 | | | 
25.06.2015, 10:57
|  | Moderately Dutch | | Join Date: May 2011 Location: Zurich
Posts: 11,818
Groaned at 386 Times in 324 Posts
Thanked 15,449 Times in 7,129 Posts
| | Re: interest rate reduction = possible rent reduction [Referenzzinssatz]
Well, if the Referenzzinssatz goes up again, the landlord can ask for an increase due to this
| 
25.06.2015, 11:21
| Forum Legend | | Join Date: May 2010 Location: north
Posts: 6,132
Groaned at 218 Times in 138 Posts
Thanked 5,100 Times in 2,636 Posts
| | Re: interest rate reduction = possible rent reduction [Referenzzinssatz]
My friend sent a letter and she got a 200 chf reduction on a monthly rental of 2100. She used a different letter with a 30 day reply limit and some art number
| 
25.06.2015, 11:48
|  | Forum Legend | | Join Date: Nov 2009 Location: Basel
Posts: 9,131
Groaned at 170 Times in 153 Posts
Thanked 25,643 Times in 6,892 Posts
| | Re: interest rate reduction = possible rent reduction [Referenzzinssatz] | Quote: | |  | | | My friend sent a letter and she got a 200 chf reduction on a monthly rental of 2100. She used a different letter with a 30 day reply limit and some art number | | | | | I'm assuming she missed one or two of the previous interest rate reductions.
| 
25.06.2015, 13:25
| Forum Legend | | Join Date: May 2010 Location: north
Posts: 6,132
Groaned at 218 Times in 138 Posts
Thanked 5,100 Times in 2,636 Posts
| | Re: interest rate reduction = possible rent reduction [Referenzzinssatz]
She only moved a few months ago so not sure
| 
25.06.2015, 15:07
| Newbie | | Join Date: Jun 2015 Location: Nyon
Posts: 2
Groaned at 0 Times in 0 Posts
Thanked 0 Times in 0 Posts
| | Re: interest rate reduction = possible rent reduction [Referenzzinssatz]
Thanks so much for your helpful experiences and advice. This week I actually rang our real estate agent to ask when our next 'echeance de bail' is, and she said it isn't until 1 April 2016 because there is only one per year!!!! Surely this can't be correct - I thought there were 3 or 4 times in a year when we can apply for this rent decrease.
Can any of you learned folk please advise?
Many thanks.
| 
25.06.2015, 15:20
|  | Junior Member | | Join Date: May 2009 Location: Lausanne
Posts: 70
Groaned at 1 Time in 1 Post
Thanked 11 Times in 8 Posts
| |
My agency refused and I wrote to the Commision de Concilliation in Lausanne a few weeks ago. I got a letter from them yesterday saying my case could go before the commision, but no date yet. I think it takes about 6 to 8 weeks. I'm paying 3% and the rate was 2% when I made the request but has since gone down again.
I wasn't 100% sure about it but showed the letters to a lawyer at the oav.ch - they have a "permanence" some evenings where you have 15 minutes with a lawyer for 40chf. In fact, it was free when I went because it was their anniversary or something. Anyway, they advised me to go for it (but in lawyer speak!) and basically said the agency were just trying it on. Just to let you know there is a next step if you are refused and want to take it further...
Just on the permanence juridique, it's first come first served so best to go as it opens at 4pm, then they give you a ticket and tell you what time to come back. The site is oav.ch and the one in Lausanne is open Monday, Tuesday and Thursday normally, from 16.00 to 19.00.
Last edited by 3Wishes; 25.06.2015 at 17:43.
Reason: merging consecutive replies
| 
25.06.2015, 16:34
|  | Forum Veteran | | Join Date: Sep 2014 Location: Nyon
Posts: 613
Groaned at 23 Times in 19 Posts
Thanked 849 Times in 329 Posts
| | Re: interest rate reduction = possible rent reduction [Referenzzinssatz]
Thanks for all the tips, my 1 year contract expires in October so I still have time to do this.
I was just thinking this request might just backfire on me, i.e. if I send them the letter asking for a reduction that they in return will send me a letter saying they won't be renewing the contract and I am then in trouble for finding a new flat for a family of 4....
The last thing I want to do is upset the almighty regie. | 
30.06.2015, 11:33
| Newbie | | Join Date: Oct 2014 Location: Basel
Posts: 9
Groaned at 0 Times in 0 Posts
Thanked 2 Times in 1 Post
| | Re: interest rate reduction = possible rent reduction [Referenzzinssatz]
Not sure if it's worth the effort for my case.
Signed the rental contract in Dec 2014 based on 2% interest rate and moved in Mar 2015.
Today, 30th Jun is my first possible termination date.
So i should be able to apply for a rent deduction now?
And try to send the letter in before end of July? Thanks in advance.
| 
30.06.2015, 11:43
|  | Forum Legend | | Join Date: Nov 2009 Location: Basel
Posts: 9,131
Groaned at 170 Times in 153 Posts
Thanked 25,643 Times in 6,892 Posts
| | Re: interest rate reduction = possible rent reduction [Referenzzinssatz]
I didn't bother. When I last did it, the reduction was from 3% to 2% and according to the calculations on my new contract, this resulted in a 10% rent reduction but there was also an increase of around 2-3% to cover various factors. The end result, therefore, was a reduction of 7-8%.
