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  #261  
Old 09.07.2015, 20:28
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Re: Rent reduction

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Your landlord can increase your rent if/when the interest rate goes up -- and that will be an automatic increase, regardless of whether you applied for a reduction when the rate went down or not
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Yes... obviously... I didn't think I had to spell out every possible permutation!
Well, it's because you made a specific issue about a landlord raising the rent when interests go back up even if you didn't reduce it on the way down. Which is wrong.
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  #262  
Old 05.08.2015, 15:39
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Re: interest rate reduction = possible rent reduction [Referenzzinssatz]

I got a reduction of 80 chf. The landlord said that my rent was higher than the other tenants so I could get my reduction!
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  #263  
Old 05.08.2015, 23:06
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Re: interest rate reduction = possible rent reduction [Referenzzinssatz]

Are they going to give you this reduction just like that? My husband says it's better not to ask it, because they can choose to raise the rent afterwards on other reasons or say you better move out.
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  #264  
Old 06.08.2015, 07:38
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Re: interest rate reduction = possible rent reduction [Referenzzinssatz]

Yes they give it just like that because they legally have to.

Your husband is panicking without basis.... They can't just say. "Move out" unless you have a contract with a private landlord and he "sells" the apartment to a family member for them to live in.
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  #265  
Old 06.08.2015, 09:43
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Re: interest rate reduction = possible rent reduction [Referenzzinssatz]

I see. I'll give it a try then, thanks!
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  #266  
Old 09.08.2015, 14:37
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Re: interest rate reduction = possible rent reduction [Referenzzinssatz]

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Yes they give it just like that because they legally have to.

Your husband is panicking without basis.... They can't just say. "Move out" unless you have a contract with a private landlord and he "sells" the apartment to a family member for them to live in.

what about flats that have been advertised since before the decrease?
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  #267  
Old 09.08.2015, 16:35
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Re: interest rate reduction = possible rent reduction [Referenzzinssatz]

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what about flats that have been advertised since before the decrease?
The interest rate isn't linked to an advert, it's the rate specified in the rental agreement.
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  #268  
Old 09.08.2015, 16:38
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Re: interest rate reduction = possible rent reduction [Referenzzinssatz]

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The interest rate isn't linked to an advert, it's the rate specified in the rental agreement.

yes of course, so do you mean if there is a rate reduction for existing contracts this does not apply to new ones?
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  #269  
Old 09.08.2015, 18:00
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Re: interest rate reduction = possible rent reduction [Referenzzinssatz]

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yes of course, so do you mean if there is a rate reduction for existing contracts this does not apply to new ones?
It depends what rate is shown in the contract!
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  #270  
Old 20.08.2015, 19:34
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Re: interest rate reduction = possible rent reduction [Referenzzinssatz]

I have just applied as my rate hypothocaire in the contract is 2.25% - December 2012 contract date. The regie has replied saying my contract is based on the consumer index - it does also mention this. Does this sound correct and does anybody have a link showing what has happened to the consumer index since december 2012?
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  #271  
Old 22.08.2015, 18:51
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I have just applied as my rate hypothocaire in the contract is 2.25% - December 2012 contract date. The regie has replied saying my contract is based on the consumer index - it does also mention this. Does this sound correct and does anybody have a link showing what has happened to the consumer index since december 2012?
I assume you're talking about the Consumer Pricing Index? You can look at the changes here:
http://www.bfs.admin.ch/bfs/portal/e...s_aktuell.html

It went down by 1.11% from Dec'12. Hope it's what you were looking for.

Sorry for posting 2 times in a row, but I couldn't edit my previous post.

Anyway, can someone advise if I'm allowed to request the rental reduction for previous 2 months (effectively a cash back)? The decision to cut rates came to light by 1st of June and I have learnt about it just recently.

Thanks for help.

Last edited by Guest; 20.10.2015 at 21:09. Reason: Merging successive posts
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  #272  
Old 24.08.2015, 22:29
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Re: interest rate reduction = possible rent reduction [Referenzzinssatz]

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Sorry for posting 2 times in a row, but I couldn't edit my previous post.

Anyway, can someone advise if I'm allowed to request the rental reduction for previous 2 months (effectively a cash back)? The decision to cut rates came to light by 1st of June and I have learnt about it just recently.

