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Old 10.01.2011, 09:40
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Ski holiday insurance query...

Hi all,

I will be going on a Ski holiday next week and want to make sure im properly covered insurance wise for accidents etc. When i have been on Ski holidays before living in the uk it was very easy to go on a website and get good insurance cover for around 40gbp for a week. It seems to be a different story living in Switzerland, i cant seem to use the same sites from the UK.

Can anyone recommend reasonably priced Ski holiday insurance?

I have signed up with Rega.

I have health insurance through Sanitas but not sure if they cover Ski holidays outside of switzerland.

any thoughts or comments would be greatly appreciated

Many thanks

Rob
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Old 10.01.2011, 09:54
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Re: Ski holiday insurance query...

Do you have just basic insurance or some supplementary cover ?
Most insurance companies have coverage for out of the country in the supps.
You should check first.
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Old 10.01.2011, 09:57
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Re: Ski holiday insurance query...

A lot of have use or do use the Austrian Alpine Club insurance for winter sports abroad (and in Switzerland).

It's better value than most even if you need to join for a whole year.

The U.K. section of the club will give you the details in the English language.
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Old 10.01.2011, 11:14
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Re: Ski holiday insurance query...

Thanks guys,

appreciate the quick response.

I'll dig out my insurance policy and see what it says. I'll also check out the Austrian Alpine club.

I have been told that my employer should cover me for this kind of thing too so have queried it with then as well.

once again thanks for your help.

all the best

Rob
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Old 12.02.2011, 14:13
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Re: Ski holiday insurance query...

I have had a look at the Austrian policy and note that the medical expenses only come to €10,000. As a comparison the Ski Club GB insurance scheme covers medical expenses from £2m to £10m, depending on level of cover. I wonder if the Austrian scheme is sufficient??

I would have though that €10k would not last long in the event of a serious accident that requires intensive care for a few days. Or if one was initially taken to a private clinic, would one get moved to a public hosp and be covered by the EHIC? Wondered if anyone knew of any actual cases?

Also told by Austrian policy people that for an extra €1.60 per person per day on holiday, the cover is increased to €225,000.
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Old 16.02.2011, 11:36
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Re: Ski holiday insurance query...

Are you not covered by your accident insurance at work for this sort of thing?
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Old 25.02.2011, 14:43
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Re: Ski holiday insurance query...

Just call Sanitas and tell them your going abroad and they will cover it for a small cost, i think i paid like 20 chf for 2 weeks in the states or something like that
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