Location: Bern area
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| | Re: interest rate reduction = possible rent reduction [Referenzzinssatz] | Quote: | |  | | | I have obviously missed why there is an end of week deadline? | | | | | I believe it has to do with getting your request in before the end of a month, just like you would have to do for a notice that you're leaving. The change in rent is not immediate but comes into effect with a new contract. Often that new contract starts 3 months from the notice. Or something like that...we haven't written our letter yet. | 
25.06.2015, 09:33
| Forum Legend | | Join Date: May 2010 Location: north
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| | Re: interest rate reduction = possible rent reduction [Referenzzinssatz]
Ok I will get ours sent today
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25.06.2015, 09:51
|  | Junior Member | | Join Date: May 2009 Location: Lausanne
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| | Re: interest rate reduction = possible rent reduction [Referenzzinssatz]
It depends when your contract expires - it needs to be sent three months before that date (just before the three month notice period). For example, my contract started 1 August, so I had to send my letter by the end of April.
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25.06.2015, 10:43
| Forum Legend | | Join Date: Mar 2009 Location: Zurich
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| | Re: interest rate reduction = possible rent reduction [Referenzzinssatz]
I just asked for a reduction a couple of months ago and they then put the rent up to account for it being 2 years since I moved in, and in the end I got a 33chf reduction. Not sure if its worth sending another letter for a further 5-10chf... though Im guessing they cant once again put the rent up so soon?
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