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Old 02.05.2012, 21:39
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Dealing with UK Car Insurance after Switzerland

Hi All,

has anyone had a positive experience trying to get a UK Insurance company to accept the certification of no claims discount from a Swiss Insurance company ?

We've recently returned to the UK after 3 years in Switzerland (and 3 years before that in Germany).

Now we find that unless our Swiss Insurer (Zurich) provides us with a certificate stating our NCD in years and not % that no UK insurer we have approached is willing to give a NCD entitlement which will mean we pay about GBP 500 (CHF 750) more for insurance.

I've tried approaching Zurich both directly and via our Swiss Broker, but they're unwilling to give the necessary documentation. Similarly our UK insurer will not accept the Swiss documents and won't approach Zurich on our behalf (not even Zurich UK).

Has anyone had similar experiences and found a way of resolving them ? Or have you come across a UK insurer who will accept the Swiss method of measuring No Claims entitlement.

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Old 02.05.2012, 21:53
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Re: Dealing with UK Car Insurance after Switzerland

When we returned to the UK we went for a quote with Churchill as they were connected with Winterthur. And we were with them before.
But we could not bring our NCD so we tried with several other companies, and the fact that you had been living out of the country seems to freak them all out.
In the end they gave us an introdution NCD as it was clear that we had been driving for years without claim.
Try a comparison site or 2 and see if you can get a better deal - usually when you say you can do better they magically reduce the price.
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car, insurance, no claims bonus

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