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Old 21.07.2012, 21:58
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Health insurance - asthmatic

Hi!

I am moving to Zurich and I started to search for health insurances. I am a 25 yo male without any important health condition but I suffer from asthma, which at the moment is quite well controlled. I would like to drop a few questions regarding this issue.

Is having asthma a limitation for insurance companies? Will I have to pay a premium for having asthma?

Which franchise should I pick? Can I choose to have medical treatments related to asthma covered?

Thank you in advance for your help
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Old 21.07.2012, 22:01
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Re: Health insurance - asthmatic

Basic insurance cost the same for everybody, the premium reduction is about 80% of the franchise, so generally not a huge difference.

Top up insurance may be declined, do a search there is loads of info here.
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Old 21.07.2012, 22:02
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You'll have no problem getting the basic compulsory coverage which is quite good. As for franchise, if you have prescription meds and regular doctor visits, probably 300-500 chf franchise is good.
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Old 21.07.2012, 22:04
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Re: Health insurance - asthmatic

http://en.comparis.ch/

http://en.comparis.ch/krankenkassen/...q/default.aspx

http://en.comparis.ch/krankenkassen/...vergleich.aspx
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