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  #21  
Old 15.09.2006, 10:26
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Re: “English” car for sale

gbn - the cost of running into other expensive cars is covered by the 3rd party part of the insurance (called Haftpflicht in German for anyone who is wondering). I was referring to whether or not it is financially sensible to take out fully comprehensive (Vollkasko). In this case you only have to worry about paying the costs yourself for your OWN car, IF you are the driver at fault.

For those interested Vollkasko also includes Teilkasko (partial insurance) which covers things like fire and theft. Again, you have to figure out what the chances of fire and theft are. If you think they are pretty low, you might be prepared to wear the risk yourself. I suspect fire and theft possibilities would be somewhat lower than in the UK

So it seems there are a lot of Brits coming out of the woodwork who are still driving around their British cars - curious. Surely it would be MORE difficult to drive a righthand-drive car on the right side of the road? This may also be the reason why the insurance premiums are higher?

I've driven plenty of cars on both sides of the road, but I've never tried to drive a car made for the right on the left or vice-versa - now I think THAT would be difficult! In Australia if you import a left-hand drive car you have 3 months to convert it, after that - it's banned from the roads unless it has the steering wheel on the "correct" side. I'm really surprised that Switzerland seems to allow it indefinitely!
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  #22  
Old 15.09.2006, 10:36
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Re: “English” car for sale

you adapt very quickly to being on the wrong side of the car on the right side of the road

leasing is possible to the residual value of the car post-lease. That's why there are so many Mercs Audis and Porches - residuals on them are high ergo lease payments lower for those giving the car back at 3/4 years.

In fact the car I leased in 1997 was 4 years with a bubble payment at the end - which I made. More recent leases have been to a small last payment
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  #23  
Old 15.09.2006, 10:36
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Re: “English” car for sale

The swiss don't allow RHD UK cars for longer than I think a year without re-registration. The MFK (MoT) test here is very stringent and you would probably end up with a big maintenance bill if you wanted to reregister your second-hand UK car here. As there are no border controls in Schengen (in theory) then the number of days your car is in Switzerland is "difficult" to determine. Therefore I suspect many people keep driving on their UK insurance in the dubious knowledge that they are insured by their UK insurer, whom has offered them a limited usage policy (90 days abroad in one year for example)
dave
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  #24  
Old 15.09.2006, 10:55
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Re: “English” car for sale

Quote:
gbn - the cost of running into other expensive cars is covered by the 3rd party part of the insurance (called Haftpflicht in German for anyone who is wondering). I was referring to whether or not it is financially sensible to take out fully comprehensive (Vollkasko). In this case you only have to worry about paying the costs yourself for your OWN car, IF you are the driver at fault.
Yes, I didn't think it through.
Which means the insurers don't trust Swiss drivers to dodge inanimate objects or avoid reversing into walls...

Quote:
So it seems there are a lot of Brits coming out of the woodwork who are still driving around their British cars - curious. Surely it would be MORE difficult to drive a righthand-drive car on the right side of the road? This may also be the reason why the insurance premiums are higher?
It's OK with a permanent passenger, or if your knuckles drag, or you have a tiny Fiat Cheekycento

Lob, I'm used to the wrong side of the road now.
I still go to the wrong side of the car every now and then... even the darn showroom when I picked it up
But hey, I'm the silver Opel heading right for you if I slip up.. but then it's Opel rollerskate vs Chelsea tractor...
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  #25  
Old 15.09.2006, 10:57
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Re: “English” car for sale

Quote:
Therefore I suspect many people keep driving on their UK insurance in the dubious knowledge that they are insured by their UK insurer, whom has offered them a limited usage policy (90 days abroad in one year for example)
Well said! That's the wording I was looking for
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  #26  
Old 17.09.2006, 10:17
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Re: Car insurance issues (focus on UK cars in Switzerland)

When we moved here, like most people we brought one of our cars full of things the removal company could not bring, We drove it for twelve months fully insured, we insured it in the UK, but chose a company that also trades in Switzerland. We knew that the Swiss MFK would not pass it so decided to sell it back in UK The Swiss Government prefer all things to be bought here, they even get funny passing cars you might have bought in Germany or France, its all about keeping the money in this country.....anyway I digress........We used Ebay, I drove it back to England, had it serviced (much cheaper than I could have done here, I re-registered it, tax MOT the lot) parked it on my sisters drive (useful for something) and sold it on Ebay within the week..........bought a Swiss car over here and insurance and parking problems were no longer an issue.......

