Go Back   English Forum Switzerland > Help & tips > Insurance  
Reply
 
Thread Tools Display Modes
  #61  
Old 26.07.2021, 14:15
Castro's Avatar
la mod
 
Join Date: Nov 2007
Location: ZG
Posts: 5,765
Groaned at 127 Times in 103 Posts
Thanked 17,357 Times in 5,519 Posts
Castro has a reputation beyond reputeCastro has a reputation beyond reputeCastro has a reputation beyond reputeCastro has a reputation beyond reputeCastro has a reputation beyond reputeCastro has a reputation beyond repute
Re: UK car insurance with Swiss drivers' licence

I've spent the entire morning trying to insure myself to drive my parent's car and have now totally given up.

I started by trying to add myself to their existing insurance policy. After an hour of being shuffled around different departments, someone who knew their stuff told me that since Jan 2021 they no longer accept EU/EEA licence holders.

So I googled a few other companies who seem to specialize in non UK resident drivers, and again none are willing to accept me due to Brexit, pandemic blah blah. Just something to be aware of if this is something you have easily done in the past.
Reply With Quote
The following 3 users would like to thank Castro for this useful post:
  #62  
Old 26.07.2021, 17:54
Senior Member
 
Join Date: Apr 2015
Location: Port-Valais (was SFO)
Posts: 448
Groaned at 5 Times in 3 Posts
Thanked 327 Times in 182 Posts
Caryl has a reputation beyond reputeCaryl has a reputation beyond reputeCaryl has a reputation beyond reputeCaryl has a reputation beyond repute
Re: UK car insurance with Swiss drivers' licence

The RAC site suggests that temporary policies of all kinds are available for a price. My USAA Ltd. policies covers any car I (or my named daughter) drive in Europe, USA or Canada and everybody who drives my car with consent. Not unusual for policies in the USA. USAA (San Antonio) is a special case. And not cheap anymore; back in the day they were relatively cheap but they expanded their scope of membership and so took on mediocre risks.
Reply With Quote
  #63  
Old 26.07.2021, 17:57
smackerjack's Avatar
Forum Veteran
 
Join Date: Jun 2007
Location: U.K/VAUD
Posts: 2,255
Groaned at 14 Times in 7 Posts
Thanked 2,721 Times in 1,118 Posts
smackerjack has a reputation beyond reputesmackerjack has a reputation beyond reputesmackerjack has a reputation beyond reputesmackerjack has a reputation beyond reputesmackerjack has a reputation beyond reputesmackerjack has a reputation beyond repute
Re: UK car insurance with Swiss drivers' licence

Quote:
View Post
I've spent the entire morning trying to insure myself to drive my parent's car and have now totally given up.

I started by trying to add myself to their existing insurance policy. After an hour of being shuffled around different departments, someone who knew their stuff told me that since Jan 2021 they no longer accept EU/EEA licence holders.

So I googled a few other companies who seem to specialize in non UK resident drivers, and again none are willing to accept me due to Brexit, pandemic blah blah. Just something to be aware of if this is something you have easily done in the past.
Thank you for that information - my son in law's Mother always puts him on her insurance for the period they are over - i shall have to tell him the bad news...
Reply With Quote
  #64  
Old 26.07.2021, 18:17
Castro's Avatar
la mod
 
Join Date: Nov 2007
Location: ZG
Posts: 5,765
Groaned at 127 Times in 103 Posts
Thanked 17,357 Times in 5,519 Posts
Castro has a reputation beyond reputeCastro has a reputation beyond reputeCastro has a reputation beyond reputeCastro has a reputation beyond reputeCastro has a reputation beyond reputeCastro has a reputation beyond repute
Re: UK car insurance with Swiss drivers' licence

Quote:
View Post
The RAC site suggests that temporary policies of all kinds are available … for a price
I've found that a lot of websites are out of date since the changes happened in Jan 2021. This company is supposed to be the insurer of last resort who will cover anyone (for a price), and yet they were the first ones who rejected my request.

And then there is this notice on the Money Maxim website
Quote:
Short Term Insurance for Overseas Visitors
Following Brexit UK Insurers are currently having to make changes to their policies and as such those who offered short term policies have suspended sales of their policies to non UK licence holders who have either been in the UK for less than 12 months, or are not UK Expats.

Immediately policies are offered again we will update this page with the details of companies that can assist.

If you have been in the UK for over 12 months, or are a UK Expat TempCover may be able to assist you.
Reply With Quote
This user would like to thank Castro for this useful post:
  #65  
Old 26.07.2021, 20:13
Senior Member
 
Join Date: Apr 2015
Location: Port-Valais (was SFO)
Posts: 448
Groaned at 5 Times in 3 Posts
Thanked 327 Times in 182 Posts
Caryl has a reputation beyond reputeCaryl has a reputation beyond reputeCaryl has a reputation beyond reputeCaryl has a reputation beyond repute
Re: UK car insurance with Swiss drivers' licence

This is an issue I've given to consideration and time over the years -- see my earlier posts in the thread https://www.englishforum.ch/insuranc...licence-3.html

As a Swiss-American (with a base and a car in the UK as well) I have opportunities others may not have. Not least because before I retired it was up to my Embassy employer to get me licensed and find insurance.

These days I mostly rent cars. I used to use one of my Amex cards but they only provide secondary insurance and when my hire car was dented in the parking lot of Fondation Pierre Gianadda at a cost of CHF 600 Amex only paid the 100 CHF deductible that my USAA insurance didn't. Now virtually my whole life's expenditures are on my Chase Sapphire Reserve card: free use of airport lounges, 3% back on restos and travel, primary collision cover on hire cars worldwide. (Such insurance doesn't cover liability, which is the issue in question.)

I personally know plenty of British licence holders who have moved to the USA or elsewhere and kept their UK licence. My son had his paper licence but it was so worn and torn and he needed to prove a UK address for some purpose. Swiss passport worked fine to prove his right of abode. He has no Swiss licence because he lives in the USA. Post-Brexit that might be harder except ... except his employment contract provides for NIC stamps to be paid (he has 34 years as of today). That had implications for EU/EEA/Swiss settlement too. One can be "ordinarily resident" in several places. Ask me: tax treaties don't save me from double taxation in every kind of income.

I don't know how many people keep both UK and Swiss licenses but it is not a few. I encounter many who spend half their lives in each country. Some regulations are simply unenforceable: imagine exchanging your licence every six months. My late spouse had a valid lifetime Geneva licence and a UK diplomatic one (these have a 3-year validity, renewable only so long as you retain status). US military are a special case: they get military licences.

Not so easy to pass the UK practical test after having driven for years on a concessionary permit. Ask me about driving in Manhattan. Back then we used to register and insure our cars in the name of a collapsible corporation (term of art). Insurance covered virtually any driver. Parking tickets ... are you kidding?

Last edited by Caryl; 26.07.2021 at 20:23.
Reply With Quote
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Re. Converting UK drivers' licence after more than one year LongJohn Transportation/driving 17 06.06.2010 17:04
uk car insurance Swiss licence Penelopy Insurance 9 29.04.2010 14:59
Swiss insurance with a UK licence eyebeebe Transportation/driving 4 29.03.2010 03:19
Swaping licence to Swiss with a car to insure back in the UK Chaletchef Transportation/driving 19 08.12.2009 14:04
getting a swiss drivers licence Guest Transportation/driving 1 26.04.2009 16:14


All times are GMT +2. The time now is 07:23.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2022, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0