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Old 23.06.2012, 23:22
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Re: Student Health Insurance Subsidy Ends After Six Years Rant

To the OP - you were eligible for the temporary insurance because you were temporary, not because you are a student. After 6 years, you stop being temporary, even if you don't stop being a student.

Nobody is eligible just because they plan to/are obliged to leave in a year or two.

It's a pleasant perk while it lasts, but given the rationale behind it it makes sense for it to have a definite time-limit.

By the way, it may interest you that even for EU citizens, the time spent as a temporary worker claiming this insurance (student/postdoc/some researchers) does not count towards your eligibility for a C-permit, unless you get a permanent job afterwards (at which point the time is retrospectively added to your total). You trade off your eligibility for more permanent rights in return for the health insurance perk. If you plan to stay, it's not actually a great deal.
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Old 24.06.2012, 22:12
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Re: Student Health Insurance Subsidy Ends After Six Years Rant

What are you studying that is taking so long, as a matter of interest?

3 years for Degree, 4 for Masters, 6 for Medicine or Dentistry?

Very very few have the luxury to study for more than 6 years, anywhere in the world.
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  #23  
Old 25.06.2012, 10:46
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Re: Student Health Insurance Subsidy Ends After Six Years Rant

Quote:
What are you studying that is taking so long, as a matter of interest?

3 years for Degree, 4 for Masters, 6 for Medicine or Dentistry?

Very very few have the luxury to study for more than 6 years, anywhere in the world.
That is true, but perhaps those that can are worth it?

It is certainly more than possible to study for longer than 6 years if you go into a PhD programme straight after undergrad/masters, but given the amount of taxpayer assistance afforded to most HE institutes in Europe, expecting the recipient of 6 years worth of HE study then to contribute something back by paying a 'normal' amount to a health insurance program sounds fine by me.

The feeling I get from this thread is that most people contributing are not students, it would be interesting to maybe hear what they think about the original question?
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Old 25.06.2012, 11:17
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Re: Why?!

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This is a common misconception, and isn't true.

The discount health insurers pay full market, unsubsidised rate for the healthcare provided to their customers. They receive no "top-up" money from the Swiss government, and I'm more than certain they are charging their customers enough to cover their own costs

It just so happens that they can do this at lower cost because the average health bills of temporary residents is lower than that of the permanent residents. Whether there should be this distinction at all is a different question, but they are not receiving any subsidy as such to do so.
Ah, thanks for the clarification. Discussions with some Swissies about this put me under the impression that students and researchers were subsidized to make emigration to CH more attractive and boost the (already high) research standing of CH Unis.

So, basically then, they are just put into a separate pot, and because the entire pot has cheaper overall costs, it's cheaper in general for them. The rationale of "temporary" becoming "permanent" after 6 years makes sense, thanks for clearing that up.

Still a rant for which I have very little sympathy.
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Old 25.06.2012, 11:24
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Re: Student Health Insurance Subsidy Ends After Six Years Rant

Quote:
What are you studying that is taking so long, as a matter of interest?

3 years for Degree, 4 for Masters, 6 for Medicine or Dentistry?

Very very few have the luxury to study for more than 6 years, anywhere in the world.
He is doing a MBA with specialization BHCS.
Master of Bullsh1t ad-eternum with specialization Benefit from Health Care System.

It's really good course it teaches the student to learn how to profit from the system without even contributing!
All graduates are confident enough to show how the society is ungrateful to them and how working class people should pay more to support their way of life. (actually those studends should get something no matter where the source of that money is).

I wish I had studied that as well!
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