English Forum Switzerland

English Forum Switzerland (https://www.englishforum.ch/forum.php)
-   Insurance (https://www.englishforum.ch/insurance/)
-   -   Travel Insurance (https://www.englishforum.ch/insurance/127812-travel-insurance.html)

summergirl 07.10.2011 09:11

Travel Insurance
 
Hello! I've got a problem!

I came to Switzerland last Sat and will be here until mid Dec. Admist my crazy busy last days in Singapore, I totally forgot to purchase travel insurance before leaving the country.... and having called a few insurances in Singapore, now they won't let me purchase a plan as I have already left the country...:(

I am rather worried not having insurance for so long, what if something happens, get a cold, get in an accident while driving or skiing (touch wood!) so is there anything else I can do?? Is there an insurance I can purchase here?? Any advise greatly appreciated!

glinaa 07.10.2011 10:33

Re: Travel Insurance
 
Quote:

Originally Posted by summergirl (Post 1367792)
Hello! I've got a problem!

I came to Switzerland last Sat and will be here until mid Dec. Admist my crazy busy last days in Singapore, I totally forgot to purchase travel insurance before leaving the country.... and having called a few insurances in Singapore, now they won't let me purchase a plan as I have already left the country...:(

I am rather worried not having insurance for so long, what if something happens, get a cold, get in an accident while driving or skiing (touch wood!) so is there anything else I can do?? Is there an insurance I can purchase here?? Any advise greatly appreciated!


www.worldnomads.com

they will insure you.

Wakey 07.10.2011 16:32

Re: Travel Insurance
 
Quote:

Originally Posted by summergirl (Post 1367792)
Hello! I've got a problem!

I came to Switzerland last Sat and will be here until mid Dec. Admist my crazy busy last days in Singapore, I totally forgot to purchase travel insurance before leaving the country.... and having called a few insurances in Singapore, now they won't let me purchase a plan as I have already left the country...:(

I am rather worried not having insurance for so long, what if something happens, get a cold, get in an accident while driving or skiing (touch wood!) so is there anything else I can do?? Is there an insurance I can purchase here?? Any advise greatly appreciated!

What is your reason for being here? If you have a job, your employer should give you accident insurance.
If you have swiss health insurance, but no job you need to arrange Swiss accident insurance yourself.

If you are only here temporary on a tourist visa, and still registered in Singapore, I find it very strange that they do not want to insure you... Maybe you should not tell them that you have already left the country?

In most other cases (ie no tourist) you will need to get Swiss health insurance!

summergirl 07.10.2011 18:34

Re: Travel Insurance
 
Thanks glinaa! Will look into their website!

Wakey, I am here as a tourist and sure, I can tell them I haven't left the country yet, but once there is a problem, and I need to claim my insurance, when they find out I had already left the country when I bought the plan, I won't get my claims reimbursed.... so always better not to lie...

Just stupid of me to have forgotten...

fatmanfilms 07.10.2011 18:40

Re: Travel Insurance
 
Quote:

Originally Posted by summergirl (Post 1368824)
Thanks glinaa! Will look into their website!

Wakey, I am here as a tourist and sure, I can tell them I haven't left the country yet, but once there is a problem, and I need to claim my insurance, when they find out I had already left the country when I bought the plan, I won't get my claims reimbursed.... so always better not to lie...

Just stupid of me to have forgotten...

So you will just have to go home, take out insurance & return.

summergirl 07.10.2011 19:04

Re: Travel Insurance
 
If home was "next door", I would have done that...

fatmanfilms 07.10.2011 19:12

Re: Travel Insurance
 
Quote:

Originally Posted by summergirl (Post 1368839)
If home was "next door", I would have done that...

As you say if you lie the insurance will not pay out. They will probably ask to see your flight documents if there is a major claim. I don't think you have much choice if you want to be insured, unless you get a temporary job here. Which might be difficult if you don't have an EU passport.

glinaa 07.10.2011 21:25

Re: Travel Insurance
 
Quote:

Originally Posted by fatmanfilms (Post 1368828)
So you will just have to go home, take out insurance & return.

Not true.

From the World Nomads FAQ:

Quote:

Can I purchase a policy if I have already left home?

Yes, you can purchase a World Nomads policy even if you have already left on your travels. Unlike other insurance companies, you don't have to be in your country of residence to purchase a policy. Please refer to your policy wording / description of coverage for specific detail.

gourmet 19.10.2011 15:14

Re: Travel Insurance
 
Welcome, if you are in Zurich area, do come to drink tomorrow evening if you are free!


All times are GMT +2. The time now is 21:46.

Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2020, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0