Oh and no I did not use paypal, but got cash in hand from the buyer when he came to pick it up..........Simple
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  #27  
Old 24.10.2006, 15:58
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UK car insurance

We have recently moved to CH with two UK cars and need an annual green card. Our UK insurance company has given us 90 days cover which is fast approaching the 90 days and I need to find a (UK) company who will provide us with a years green card on both vehicles. I have tried to go down the Swiss route on the UK cars, but without the import paperwork - still trying to sort out the Bewillingungen that appears to be a no go.
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  #28  
Old 24.10.2006, 16:00
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Re: UK car insurance

Some background reading about other car insurance queries for other users...

http://www.englishforum.ch/transport...ght=green+card

Selling an imported car

Driving on US plates

Edit, missed this one
Car insurance issues (focus on UK cars in Switzerland)

Upshot: of course you can get a Swiss company to insure a UK car.
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  #29  
Old 24.10.2006, 16:05
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Re: UK car insurance

going on from what gbn says - Swiss companies now insure GB cars and I think my contact at Zurich could help you out here
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  #30  
Old 24.10.2006, 16:26
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Re: UK car insurance

Lob,

Can you please give me your contact at Zurich!

Thanks
Andy
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  #31  
Old 24.10.2006, 16:42
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Re: UK car insurance

do also remember that, officially, you should import your English car after one year here
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  #32  
Old 24.10.2006, 16:50
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Re: UK car insurance

Thank you for that, we will probably take one of the cars back to the UK rather than keeping it here, after the year is up. The other car is left hand drive and was bought here originally before taking it back to the UK (NON EU car) and we have since returned.
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  #33  
Old 24.10.2006, 17:13
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Re: UK car insurance

for the left-hooker, I'd work on getting it back with Swiss plates - if you're planning to stay. Should be easy.
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  #34  
Old 26.01.2007, 21:06
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Re: Car insurance issues (focus on UK cars in Switzerland)

We are moving from the Uk and had intended to import our uk car, mainly because we are selling our home in blighty and so are unable to keep the insurance going for that long. However, this thread has made me questions this. The car will be almost 12 mths old when we enter and I thought that if you kept it for 2 years that you didn't have to pay any duty on it? I know that you have to re register in a years time, but it is a Merc and rel new so I hope (?) it won't be that difficult or expensive. Selling...hadn't thought, is it hard to shift RH drive cars, even though dealers in Switzerland?
If anyone still has contacts about insurers who are GB friendly please can you PM me?
Thanks.
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  #35  
Old 26.01.2007, 23:09
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Re: Car insurance issues (focus on UK cars in Switzerland)

You may have sold the house, but you can still divert the mail for two years!!

We still have our UK car registered in the UK on our UK address, although the house is rented out.

We managed to get a years green card through NIG - +44 845 607 1626 on the Uk address.
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  #36  
Old 27.01.2007, 09:41
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Re: Car insurance issues (focus on UK cars in Switzerland)

Quote:
You may have sold the house, but you can still divert the mail for two years!!

We still have our UK car registered in the UK on our UK address, although the house is rented out.

We managed to get a years green card through NIG - +44 845 607 1626 on the Uk address.
You'd better hope nothing happens.
You've made a false declaration - they won't pay out.

Got that?
You are not insured - you may have a certificate, but it's useless.

I got Swiss insurance for my UK car for a few months until I sold it in the UK.
"Zurich" will do it.

Edit: Re-read the whole thread, and then decide if you are insured...
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  #37  
Old 27.01.2007, 16:52
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Re: Car insurance issues (focus on UK cars in Switzerland)

On the contary we told the UK insurance company that we were on temporary contracts and at this moment in time expect to be back in the UK for the summer of 2007. I tried with Winterthur and Zurich to get Swiss insurance, but was told by both that because of EU regulation, it wasn't possible to get local swiss insurance on a UK registered car. If you have recently done it, please let me know the contact details of your agent!! I would prefer Swiss Insurance.
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  #38  
Old 27.01.2007, 16:58
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Re: Car insurance issues (focus on UK cars in Switzerland)

Lob sent me a PM with the name of someone at Zurich and after talking to them they confirmed that the Swiss insurance COULDNT be done. Also received similar comments from Winterthur.
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  #39  
Old 27.01.2007, 17:57
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Re: Car insurance issues (focus on UK cars in Switzerland)

http://www.nvc.ch/nvcenter2.htm sorted mine out in one phone call
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  #40  
Old 27.01.2007, 18:30
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Re: Car insurance issues (focus on UK cars in Switzerland)

Dear GBN,

Thank you for that, I will give them a go and I will let you know if they insure us.

Andy
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