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  #21  
Old 06.03.2012, 23:14
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Re: Contraception Question

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Vasectomy is rarely reversible, and even less so after more than a few years- a fact made very clear by most surgeons who perform this op.
It's more reversible nowadays and moreso than a tubal ligation (and easier/cheaper, too). Still even after 10 years, it's possible to conceive after a vasectomy reversal. Still, why would hormonal contraceptives for women be lumped in under 'sterilization'? I really don't understand conservative maths.
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  #22  
Old 06.03.2012, 23:21
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Re: Contraception Question

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Actually, upon further thought...probably the reason why many doctors want cash for female contraception is, not only is it not covered by health insurance, but in a country where so many women are domestics who rely on their husband for their income, they have probably billed and gotten stiffed many times over and, so...require the women to pay cash upon delivery to ensure that they get paid. It's good to be a man in a man's world sometimes.
Seriously? Nice speculation you got going on there. You weren't kidding when you said you were old & cynical.
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  #23  
Old 06.03.2012, 23:23
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Re: Contraception Question

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A vesectomy isn't sterilisation, neither is female birth control as one is surgical and reversible, the other is orally ingested hormones to control fertility. If it isn't covered, I'd be curious to know the price as I'd bet it's less than 600chf. And what about viagra?
Viagra is not paid by the compulsory health insurance in Switzerland.
hthttp://www.blick.ch/news/wirtschaf...1313.htmltp://

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Seit Oktober 2004 verfolgen sie den Potenzhilfe-Markt. Und haben dabei festgestellt: Die drei Produkte sind fast überall gleich. Weil Apotheker und Ärzte brav die Preisvorgaben der Hersteller befolgen. Dabei könnten sie die Preise frei gestalten, da Viagra und Co. nicht kassenpflichtig sind. «Wir vermuten, dass es zwischen Herstellern und Verkäufern vertikale Preisabsprachen gibt», erklärt Olivier Schaller von der Weko. Stimmt das, verstossen die Hersteller Pfizer, Bayer und Eli Lilly gegen das Kartellgesetz. Die Weko will es genau wissen und hat eine grosse Untersuchung angeordnet.
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  #24  
Old 06.03.2012, 23:28
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Re: Contraception Question

I believe abortions are covered by health insurance.
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  #25  
Old 06.03.2012, 23:41
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Re: Contraception Question

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No, neither vasectomies nor female sterilisation is covered by Swiss health insurance. That is according to my Dr.
Both seem to be covered though complementary insurance.

80%-90% depending on the company. You'll have to check your own top up insurance if anyone wants one.
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  #26  
Old 07.03.2012, 00:32
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Re: Contraception Question

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..... but in a country where so many women are domestics who rely on their husband for their income.....
I do love such fair and balanced (in the Fox news sense) statements. Female economic activity rates 2010 according to the UN:

USA - 57.3%
UK - 55.5%
Switzerland - 60.6%

But I'm sure you will rather stick to your prejudices.
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  #27  
Old 07.03.2012, 09:15
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Re: Contraception Question

Switzerland has a low abortion rate and a low teenage pregnancy rate so there's really no need to have it covered by health insurance.

Nevertheless, I like the idea of having it covered for people up to 25 or of lower income.
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  #28  
Old 07.03.2012, 09:17
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Re: Contraception Question

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Just out of curiosity, are men's vasectomies covered? It's usually a minor surgical thing, done on an outpatient basis.
It depends on the insurance level, but generally it is not covered.


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Actually, upon further thought...probably the reason why many doctors want cash for female contraception is, not only is it not covered by health insurance, but in a country where so many women are domestics who rely on their husband for their income, they have probably billed and gotten stiffed many times over and, so...require the women to pay cash upon delivery to ensure that they get paid. It's good to be a man in a man's world sometimes.
Wow....talk about pulling something out of your izz. What makes you qualified to make a statement like that? Youve been here what like a year? Do you even know any swiss or are your experiences all from other trailing spouses. What I see here (as the above statistic pointed out) is women working and a huge percentage of them as well. Its not even easy to survice on one income.

