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  #21  
Old 07.05.2011, 17:10
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The thing is, the doctor would not even think of warning you of the charge, as for her/him it is perfectly normal. For those coming from UK, it may seem strange- but here in CH it is the norm. From what I can gather, the exercise was not just form filling, but finding out about your health, medication, pre-existing conditions, etc. S/he also should have checked blood pressure, etc. If I ever have an accident or a medical emergency - I'd like to know that my GP knows who I am, any medical condition, medication, etc. Doesn't that make sense?
Absolutely. It was a check up. To me, it's bizarre to think the doctor would see you with out charging you. I would also check with the bank and ask about the fees for any account I would set up. But I guess I'm the a.b.normal one.

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I hear you and I've also posted some rants about the system in the past (here and here). I'm not happy about it either but I've also figured that this is Switzerland and if this is how the Swiss people wan't to organize their health care then who am I to criticize?
Criticize away, just be aware that sometimes it is -us- that are the one that don't understand and not that the Swiss are perpetrating a scam. Why the OP feels "scammed" because she didn't know she would be billed for the drs time and that she needs to then send the invoice to the insurance company is beyond me.
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Last edited by MusicChick; 07.05.2011 at 20:17.
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  #22  
Old 07.05.2011, 19:12
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Re: Paid 200chf for registration to a doctor???

I came from Germany where the health insurance system is totally different. the monthly premium covers all (incl dentist). you can go to any doctor you want, they never charge you for consultation, medicine. They did charge for registration, but it is only 10 and this registration valid for 3 months. who would expect to get charge 200 chf from a doctor when you are healthy and what you want is only to register. I did read some information about doctor in Switzerland from this forum but i never find any information that register to a doctor means preliminary check up and chat about life and general things will cost you a lot. Perhaps i did not search deep enough.

I can except that this is not a scam if this is a normal thing. But i do still think that it is still not fair. She could tell me at the beginning that she will count our conservation per min and tell me what is her price. So we could limited our consultation time. And she should not prolong our conservation by discussing unnecessary things (which was longer then the discussion about my health). Furthermore she know for sure that i just move in to Switzerland and i am still not sure about how the system works here (i told her that), so i think she take advantage of it.
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  #23  
Old 07.05.2011, 20:07
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Re: Paid 200chf for registration to a doctor???

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I came from Germany where the health insurance system is totally different. the monthly premium covers all (incl dentist). you can go to any doctor you want, they never charge you for consultation, medicine. They did charge for registration, but it is only 10 and this registration valid for 3 months. who would expect to get charge 200 chf from a doctor when you are healthy and what you want is only to register. I did read some information about doctor in Switzerland from this forum but i never find any information that register to a doctor means preliminary check up and chat about life and general things will cost you a lot. Perhaps i did not search deep enough.

I can except that this is not a scam if this is a normal thing. But i do still think that it is still not fair. She could tell me at the beginning that she will count our conservation per min and tell me what is her price. So we could limited our consultation time. And she should not prolong our conservation by discussing unnecessary things (which was longer then the discussion about my health). Furthermore she know for sure that i just move in to Switzerland and i am still not sure about how the system works here (i told her that), so i think she take advantage of it.
I don't think you're going to find it spelled out that clearly in this forum. I don't like to point fingers, but truth be told, you should have asked about the registration procedure rather than assume that a Swiss doctor would or should know that you're operating under a different set of expectations. Many Swiss doctors, even if they have studied abroad, do not know that much about the mechanics of other health care systems. And why should they?

Was she taking advantage of you? Maybe she wanted to know about your health history, and your family situation so she could provide better care when needed. My personal experience with physicians here is that they do take the time to know about their patients - and I believe that it does make them care for their patients better. Or rather, that's my preference - at the moment, I have a lot of doctors and I want them to know about me.

I suppose if you have a real problem with this, then you should contact your insurance provider and talk to the doctor, and possibly choose another physician.
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  #24  
Old 07.05.2011, 23:14
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Re: Paid 200chf for registration to a doctor???

