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Old 30.12.2011, 16:47
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Glasses covered by insurance

I have assura with monda, are glasses covered if its a first time ? whats the deduction ?

anyone has any info or experience on this.
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Old 30.12.2011, 18:28
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Re: Glasses covered in Insurance

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I have assura with monda, are glasses covered if its a first time ? whats the deduction ?

anyone has any info or experience on this.

what did you agree to when you took out the insurance? You should know what the insurance covers
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Old 30.12.2011, 18:38
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Re: Glasses covered in Insurance

Most basic Insurances used to cover glasses, but no longer. However you might be lucky this yours- but as said above you should refer to your Insurance document. Ours does not cover glasses.
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Old 30.12.2011, 18:49
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Re: Glasses covered in Insurance

hi, if you are talking about spectacle glasses as opposed drinking glasses, you might be covered with whom you bought them from. As got some specs a few years ago from 'fielmann' and they had replacement service for 12 months I believe or was it longer.

Do know they were fab service and nothing we got in the UK could beat them on quality. Unfortunately I trod on them when just over 3 years limit and did not have them on my UK insurance.
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Old 31.12.2011, 02:29
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Re: Glasses covered in Insurance

Get your eyes tested by your local eye doctor. Swiss basic health insurance pays for this.

Take the prescription for the spectacles to Germany and buy some at Fielmann

http://www.fielmann.de/filialen/kons...rtenstrasse-12

Other Fielmann stores,
Überlingen, Münsterstr. 25,
Friedrichshafen, Karlstraße 47,
Singen, August-Ruf-Straße 16,
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Old 31.12.2011, 03:27
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Re: Glasses covered in Insurance

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Get your eyes tested by your local eye doctor. Swiss basic health insurance pays for this.
This is not true. The regulations were changed this year. Now glasses are no longer covered by basic insurance

From Group Mutuell:
Quote:
Für viele Personen mit Sehschwäche ist es wichtig, dass sie auf eine Zusatzversicherung zählen können, welche die Kosten für Brillen und Kontaktlinsen zuverlässig deckt. Noch wichtiger ist eine solche Versicherung, seit die obligatorische Krankenpflegeversicherung für Brillen und Kontaktlinsen keine Kosten mehr übernimmt.
Translation:
For many people with visual impairment it is important to be able to count on an additional insurance, which reliably covers the costs for glasses and lenses. Such an [additional] insurance is even more important, since the compulsory health insurgence no longer covers any costs for glasses and lenses.

As basic insurance is regulated by law. The coverage will be more or less the same with any insurer.

Last edited by Laertes; 31.12.2011 at 03:34. Reason: added traslation
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Old 31.12.2011, 08:37
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Re: Glasses covered in Insurance

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Get your eyes tested by your local eye doctor. Swiss basic health insurance pays for this.
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This is not true. The regulations were changed this year. Now glasses are no longer covered by basic insurance
I cannot see where Sbrinz said that the insurance paid for glasses.

Last edited by Longbyt; 31.12.2011 at 10:51.
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Old 31.12.2011, 10:42
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Re: Glasses covered in Insurance

Laertes obviously needs his eyes tested.
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Old 31.12.2011, 12:11
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Re: Glasses covered in Insurance

I think the confusion is that glasses costs and eye exam costs are not the same - nor are they "seen" the same by most insurance companies.

As far as I know, having your eyes examined by an augenarzt (opthalmologist) is covered by many insurances, but something like once every five years.

Glasses themselves used to have some coverage (something like 200chf every few years) through even basic insurance, but most companies no longer include this in compulsory basic cover. My m-i-l changed from Concordia to Helsana this year, part of the reason for the change was that Helsana apparently offers eye care as part of (presumably basic) cover.


As others have said, check with your insurance company to see what they cover for you, it isn't the same for every company and it also probably differs by individual to some extent as well.
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Old 31.12.2011, 12:17
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Re: Glasses covered by insurance

With insurance and eye troubles, it depends what sorts of diagnosis one has as well. My check ups are covered more frequently, and I think I did get a reduction, since it was a serious correction. On the other hand, places like Fielmann or Berdoz have offers for specs and frames that end up costing super low (Berdoz had 40fr specks for a while, and not bad at all).
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Old 31.12.2011, 13:13
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Re: Glasses covered by insurance

Opticians here (who sell glasses) do basic tests but NOT as comprehensive as in the UK. For instance they do not test for glaucoma- which is really stupid as the test is simple and the equipment not that expensive. So if anyone has glaucoma in their family history, or is over 50 - make sure you test for this every year. The treatment is very simple, but if not treated glaucoma can and will lead to blindness. Tragic. I get my eyes tested in the UK every year- in CH you would have to go to an ophtamologist (specialist eye doctor).
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Old 31.12.2011, 19:13
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Re: Glasses covered by insurance

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Opticians here (who sell glasses) do basic tests but NOT as comprehensive as in the UK. For instance they do not test for glaucoma- which is really stupid as the test is simple and the equipment not that expensive. So if anyone has glaucoma in their family history, or is over 50 - make sure you test for this every year. The treatment is very simple, but if not treated glaucoma can and will lead to blindness. Tragic. I get my eyes tested in the UK every year- in CH you would have to go to an ophtamologist (specialist eye doctor).
Opticians in the US don't generally do glaucoma tests either, Optometrists do, which I think may bridge a bit between what Opticians in UK and here are required to learn and do.


If you have glaucoma in your family, if you yourself have diabetes, if you have high blood pressure, you should have your eyes examined very thoroughly at least every two years, preferably every year.

What you should have done is the glaucoma test of course (usually not a big deal thing), a "visual fields" test (checks peripheral vision), and try to find someone who does retinal photos as well. Doctors are usually pretty fantastic but the photos help show exactly how your the nerves and veins in your eyes change (or not) year to year, this is very important if you have these things in your family history.
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Old 01.01.2012, 03:34
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Re: Glasses covered by insurance

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Opticians in the US don't generally do glaucoma tests either, Optometrists do, which I think may bridge a bit between what Opticians in UK and here are required to learn and do.


If you have glaucoma in your family, if you yourself have diabetes, if you have high blood pressure, you should have your eyes examined very thoroughly at least every two years, preferably every year.

What you should have done is the glaucoma test of course (usually not a big deal thing), a "visual fields" test (checks peripheral vision), and try to find someone who does retinal photos as well. Doctors are usually pretty fantastic but the photos help show exactly how your the nerves and veins in your eyes change (or not) year to year, this is very important if you have these things in your family history.
OK. When do you get to do this again...I am on your back!
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