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Old 16.08.2011, 15:27
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DKV in Germany.....can i do it living in Switzerland???

I completly refuse to use my swiss insurance, i just dislike the medical treatment, so i was thinking to make an insurance in Germany. DKV i think is a good option, i could pay the monthly payment, (dont know some 60 or 70 ) and then no pay every time that i go to the doctor, so i can do all the test that i need to do.
So here is my question, do somebody know, if i can do it living in Switzerland????

Many thanks in advance!!!!
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  #2  
Old 16.08.2011, 15:29
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Re: DKV in Germany.....can i do it living in Switzerland???

And DKV is usually known as Deutsche Kranken Versicherung

And the answer is no.
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Old 16.08.2011, 15:32
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Re: DKV in Germany.....can i do it living in Switzerland???

.....again, please?

Its the medical care in Switzerland you don't like, or the insurance cost?
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Old 16.08.2011, 15:33
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Re: DKV in Germany.....can i do it living in Switzerland???

if you are a German resident on temporary (<3 years) stay in Switzerland (expat, student, researcher etc.), and if you sign the insurance contract before you leave Germany, then the answer is yes. Otherwise, no.
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Old 16.08.2011, 15:42
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Re: DKV in Germany.....can i do it living in Switzerland???

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.....again, please?

Its the medical care in Switzerland you don't like, or the insurance cost?

What i dont like is the medical care....
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Old 16.08.2011, 15:44
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Re: DKV in Germany.....can i do it living in Switzerland???

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if you are a German resident on temporary (<3 years) stay in Switzerland (expat, student, researcher etc.), and if you sign the insurance contract before you leave Germany, then the answer is yes. Otherwise, no.

Im living in Switzerland and i have a B permit wich expired on 2014, im spanish.....
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Old 16.08.2011, 16:16
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Re: DKV in Germany.....can i do it living in Switzerland???

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What i dont like is the medical care....
So why would choosing different insurance help?

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Old 16.08.2011, 16:16
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Re: DKV in Germany.....can i do it living in Switzerland???

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So why would choosing different insurance help?

So she can receive medical services in Germany.
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Old 16.08.2011, 16:38
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Re: DKV in Germany.....can i do it living in Switzerland???

So what you mean is that you would like to keep your Swiss insurance (which you are obliged to), never use it and take out German insurance to use the German health system 'for free'? Even if Germany would allow you (which I'm pretty sure they won't), you would pay much more than 60 euro / month - in the German system the employer pays a large part of the health insurance premium and as a 'voluntary' insured person you would have to pay all of it (around 15% of your income but at least 130 Euro). Still sounds appealing? If you would really like to be treated in Germany I believe you can take out some supplementary insurances (e.g. the Helsana Completa plan) that cover 90% of medical costs abroad (that are not considered emergency treatment) up to a relatively small amount / year (1000CHF). Of course nothing stops you to get treatment abroad and pay 100% yourself as a private patient - which for some of the 'tests' you might need might be cheaper than paying it here from your franchise here...
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Old 16.08.2011, 16:52
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Re: DKV in Germany.....can i do it living in Switzerland???

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So she can receive medical services in Germany.

Ah....sorry.....of course.....too hot in this office today
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Old 16.08.2011, 17:06
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Re: DKV in Germany.....can i do it living in Switzerland???

The DKV-thing is an Auslandskrankenversicherung for Germans abroad, not an insurance for foreigners looking for treatment in Germany.
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Old 16.08.2011, 17:08
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Re: DKV in Germany.....can i do it living in Switzerland???

Aha...so you 'refuse' to use your Swiss insurance and 'just don't like' the medical treatment here?

Health insurance....gonna charge me :-(

Thanks for wasting 15 mins of my time writing up a post to actually try and help you answer your question...
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Old 16.08.2011, 19:58
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Re: DKV in Germany.....can i do it living in Switzerland???

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Aha...so you 'refuse' to use your Swiss insurance and 'just don't like' the medical treatment here?

Health insurance....gonna charge me :-(

Thanks for wasting 15 mins of my time writing up a post to actually try and help you answer your question...


Ok......what i have to pay here i MUST to pay it.....so it does mean anything.

Let me tell you about private medical insurance in Spain. You pay whatever monthly, and then you dont pay NOTHING when you go to the doctor. That is what i was searching, i said Dkv, but could be Mapfre, Sanitas, Helsana or wichever.

The insurance in Switzerland i refuse to use, not because what i have to pay.....because in any case i must to.....is because i just dont like the medical care.

No thank me.....you are the one who want to waste time.....
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Old 16.08.2011, 20:28
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Re: DKV in Germany.....can i do it living in Switzerland???

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I completly refuse to use my swiss insurance, i just dislike the medical treatment, so i was thinking to make an insurance in Germany. DKV i think is a good option, i could pay the monthly payment, (dont know some 60 or 70 ) and then no pay every time that i go to the doctor, so i can do all the test that i need to do.
So here is my question, do somebody know, if i can do it living in Switzerland????

Many thanks in advance!!!!
DKV for a 30 year old female with no excess and 40% dental cost is about EUR 270 per month. That is on top of your Swiss insurance. Also, you need to earn enough to qualify - there is a threshold set by the German government, if you're below that, you can't "go private". Google "Versicherungsgrenze".
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Old 16.08.2011, 21:03
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Re: DKV in Germany.....can i do it living in Switzerland???

I suspect the fairy is trying to avoid joining the compulsory Swiss health system, and wants a German policy so she can go over the border when she is ill.

Do not sleep with this fairy. If she gets pregnant it might cost you a packet!
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Old 16.08.2011, 21:14
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Re: DKV in Germany.....can i do it living in Switzerland???

I really didnt had any idea how could cost monthly. 270 monthly ITS ALOT!!!!
In Spain cost as the most maybe 70 and then you dont pay anything when you go to the doctor. And i can use it in Germany, but i have to pay it, and they give me back the 90% of what i paid.
Ok thanks all for your opinions.....
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Old 16.08.2011, 21:16
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Re: DKV in Germany.....can i do it living in Switzerland???

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The insurance in Switzerland i refuse to use, not because what i have to pay.....because in any case i must to.....is because i just dont like the medical care.
But if you are so knowledgeable about swiss medical care, you must know that there is nothing easier than to find a German doctor in Switzerland...
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Old 16.08.2011, 21:18
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Re: DKV in Germany.....can i do it living in Switzerland???

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DKV for a 30 year old female with no excess and 40% dental cost is about EUR 270 per month. That is on top of your Swiss insurance. Also, you need to earn enough to qualify - there is a threshold set by the German government, if you're below that, you can't "go private". Google "Versicherungsgrenze".

Wowwww thats alottttt
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Old 16.08.2011, 21:22
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Re: DKV in Germany.....can i do it living in Switzerland???

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But if you are so knowledgeable about swiss medical care, you must know that there is nothing easier than to find a German doctor in Switzerland...

Once i did just a revision in Brudeholz (im not sure i wrote it right), one month after, when i was in Spain in holidays, they called me telling me that i had a CANCER IN MY UTERO.
They were completly wrong, after i run to the hospital. They send me TWICE the wrong diagnostic, another name and not my diagnostic.

Maybe im wrong.....but i think is quite expensive the medical care here.

I just cross the border and i just pay some 150 less of what i could pay here in Switzerland.

I repeat.....i think is expensive...please people dont get agressive to me....im just having my opinion!!!!!!
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Old 16.08.2011, 21:23
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Re: DKV in Germany.....can i do it living in Switzerland???

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i just dont like the medical care
And what about it don't you like?

Tom
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