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  #21  
Old 31.01.2011, 17:04
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Re: Tourist in Lausanne - Need to see a doctor!

Getting an insurance now will be difficult, plus probably not useful - as there are things called "pre-conditions".

Now, depending what kind of treatment you need, it may be simpler and cheaper to just pay the doctor yourself. I am not sure you realize just how expensive insurance can be? a LAMAL (minimum insurance that cannot be denied, as long as you are legally resident here, which is not your case..) cost easily 150 to 200 chf per month; a private approach will go upwords of 5-600.- per month (depending on age etc).

Up to 2000 chf, you are better off paying yourself; beyond, just go home. Sorry, but there is no magic here.
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  #22  
Old 31.01.2011, 17:53
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Re: Tourist in Lausanne - Need to see a doctor!

How can you be a tourist in a country, for 3 years?
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  #23  
Old 31.01.2011, 17:55
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Re: Tourist in Lausanne - Need to see a doctor!

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How can you be a tourist in a country for 3 years?
Ehm, it's just a way of saying something completely different...
People happen to go in and out every 3mo, so I guess they pass as tourists...
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  #24  
Old 04.02.2011, 13:11
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Re: Tourist in Lausanne - Need to see a doctor!

You can all save your snarky comments and try to open your mind a little. Not everyone is trying to sap off the system. I know the situation and first of all, everything is 100% legal. You can live in Switzerland, leave the country and return as a tourist for a couple of months total every few years. This person paid their expensive mandatory insurance like everyone else for 3 years and barely used it, so you can all direct your speculative chastising elsewhere. The problem is, when you're in limbo between countries/homes for the first time and your native country has relatively new laws regarding re-entering their universal health care system that you've had all of your life, it's easy to get confused or make a mistake, like not realizing you need international travel insurance before it's too late. Think of a time when you've had no guidance on something and then made a mistake and realized after the fact. It happens to the best of us. A simple question was asked and it's nice that a few people said the helpful answer that was correct, which is, that you simply have to pay. Maybe she didn't even realize she could just pay? Too easy to go the negative route.

I don't want to even get into the business of the individual who suggested that making a possibly naive post means you are sitting around on your ass and lazily waiting for answers. As I understand it, posting here was supposed to be a good quick option to do in parallel with some research on your own. If you only knew how far the lazy comment is from the truth...ridiculous.

Groan away. As you can see, I rarely come on here, but it's difficult to be scolded for things that aren't true and that's likely the reason for the defensiveness.
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  #25  
Old 04.02.2011, 14:11
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Re: Tourist in Lausanne - Need to see a doctor!

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So if I were you I would stop being rude, and then I would go and sort it out instead of sitting on my ass waiting for someone to help you. It is your fault you don't have health insurance. Don't go and con them. It is because of people like you that people like me can't claim on lost luggage without ridiculous amounts of evidence. And secondly, don't expect us to use our tax to help you.
Not sure when I was being rude. Sounds to me like you are the one with the snarky mouth. Must be so easy to pass judgement from high up there on your pedestal. I am trying to sort it out...hence the post. Anyone with half a brain can see that. Yes, I admit I should have bought myself insurance for the brief time that I am here, however, to error is human. I hope the next time you are in a situation where you need some help that people will show you the same amount of cruelty that you have shown me. If you only knew my situation you would feel pretty bad. I have many choice words for you, but I am a lady and wont waste my breath. Go get a life.
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  #26  
Old 04.02.2011, 14:12
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Re: Tourist in Lausanne - Need to see a doctor!

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Insurance fraud just pushes up the premiums for the rest of us and makes legitimate claiming more difficult for the rest of us, too

Who said anything about insurance fraud Tom?
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  #27  
Old 04.02.2011, 14:14
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Re: Tourist in Lausanne - Need to see a doctor!

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How can you be a tourist in a country, for 3 years?
I am not a tourist for 3 years princess! I have lived here 3 years, but finished my job and am now considered to be here as a tourist as per my home country's VISA rules.
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  #28  
Old 04.02.2011, 14:52
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Re: Tourist in Lausanne - Need to see a doctor!

I had no idea that was possible, but I wish you good luck. Too late, I know, but I would never ever live in Switzerland without proper insurance, tourist or otherwise. It is hugely risky and could turn out VERY expensive. Could you go 'back' home for treatment? It honestly might be your only option.
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  #29  
Old 04.02.2011, 14:53
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Re: Tourist in Lausanne - Need to see a doctor!

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Who said anything about insurance fraud Tom?
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... I have just discovered I need medical attention but have no international health insurance.
Does anyone know of a good company that would have insurance that would kick in immediately that I could buy???
I'm terribly sorry, I thought that your question and preceding statement were linked in some way.
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  #30  
Old 04.02.2011, 15:06
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Re: Tourist in Lausanne - Need to see a doctor!

Maybe if the original poster gave the full story instead of leaving out details she wouldn't get such a hard time?
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  #31  
Old 04.02.2011, 16:31
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Re: Tourist in Lausanne - Need to see a doctor!

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You can all save your snarky comments and try to open your mind a little. Not everyone is trying to sap off the system. I know the situation and first of all, everything is 100% legal. You can live in Switzerland, leave the country and return as a tourist for a couple of months total every few years. This person paid their expensive mandatory insurance like everyone else for 3 years and barely used it, so you can all direct your speculative chastising elsewhere. The problem is, when you're in limbo between countries/homes for the first time and your native country has relatively new laws regarding re-entering their universal health care system that you've had all of your life, it's easy to get confused or make a mistake, like not realizing you need international travel insurance before it's too late. Think of a time when you've had no guidance on something and then made a mistake and realized after the fact. It happens to the best of us. A simple question was asked and it's nice that a few people said the helpful answer that was correct, which is, that you simply have to pay. Maybe she didn't even realize she could just pay? Too easy to go the negative route.

I don't want to even get into the business of the individual who suggested that making a possibly naive post means you are sitting around on your ass and lazily waiting for answers. As I understand it, posting here was supposed to be a good quick option to do in parallel with some research on your own. If you only knew how far the lazy comment is from the truth...ridiculous.

Groan away. As you can see, I rarely come on here, but it's difficult to be scolded for things that aren't true and that's likely the reason for the defensiveness.


PS: it's not SOS People here!

The original poster said something, someone else reported she lied or reported a conflicting statement- which made the topic suspicious.

End off!

No need to become defensive or protective or even arguing!

A simple question was asked and it's nice that a few people said the helpful answer that was correct
No- we don't necessarily help frauder, so the guy was right to point out something which was clarified in a very unpleasant and immature way.
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  #32  
Old 09.02.2011, 16:45
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Re: Tourist in Lausanne - Need to see a doctor!

I hope that you're so sick you learn to be nice.
Don't be rude to me you have no idea about me. And dont trick the system. I have a mind to let them know. Just call them and tell them the truth and tell us the truth too.
Jeez.
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  #33  
Old 10.02.2011, 00:47
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Re: Tourist in Lausanne - Need to see a doctor!

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I hope that you're so sick you learn to be nice.
Don't be rude to me you have no idea about me. And dont trick the system. I have a mind to let them know. Just call them and tell them the truth and tell us the truth too.
Jeez.
This is a hideous remark. The OP has asked for advice in a difficult situation and hasn't been rude to you at all.

To the OP: good luck, I hope you can sort it out.
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  #34  
Old 10.02.2011, 10:04
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Re: Tourist in Lausanne - Need to see a doctor!

Why don't you try to get an insurance from your home country instead of Switzerland? When you're a tourist you should be able to do it.
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