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Old 07.06.2012, 19:08
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The delay to buy the insurance

Hello everyone,
I would like to ask how long is the delay to buy the health insurance in Switzerland.
I'm planning to come Switzerland from Canada on July with a family visa, but I only stay for about 10 days, because I haven't finished my job and house etc in Canada. So I still need about 2-3 months get clear everything in Canada. So my question is that I'll register in the immigration office on July, but for the long term stay, I'll start on October, during three months, my insurance is covered in Canada, I don't want to buy double insurance in Switzerland. Does someone know a little bit for that situation?
Thanks a lot.
Nicos
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Old 07.06.2012, 19:11
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Re: The delay to buy the insurance

When you apply for insurance here they back bill you until the date you arrived in Switzerland. You might as well apply for it day one and be covered by it.
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Old 09.06.2012, 16:36
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Re: The delay to buy the insurance

It depends... When you register you say your Canadian policy will cover you; is it a worldwide cover? If so it would depend if the Gemeinde or commune will recognise it.
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Old 09.06.2012, 17:14
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Re: The delay to buy the insurance

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It depends... When you register you say your Canadian policy will cover you; is it a worldwide cover? If so it would depend if the Gemeinde or commune will recognise it.
They won't. Simple as that.
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Old 09.06.2012, 17:22
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Re: The delay to buy the insurance

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When you apply for insurance here they back bill you until the date you arrived in Switzerland. You might as well apply for it day one and be covered by it.
This isnt strictly true, at least not for everywhere, I moved here 26 November 2011 and didnt apply for Private Health insurance until february the middle of february, at which time I said I wanted it to start 1st Feb, which was duly accepted, there was never any question regarding the date I entered the country and got my resident permit, I passed details of my health insurance to the local Stadt Office and everything has been fine. Though I must also say I have a work colleague who was advised he had to pay from the day he entered Switzerland and had to backdate his payments, yet still another colleague had the same was told he would need to back date his payments, he pleaded poverty and said he really couldnt afford to do that, and the rep he was sat with then agreed to do it from the application date, which was just under the 90 day limit. Three different examples but strangely we are all with the same Insurance Company.
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Old 10.06.2012, 13:30
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Re: The delay to buy the insurance

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They won't. Simple as that.
Not that simple... In fact some covers are recognised in certain cases for a short time. We are not talking about travel policies here. Some in certain sectors are and some aren't it is down to the Gemeinde in that area.
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