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Old 02.04.2012, 05:57
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using traveler's insurance in Switzerland

Does anyone have experience with this? I would be covered under my US Health insurance plan, which covers accidents and am considering also taking out a traveler's insurance plan for my time in Switzerland.

(I am familiar with the compulsory health insurance laws in Switzerland and am certain I will be exempt from obtaining Swiss health insurance)

Does anyone have experience with using foreign/traveler's insurance? Can Swiss doctors bill foreign insurance directly or would I be responsible for all costs upfront?

Thanks for any info. Tried to search online but results were unsuccessful.
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Old 02.04.2012, 08:27
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Re: using traveler's insurance in Switzerland

I assume your post means you are travelling here rather then living here. If this is the case then your travel insurance is fine to use.

In terms of payment you would be normally required to pay up front however this may depend on what the situation is. If it is just a normal visit for something that is wrong then yes you pay and then claim back afterwards, if its a major accident this will depend on how your insurance works and you should ask them.
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Old 02.04.2012, 09:48
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Re: using traveler's insurance in Switzerland

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Does anyone have experience with this? I would be covered under my US Health insurance plan, which covers accidents and am considering also taking out a traveler's insurance plan for my time in Switzerland.

(I am familiar with the compulsory health insurance laws in Switzerland and am certain I will be exempt from obtaining Swiss health insurance)

Does anyone have experience with using foreign/traveler's insurance? Can Swiss doctors bill foreign insurance directly or would I be responsible for all costs upfront?

Thanks for any info. Tried to search online but results were unsuccessful.
Just curious why you think you wouldn't be subject to the compulsory insurance requirement. You are coming as an au pair, no? And to Geneva? Your employer should be paying for half your insurance. http://www.ge.ch/moe/uk/procedures/e...demande_et.asp (bottom of the page - section D)

Travelers insurance usually has a limit of how long you can be covered by it - like, 90 days out of a year.
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