Go Back   English Forum Switzerland > Help & tips > Insurance  
Thread Tools Display Modes
Old 09.08.2011, 21:29
Junior Member
Join Date: Dec 2010
Location: Vaud
Posts: 71
Groaned at 0 Times in 0 Posts
Thanked 27 Times in 20 Posts
Zayana has earned some respectZayana has earned some respect
Does deductible of 10% apply to OKP bills only?

Good evening, EF!

I am thinking of increasing my franchise and started calculations according to the helpful thread here http://www.englishforum.ch/insurance...ne-choose.html.

The only thing which makes me doubt is that I dont know what the access of lets say 300 CHF and 10% deductible apply to? I know that the accident consequences treatment, a set of procedures during the pregnancy and the giving birth itself are not included in the franchise. But it is all when you have only obligatory health insurance. How does it work if I give a birth or make an operation in a private hospital, or cure my teeth or do something else what is payed only by complimentary health insurance? Will the franchise apply to these bills also?

And one more additional question. I know that after you payed franchise you go on paying 10 % of the bills till you reach the fixed amount. Is it still 700 CHF? Does not it change every year? Have anybody ever seen the official document with this figure?

Many thanks in advance!
Reply With Quote
Old 13.08.2011, 18:50
Join Date: Feb 2011
Location: Fribourg
Posts: 242
Groaned at 4 Times in 1 Post
Thanked 138 Times in 86 Posts
international has earned the respect of manyinternational has earned the respect of manyinternational has earned the respect of many
Re: Does deductible of 10% apply to OKP bills only?

Good evening

1. The deductible of ten percent up to CHF 700 always applies, not matter what kind of franchise you choose (except of course for birth costs etc.)

2. Supplementary insurance has its one rules according to the general terms and conditions. It does not change every year and should it change you will be informed by your insurance company.

If you would like further information i will gladly help you out.
Reply With Quote

deductible, franchise, health insurance

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Why does everything in Switzerland come with bills attached? Tupac Daily life 42 10.11.2018 12:02
How much of 2eme Pillier Buy-Back of Years is tax deductible? defcon3 Finance/banking/taxation 11 03.06.2012 17:11
Does the 6 month rule apply if leasing a car through a company? Disco Dale Transportation/driving 4 04.07.2010 22:36
Leaving Switzerland - How to pay the bills of Billag, phone and IWB Myth Leaving Switzerland 6 01.02.2010 15:54
Do I apply for B permit, or does my employer? Stauff Permits/visas/government 1 02.04.2008 19:52

All times are GMT +2. The time now is 11:08.

Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2022, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0