Re: Advice required
Basic insurance usually doesn't cover any treatment abroad. However, some add-on insurance tariffs do cover treatment abroad. Having said that Swiss insurance companies are usually open to making a deal if the treatment abroad is cheaper than in Switzerland (which is the case pretty much everywhere except for the US), provided that certain standards are met. This is a case-by-case decision.
Depending on the kind of rehab offered your cousin should also review the accident insurance terms - rehab after injuries due to accidents (work or non-work related) are coverd by that insurance.
The rather long flight after an operation might be a medical problem, though.
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