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  #101  
Old 20.04.2011, 10:56
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Re: Wife's employer didn't take out accident insurance (I think)

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The settlement amount is fine with us. So this letter is just not necessary IMO.
Fairly standard in these situations - you send a letter saying "it's not our fault, but we can't be arsed so here's the money to keep you quiet, and payment is not an admission of guilt etc..."

Most companies that settle out of court (or long before that stage) do this to avoid (or rather deny any) future liabilities should they arise.

Hope the Mrs is now fully recovered or at least on the way there.
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  #102  
Old 20.04.2011, 11:11
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Re: Wife's employer didn't take out accident insurance (I think)

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Another update. Receive a 2 page letter today in reply. All in French. Even though she knows neither of us has even half way decent French

I google translated it and it seems nothing short of passive aggressive IMO. Says she never received the original email. She is right, we are wrong, the lawyer advised us incorrectly, we should have expressed an objection to the contract termination at the time...but we are going to settle anyway because we don't want the hassle

I don't really care what the letter say, although I'd quite like to go to lawyers and sort this out once and for all. She has sent an agreement to terminate the contract, we will get the settlement amount and go on our merry ways. End of.
She can think she has the upper hand or the high ground all she wants. I don't give a flying ****.
I'll have a read of it for you when I get back next week so please don't sign anything before then. You want to make sure your wife won't have any probélems looking for future work.

If you want to PM me a copy of the letter I can read it and give you feedback before next week

Last edited by Belgianmum; 20.04.2011 at 11:12. Reason: Added bit about PM
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  #103  
Old 20.04.2011, 13:16
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Re: Wife's employer didn't take out accident insurance (I think)

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The settlement amount is fine with us. So this letter is just not necessary IMO.
If your wife wants to work again in Switzerland, she should get
a good one. Without a good work certificate, it is unlikely she will
ever get hired again.
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  #104  
Old 11.05.2011, 17:13
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Re: Wife's employer didn't take out accident insurance (I think)

My final post now.

Money from the settlement has been transferred now so as far as I'm concerned the matter is now closed.

Thanks to everyone in particular Odile, Belgiummum and Ziger...in no particular order.
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  #105  
Old 22.09.2011, 10:12
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Re: Wife's employer didn't take out accident insurance (I think)

Looks like that wasn't my last post as this has reared it's ugly head again.

I got a bill from the office de poursuites today for my wife for an unpaid bill to the hospital. She hasn't received a single invoice from the hospital yet received a letter from debt collectors.

Her employer not paying her bills is another matter altogether.

Anyway I will probably contact her employer and see what's up and contact the debt collection agency as well.

I just can't believe without a single invoice it's jumped straight to this.
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  #106  
Old 22.09.2011, 15:22
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Re: Wife's employer didn't take out accident insurance (I think)

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Looks like that wasn't my last post as this has reared it's ugly head again.

I got a bill from the office de poursuites today for my wife for an unpaid bill to the hospital. She hasn't received a single invoice from the hospital yet received a letter from debt collectors.

Her employer not paying her bills is another matter altogether.

Anyway I will probably contact her employer and see what's up and contact the debt collection agency as well.

I just can't believe without a single invoice it's jumped straight to this.
WTF. So much for Swiss efficiency.

If you need any help with anything don't hesitate to ask.
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  #107  
Old 22.09.2011, 15:30
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Re: Wife's employer didn't take out accident insurance (I think)

Why is the hospital even sending the bills to your wife? They are not her responsibility. When your wife was at the hospital did she register her visit as being an accident and give her employers details? If so it should be her ex-employer getting harassed.

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Looks like that wasn't my last post as this has reared it's ugly head again.

I got a bill from the office de poursuites today for my wife for an unpaid bill to the hospital. She hasn't received a single invoice from the hospital yet received a letter from debt collectors.

Her employer not paying her bills is another matter altogether.

Anyway I will probably contact her employer and see what's up and contact the debt collection agency as well.

I just can't believe without a single invoice it's jumped straight to this.
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  #108  
Old 22.09.2011, 15:30
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Re: Wife's employer didn't take out accident insurance (I think)

Yes, same from me, if you want me to do any phoning, etc.
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  #109  
Old 22.09.2011, 15:39
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Re: Wife's employer didn't take out accident insurance (I think)

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WTF. So much for Swiss efficiency.

If you need any help with anything don't hesitate to ask.
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Yes, same from me, if you want me to do any phoning, etc.
Thanks. I will phone the debt collection agency myself first. They will speak English if they want the money.

From what I can see the hospital bill was only 30 odd francs then with interest and charges it's about 150CHF.

