Go Back   English Forum Switzerland > Help & tips > Insurance  
Reply
 
Thread Tools Display Modes
  #1  
Old 04.01.2012, 16:45
Newbie 1st class
 
Join Date: Mar 2010
Location: Basel
Posts: 13
Groaned at 0 Times in 0 Posts
Thanked 0 Times in 0 Posts
misti009 has no particular reputation at present
Billing for a hospital stay

My father was visiting from the USA and requried emergent surgery for an infected surgical incision. Of note, the quality and timeliness of care were excellent!

He is on Medicare with a supplement and will be paying approximatley 20% of the charges out-of-pocket.

He arrived at the hospital early evening on a Tuesday and was discharged on the Thursday around 10am. This is being billed as 3 hospital days. In the USA, this would be 2 hospital days. Any insight?
Reply With Quote
  #2  
Old 04.01.2012, 16:53
grynch's Avatar
Forum Legend
 
Join Date: Nov 2006
Location: Geneva/Vaud
Posts: 4,945
Groaned at 50 Times in 46 Posts
Thanked 5,199 Times in 2,354 Posts
grynch has a reputation beyond reputegrynch has a reputation beyond reputegrynch has a reputation beyond reputegrynch has a reputation beyond reputegrynch has a reputation beyond reputegrynch has a reputation beyond repute
Re: Billing for a hospital stay

Quote:
View Post
Any insight?
first insight?.. this is Switzerland, not USA and things are done differently, right down to billing rates.

(I've had to have certain "procedures" which in order to be covered by insurance required a 24hr. hospital stay... My doc explained to me not to worry, as long as my arse was in bed for one night, I was there for 24 hrs. )

second insight? ... give the hospital billing agent a call and explain the situation.. your dad on Medicare etc... and maybe they will cut you a break.

good luck, hope your dad recovers fully.
Reply With Quote
  #3  
Old 04.01.2012, 16:55
Forum Veteran
 
Join Date: Nov 2011
Location: Mies
Posts: 1,002
Groaned at 15 Times in 11 Posts
Thanked 748 Times in 425 Posts
catandmouse has earned the respect of manycatandmouse has earned the respect of manycatandmouse has earned the respect of many
Re: Billing for a hospital stay

They bill any part of a day as a complete day. I had a colleague who turned up at hospital to deliver her baby at 23:50 and was billed the whole of that day. She was sorry that she didn't wait outside the hospital doors for an extra 10 minutes, but as she said when telling me the story, she was thinking of other things at the time!
Scam - probably, as they're billing a lot of beds twice. Can you do anything about it? Nope - it's certainly written that way in the T&Cs which you signed but didn't read, because you were in a hurry, on admission.
Reply With Quote
  #4  
Old 05.01.2012, 07:20
Forum Veteran
 
Join Date: Feb 2007
Location: Secret
Posts: 573
Groaned at 4 Times in 3 Posts
Thanked 392 Times in 201 Posts
lilith has a reputation beyond reputelilith has a reputation beyond reputelilith has a reputation beyond reputelilith has a reputation beyond repute
Re: Billing for a hospital stay

....any part of one day is cOunted as one. But, just if it makes you feel better, i've noticed that the cost of procedures and medications tends to be 30 to 50% cheaper in CH...
Reply With Quote
  #5  
Old 05.01.2012, 12:26
Vlh22's Avatar
Forum Veteran
 
Join Date: Mar 2009
Location: UK, formerly Vaud
Posts: 1,319
Groaned at 3 Times in 3 Posts
Thanked 1,983 Times in 642 Posts
Vlh22 has a reputation beyond reputeVlh22 has a reputation beyond reputeVlh22 has a reputation beyond reputeVlh22 has a reputation beyond reputeVlh22 has a reputation beyond reputeVlh22 has a reputation beyond repute
Re: Billing for a hospital stay

That sounds about right... and I fully sympathise. I get social aid (here in Switzerland) which covers all medical costs except the 15chf daily supplement you have to pay when hospitalised for food etc. I have had several stays in psychiatric hospital. Despite the fact that once the crisis has passed the staff consistently told me to take days 'out' (e.g. leave after breakfast, return by 9:30pm), I found that the number of days that the bill stated I'd been 'out' was always far less than the number of days I'd actually spent 'out'. This meant I had to pay the 15chf for these days. When I queried it, pointing out that I hadn't been on-site to consume any food, I was told that an absence only counted as being 'out' for billing purposes if I wasn't on-site at midnight.

If paying the bill in one go is going to be a problem, is there any chance of setting up a payment schedule?
Reply With Quote
  #6  
Old 05.01.2012, 15:14
RTN RTN is offline
Forum Veteran
 
Join Date: Nov 2009
Location: Uetikon am See
Posts: 1,471
Groaned at 13 Times in 9 Posts
Thanked 1,678 Times in 749 Posts
RTN has a reputation beyond reputeRTN has a reputation beyond reputeRTN has a reputation beyond reputeRTN has a reputation beyond reputeRTN has a reputation beyond reputeRTN has a reputation beyond repute
Re: Billing for a hospital stay

Quote:
View Post
They bill any part of a day as a complete day. I had a colleague who turned up at hospital to deliver her baby at 23:50 and was billed the whole of that day. She was sorry that she didn't wait outside the hospital doors for an extra 10 minutes, but as she said when telling me the story, she was thinking of other things at the time!
Scam - probably, as they're billing a lot of beds twice. Can you do anything about it? Nope - it's certainly written that way in the T&Cs which you signed but didn't read, because you were in a hurry, on admission.
This is correct, my wife was induced when our last son was born. The Hospital reccommended to come in at midnight to save a day charge. So with baby sitters in place, we dropped her stuff off at the hospital, went out for dinner and saw a movie. She checked in at 00.10 all her things were packed away, bed laid back, took the pill and hey presto - we had a new boy by 8.00 in the morning, very civil.

On the "goodolusa way" is it true that you are only covered by insurance 48hrs after childbirth (I have heard this from a few sources) so if you give birth at 03.00 - out you go at 03.00?
Reply With Quote
Reply

Tags
health, insurance, medical




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Does my insurance cover hospital stay when I give birth? Bell Insurance 16 18.11.2011 23:30
Hospital Bags: What to pack for the stay at the hospital after birth pixie4bears Family matters/health 97 10.05.2011 10:27
Billing for freelance Mowvich Business & entrepreneur 2 11.02.2010 15:47
Hospital stay in Basel Dayna411 Family matters/health 0 03.02.2010 01:22
Hospital surgery stay crabtownc Family matters/health 14 10.11.2009 21:01


All times are GMT +2. The time now is 18:59.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2022, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0