I haven't applied for this reduction as it would be a 0.25% interest rate change and I'm not sure if the uplift would simply cancel it out. My rent is "only" 1000Fr anyway. I'll wait for the next change | 
07.07.2015, 21:14
| Newbie 1st class | | Join Date: Jul 2011 Location: zurich
Posts: 22
Groaned at 18 Times in 6 Posts
Thanked 11 Times in 9 Posts
| | Rent reduction
I recently asked for rent reduction because the interest rate is now lower. However, the landlord said he is not fine with it and in case we keep going that direction we will for sure get it but he will do everything to increase it again as soon as he can. How can he rise it?what should I do?
| 
08.07.2015, 14:46
| Forum Legend | | Join Date: May 2010 Location: north
Posts: 6,132
Groaned at 218 Times in 138 Posts
Thanked 5,100 Times in 2,636 Posts
| | Re: interest rate reduction = possible rent reduction [Referenzzinssatz]
I sent the letter away and a week later had a confirmation of 14.26% basic rental reduction.
| 
08.07.2015, 14:48
| Forum Legend | | Join Date: May 2010 Location: north
Posts: 6,132
Groaned at 218 Times in 138 Posts
Thanked 5,100 Times in 2,636 Posts
| | Re: Rent reduction | Quote: | |  | | | I recently asked for rent reduction because the interest rate is now lower. However, the landlord said he is not fine with it and in case we keep going that direction we will for sure get it but he will do everything to increase it again as soon as he can. How can he rise it?what should I do? | | | | | Sounds like a tosser... you can have a chat with https://www.mieterverband.ch/mv-zh.html | This user would like to thank rob1 for this useful post: | | 
08.07.2015, 16:54
| Newbie 1st class | | Join Date: Jul 2011 Location: zurich
Posts: 22
Groaned at 18 Times in 6 Posts
Thanked 11 Times in 9 Posts
| | Re: Rent reduction | Quote: | |  | | | | | | | |
Do they speak English? I am a bit scared he will make me problems once I will leave the flat taking the deposit money.
| 
08.07.2015, 17:44
|  | Forum Legend | | Join Date: Nov 2009 Location: Basel
Posts: 9,131
Groaned at 170 Times in 153 Posts
Thanked 25,643 Times in 6,892 Posts
| | Re: interest rate reduction = possible rent reduction [Referenzzinssatz] | Quote: | |  | | | I sent the letter away and a week later had a confirmation of 14.26% basic rental reduction. | | | | | What was your before and after interest rate?
| 
08.07.2015, 17:55
|  | Forum Veteran | | Join Date: Sep 2014 Location: Nyon
Posts: 613
Groaned at 23 Times in 19 Posts
Thanked 849 Times in 329 Posts
| | Re: interest rate reduction = possible rent reduction [Referenzzinssatz] | Quote: | |  | | | What was your before and after interest rate? | | | | | Curious to hear as well. Did your interest rate go from like 2.85% ti 1.75% or so?
| 
09.07.2015, 06:38
| | Re: Rent reduction | Quote: | |  | | | I recently asked for rent reduction because the interest rate is now lower. However, the landlord said he is not fine with it and in case we keep going that direction we will for sure get it but he will do everything to increase it again as soon as he can. How can he rise it?what should I do? | | | | | Your landlord can increase your rent if/when the interest rate goes up -- and that will be an automatic increase, regardless of whether you applied for a reduction when the rate went down or not. You can be sure your landlord will be "fine with that". So why wouldn't you ask for the reduction to which you're almost certainly entitled, now?
| 
09.07.2015, 10:13
|  | Forum Legend | | Join Date: Nov 2009 Location: Basel
Posts: 9,131
Groaned at 170 Times in 153 Posts
Thanked 25,643 Times in 6,892 Posts
| | Re: Rent reduction | Quote: |  | | | Your landlord can increase your rent if/when the interest rate goes up -- and that will be an automatic increase, regardless of whether you applied for a reduction when the rate went down or not | | | | | That's obviously not true. If he has a contract, as I do, specifying an interest rate of 2% and the rate goes up from 1.75% to 2%, the landlord can not increase the rent.
| The following 2 users would like to thank adrianlondon for this useful post: | | 
09.07.2015, 12:42
| Forum Legend | | Join Date: May 2010 Location: north
Posts: 6,132
Groaned at 218 Times in 138 Posts
Thanked 5,100 Times in 2,636 Posts
| | Re: interest rate reduction = possible rent reduction [Referenzzinssatz] | Quote: | |  | | | What was your before and after interest rate? | | | | | it was 3.5% and went to 1.75%
| The following 2 users would like to thank rob1 for this useful post: | | 
09.07.2015, 15:14
| | Re: Rent reduction | Quote: | |  | | | That's obviously not true. If he has a contract, as I do, specifying an interest rate of 2% and the rate goes up from 1.75% to 2%, the landlord can not increase the rent. | | | | | Yes... obviously... I didn't think I had to spell out every possible permutation!
| This user would like to thank for this useful post: | | 
09.07.2015, 19:43
| Newbie 1st class | | Join Date: Jul 2011 Location: zurich
Posts: 22
Groaned at 18 Times in 6 Posts
Thanked 11 Times in 9 Posts
| | Re: Rent reduction | Quote: |  | | | Your landlord can increase your rent if/when the interest rate goes up -- and that will be an automatic increase, regardless of whether you applied for a reduction when the rate went down or not. You can be sure your landlord will be "fine with that". So why wouldn't you ask for the reduction to which you're almost certainly entitled, now? | | | | | It makes perfectly sense, that's why I sent him the letter. I am now scared that once I will leave the flat he can find many ways to steal my deposit. What about heating?how does one know if the money they ask are exactly what we have to pay?
|
Currently Active Users Viewing This Thread: 1 (0 members and 1 guests) | | Thread Tools | | Display Modes | Linear Mode |
Posting Rules
| You may not post new threads You may not post replies You may not post attachments You may not edit your posts HTML code is Off | | | All times are GMT +2. The time now is 12:43. | |