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Why is the hospital even sending the bills to your wife? They are not her responsibility. When your wife was at the hospital did she register her visit as being an accident and give her employers details? If so it should be her ex-employer getting harassed.
The hospital has never sent us anything. This is the first modicum of a bill I've received regarding her treatment and it's from some debt collection people in La Chaux de Fonds.

It was registered as an accident and her employers details were given.

I'm pretty sure her employer has moved and not told the hospital her new address...which would be the source of the unpaid bill though.
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  #110  
Old 22.09.2011, 16:13
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Re: Wife's employer didn't take out accident insurance (I think)

Problem is there may well be nobody who speaks English. Getting a 'black' mark against your name with the Office des Poursuites, even for a small sum, has all sorts of consequences, so just not worth taking the risk.
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  #111  
Old 22.09.2011, 16:16
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Re: Wife's employer didn't take out accident insurance (I think)

I won't sign anything without getting a native speaker to have a look over it first, as I've done in the past with Belgiummum.

If they don't speak English I will be sure to give one of you a ring. I have both your numbers.
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  #112  
Old 22.09.2011, 16:54
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Re: Wife's employer didn't take out accident insurance (I think)

The office isn't open on Thursday afternoons apparently. I really got to get me one of these types of jobs and sod the PhD and hard work.
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  #113  
Old 22.09.2011, 18:12
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Re: Wife's employer didn't take out accident insurance (I think)

Did you accept the document or send it back?

If you think you are not responsible you should have sent it back with the comment "opposition".
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  #114  
Old 22.09.2011, 19:17
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Re: Wife's employer didn't take out accident insurance (I think)

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Did you accept the document or send it back?

If you think you are not responsible you should have sent it back with the comment "opposition".
You can also oppose it after having received it, but this involves going to the local office (of the city or canton) responsible.

Did that last year when I got one that was actually for my daughter, but was sent to me. I had fun with that one, as they wanted me to remove my opposition (after the bill was paid), but I refused, as it was their screw-up (and so THEY got bad marks)!

Tom
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  #115  
Old 22.09.2011, 19:47
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Re: Wife's employer didn't take out accident insurance (I think)

Problem in this case is that it was for OP's wife. The employer should have paid it, but she didn't it seems. So who is responsible for said bill? If it remains unpaid, it will show with the 'Office des poursuites' as unpaid, and could make life very difficult in the future and the cost keep mounting up. Cosmos, did your wife have medical Insurance as per CH law at the time? If not, they could find this out and request back pay for said insurance from month of arrival to month of departure.
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  #116  
Old 22.09.2011, 19:55
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Re: Wife's employer didn't take out accident insurance (I think)

If it's from a debt collecting agency like "Intrum Justitia" not to quote any names you need to know two things:

a) they cannot initiate a poursuite / betreibung against you
b) all you have to pay (if indeed you have to pay anything) is the original bill - they cannot charge any collection fees to you.

All the threatening letters are just vacuous rhetoric.
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  #117  
Old 22.09.2011, 19:59
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Re: Wife's employer didn't take out accident insurance (I think)

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Problem in this case is that it was for OP's wife.
Yes, but you can still oppose it.

If you have "separation di bene", it's not his problem.

Also, if you oppose it, they have to prove that you received the original bill (which he says they hadn't).

Unless you know for sure that the demand is legitimate, ALWAYS oppose!

Tom
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  #118  
Old 22.09.2011, 20:08
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Re: Wife's employer didn't take out accident insurance (I think)

What about black marks against her record? If I, or her former employer, just pay the bill will this have a note in the Wife's file and make it difficult for us to move apartment.
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  #119  
Old 22.09.2011, 20:09
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Re: Wife's employer didn't take out accident insurance (I think)

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Problem in this case is that it was for OP's wife. The employer should have paid it, but she didn't it seems. So who is responsible for said bill? If it remains unpaid, it will show with the 'Office des poursuites' as unpaid, and could make life very difficult in the future and the cost keep mounting up. Cosmos, did your wife have medical Insurance as per CH law at the time? If not, they could find this out and request back pay for said insurance from month of arrival to month of departure.
There are no issue with her insurance. I do everything above board...that makes this whole thread all the more frustrating
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  #120  
Old 22.09.2011, 20:25
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Re: Wife's employer didn't take out accident insurance (I think)

Great- then I'd explain to them that the employer was supposed to pay, but has moved. If they can't locate her- then I'd pay it as it is very small, but refuse to pay excess charges, as they never wrote to you before, and it is the first you heard about it, which is totally out of order.

If for the right or wrong reasons, you have 'debts' shown at the Office des Poursuites, they can stop you from moving apartment, buying a house, and all sorts, so not worth the risk.
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