And if you come to my house I will charge you a fiver - after you have consumed the beverage.

Cheers,
Nick

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if you go to a tea/coffee house they will charge you for the tea.
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  #25  
Old 07.05.2011, 23:19
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Re: Paid 200chf for registration to a doctor???

I just read your post and you now owe me SFr100. A bezahlschein (payment giro) is in the post.

What...didn't you read the EF small print regarding Forum Veterans reading your posts? Not my problem.

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Nick

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Absolutely. It was a check up. To me, it's bizarre to think the doctor would see you with out charging you. I would also check with the bank and ask about the fees for any account I would set up. But I guess I'm the a.b.normal one.



Criticize away, just be aware that sometimes it is -us- that are the one that don't understand and not that the Swiss are perpetrating a scam. Why the OP feels "scammed" because she didn't know she would be billed for the drs time and that she needs to then send the invoice to the insurance company is beyond me.
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  #26  
Old 07.05.2011, 23:23
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Re: Paid 200chf for registration to a doctor???

But in CH you also end up with GPs who write prescriptions for anything more than a ticklish cough - because it is money in their coffers. If I listened to my old Basel GP I would have enough pills to open my own pharmacy shop.

Cheers,
Nick

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Expats are so happy to see that their new doctor has plenty of time for them, much more than in the UK money talk/s.

It makes sense to get to know your new GP though, and more importantly for her/him to get to know you, check your blood pressure, any pre-exisitng conditions, medication, even 'views' (I made sure mine knows that I am an Exit member for instance) etc- so in case of an emergency they know 'what's what' . Money well spent I think, and a '1 off'.
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  #27  
Old 07.05.2011, 23:26
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Re: Paid 200chf for registration to a doctor???

You're right of course. Once I learned that the Swiss like to be economical with the truth there was no looking back.

Cheers,
Nick

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I would also check with the bank and ask about the fees for any account I would set up. But I guess I'm the a.b.normal one.
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  #28  
Old 07.05.2011, 23:30
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Re: Paid 200chf for registration to a doctor???

Ther4 are plenty of GPs like that in UK in rural areas especially where they have dispensing practices. I'm glad we have found a no non-sense GP who does not prescribe drugs/antibiotics unless absolutely necessary. And yet, some patients don't like him because he does NOT prescribe willy nilly.
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  #29  
Old 08.05.2011, 00:11
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Re: Paid 200chf for registration to a doctor???

I appreciate the information. If I ever get round to registering with a doctor here, I will be sure to keep any small talk to a minimum whilst filling out the forms.
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  #30  
Old 08.05.2011, 10:37
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Re: Paid 200chf for registration to a doctor???

The local GP is a very nice guy - he used to visit my mum at home once a month (mum in her 90s, blind and wheel-chair bound) - so dad would always offer him a port. As they were chatting, dad would always find an ache or pain to ask advice about - and he would then complain bitterly that he was billed for TWO home visits. But the next time, he would do it again. In his rantings he would say 'but I even offered him a glass of my best port'. Arrghh, bless your cotton socks dad (departed 2 years ago aged 96).
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  #31  
Old 08.05.2011, 11:10
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Re: Paid 200chf for registration to a doctor???

Yes, the health care system here can seem less than transparent, especially if one comes from a different system.

I've learned - the hard way - that I have to double check all my assumptions and ask questions. While it may seem at first that there is a reluctance to speak about costs (in many areas, not just health care), I've found that once you start the conversation many doctors are quite open. Don't be afraid to ask.

One of the most difficut aspects of moving to another country and culture is that you don't know what you don't know. Because we all come with different expectations and assumptions, even well-traveled expats can get blindsided by differences where it simply didn't occur to one to ask, just as it didn't occur to the 'local' to explain. It happens here, and everywhere.

I've made many an expensive mistake this way. Now my goal as an expat is to try not to make the same mistake twice.
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