Your negativity in general I think doesn't bring much to this discussion (or others). No, your experience here wasn't great, but for many of us it is.
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  #29  
Old 07.03.2012, 09:19
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Re: Contraception Question

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I do love such fair and balanced (in the Fox news sense) statements. Female economic activity rates 2010 according to the UN:

USA - 57.3%
UK - 55.5%
Switzerland - 60.6%

But I'm sure you will rather stick to your prejudices.
Well, if I were to look at all the mothers I know, I'd say those statistics are misleading.
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  #30  
Old 07.03.2012, 09:47
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Re: Contraception Question

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Well, if I were to look at all the mothers I know, I'd say those statistics are misleading.
...and I would answer that the total of the mothers you know is not statistically significant or representative.

If I look at the women I know I would say that % is understated. But that is also not statistically significant.
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  #31  
Old 07.03.2012, 10:29
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Re: Contraception Question

Maybe birth control, vasectomies and viagra are not covered by insurance because they are not considered medications or procedures that one needs to have or else? I asked my husband why these things were not insured and he sais "because we have the SVP".
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  #32  
Old 07.03.2012, 10:37
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Re: Contraception Question

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Does anyone have any ideas why this would be? I've been digging around and no one seems to know or understand. Am I the only one that had this experience?


Um... because getting pregnant isn't a disease?

Why should your insurance - and the state through subsidies - pay for it exactly, unless there is a particular medical need, e.g. PCOS?

Having sex and getting pregnant is - let's face it - a lifestyle choice.

Regarding the receipt and cash up front - sounds like a crap Dr to me. Was s/he your regular gynae or was this your first visit?
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  #33  
Old 07.03.2012, 10:38
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Re: Contraception Question

As child birth is covered 100% without any franchise, I suspect medical insurance costs would be cheaper if contrception & permanant methods were covered.
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  #34  
Old 07.03.2012, 10:40
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Re: Contraception Question

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As child birth is covered 100% without any franchise, I suspect medical insurance costs would be cheaper if contrception & permanant methods were covered.
Really? I thought you had to have pregancy cover 12 months before getting pregnant otherwise it wasn't all plain sailing.
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  #35  
Old 07.03.2012, 10:43
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Re: Contraception Question

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As child birth is covered 100% without any franchise, I suspect medical insurance costs would be cheaper if contrception & permanant methods were covered.
The less children Swiss bear, the more foreigners we'll need to fill jobs and keep the economy going in general. I'm not sure the health insurance bosses will see that as an advantage.
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  #36  
Old 07.03.2012, 10:54
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Re: Contraception Question

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Wow....talk about pulling something out of your izz. What makes you qualified to make a statement like that? Youve been here what like a year? Do you even know any swiss or are your experiences all from other trailing spouses. What I see here (as the above statistic pointed out) is women working and a huge percentage of them as well. Its not even easy to survice on one income.

Your negativity in general I think doesn't bring much to this discussion (or others). No, your experience here wasn't great, but for many of us it is.

I'm not always negative, but what other reasons might compel doctors to routinely demand large sums of cash in payment for a medication that they'd send a bill for normally? It's certainly plausible that there have been many issues with payment as, though women do work here, there do seem to be many cases where women don't have control....
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  #37  
Old 07.03.2012, 10:55
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Re: Contraception Question

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Really? I thought you had to have pregancy cover 12 months before getting pregnant otherwise it wasn't all plain sailing.
If you live here medical insurance is required by law & your covered. Your talking about top up insurance, arriving here 8 months pregnant and opting for the highest cover would be taking the piss!
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  #38  
Old 07.03.2012, 10:58
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Re: Contraception Question

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The less children Swiss bear, the more foreigners we'll need to fill jobs and keep the economy going in general. I'm not sure the health insurance bosses will see that as an advantage.
It depends if those high flying foreigners have as many children on average as the Swiss.

I have been subsidising others for the last 18 years!
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  #39  
Old 07.03.2012, 12:17
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Re: Contraception Question

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Really? I thought you had to have pregancy cover 12 months before getting pregnant otherwise it wasn't all plain sailing.
It must be covered under basic no matter what stage of pregnancy you're at when you sign up.
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  #40  
Old 07.03.2012, 14:15
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Re: Contraception Question

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I'm not always negative, but what other reasons might compel doctors to routinely demand large sums of cash
The problem is that you are grossly generalizing the situation. One person so far has complained that she had to pay on the spot, a poster a few posts later said that in her town/canton she didn't have to pay on the spot for the identical treatment. Another poster has stated that it is up to the doctor to decide if he will charge a patient (male or female) on the spot for procedures not covered by insurance

oh and you not being negative....
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