Thanks for help.
I don't think so. The reduction takes effect after your next notice period. So if you have a 3-month notice period and you get your request in by 31 August, the reduction would only take effect on 01 December.
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  #273  
Old 14.09.2015, 01:50
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Re: interest rate reduction = possible rent reduction [Referenzzinssatz]

When we first signed a contract with the landlord (well known corporate landlord in Basel) we had to sign an additional agreement that our current re t could be increased. However, we thought we would give it a try to reduce our rent with the reference rate going down couple of years back using the standard Template from MV website.

We then received a reply in the negative where the landlord was giving us dodgy excuses I.e the business costs are too high for the complex we lived in to reduce the rent. We then took them to schlichtungstelle (local arbitration) and they ordered the landlord to reduce the rent. However, the landlord appealed and contested this in the higher courts and we also won that case, and the landlord had to sign a contract that the rent would not go up higher that the rate set by court.

Now it seems that the reference rate has gone down even further, and we sent them another letter to reduce the rent but they did not respond to our registered letter. We then had to call to make enquiries and now they grudgingly reduced the rent again. Therefore, it proves that landlords will always try to defend any rent reduction even if they are likely to loose the case.

One question I have is that, now that they reduced the rent further, does this make the max rent rise clause they signed null and void?
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  #274  
Old 25.09.2015, 16:19
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Re: interest rate reduction = possible rent reduction [Referenzzinssatz]

So I sent the registered letter to ask for the reduction in time to reach the landlord before June both. He replied, also by registered mail, while I was on vacation, so the letter was sent back to him because I did not pick it up in time from the post office. So I wrote again to him, a normal letter this time (I guess I should have paid the 6 chf), asking to please send me his answer again, or just call me on the phone. Silence. Trying to call him for a couple of days, nobody answers. What would you guys do? I am tempted to not pay the next rent until he answers me but that's probably not a good idea.
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  #275  
Old 21.10.2015, 22:50
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Re: interest rate reduction = possible rent reduction [Referenzzinssatz]

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So I sent the registered letter to ask for the reduction in time to reach the landlord before June both. He replied, also by registered mail, while I was on vacation, so the letter was sent back to him because I did not pick it up in time from the post office. So I wrote again to him, a normal letter this time (I guess I should have paid the 6 chf), asking to please send me his answer again, or just call me on the phone. Silence. Trying to call him for a couple of days, nobody answers. What would you guys do? I am tempted to not pay the next rent until he answers me but that's probably not a good idea.
In the end I managed to get the landlord's reply, negative of course. So I ran to the rental association, showed them the answer and they confirmed to me that I should get the discount and that I should bring the case to the Schlichtungsstelle, only.... it's too late! I thought what mattered was the day I *received* the landlord's answer but no, according to the MV I am now too late and can only ask for a discount starting from April...

Anyone has had similar experiences?
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  #276  
Old 27.11.2015, 15:14
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Mietzinsreduktion

Hi all,

do you have any idea what are the conditions for reducing your rent because od what is described here:

https://www.comparis.ch/immobilien/m...reduktion.aspx
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  #277  
Old 27.11.2015, 16:50
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Re: Mietzinsreduktion

https://www.mieterverband.ch/mv/miet...nssenkung.html
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  #278  
Old 27.11.2015, 21:51
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Re: interest rate reduction = possible rent reduction [Referenzzinssatz]

I've asked for a long overdue reduction in June, prompted by the reference mortgage interest drop to 1.75%. No reply till recently. So I called and insisted on a response. Then I've received two responses - one, dated mid-year, with a refusal based on "l'art. 269a lit. a CO." because "my rent is below usual rents in my city/quarter".
And another reply dated this month which grants a rent reduction " titre personnel et confidentiel".
This is a large agency present in VD and GE.
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  #279  
Old 12.03.2016, 19:17
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Reducing Rent

Hello All

I understand that every year we can apply to get a rental reduction as tenants assuming the interest rates have decreased.

Does anyone know if this year, for 2016, we can also apply for such reduction?

Thanks
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  #280  
Old 12.03.2016, 19:34
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Re: Reducing Rent

I received 360 sfr from the UBS fund management in december.
I done nothing to get this money from the UBS.
I would not apply for the deduction, some companys could easily offended and
cancel your rental contract.
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