Go Back   English Forum Switzerland > Help & tips > Insurance  
Reply
 
Thread Tools Display Modes
  #1  
Old 08.08.2012, 13:05
Newbie 1st class
 
Join Date: Sep 2011
Location: Dornach, Basel
Posts: 17
Groaned at 0 Times in 0 Posts
Thanked 2 Times in 2 Posts
Freerad has no particular reputation at present
Car Insurance to cover UK car in CH for 6 months

Hi all,
I am looking for Car Insurance cover for my UK spec/registered car for use here in Switzerland for the summer (6months). The Swiss insurers will only cover it if I have Swiss plates but I do not want to import the car here as it is quite old and was originally an import from Japan (so I think it will be too costly/timely to import).

The car isn't worth much and I just want to be able to collect it from UK, drive it over here to use and then return it at the end of the summer. It has UK MOT/tax.

Most UK insurers will only cover for UK residents, of which I am not longer one of these, does anyone know of a UK based Car Insurance firm that would cover me?

Thanks
Andy
Reply With Quote
  #2  
Old 08.08.2012, 13:30
Guest
 
Posts: n/a
Re: Car Insurance to cover UK car in CH for 6 months

I used Stuart Collins in the UK, no hassel, plus you can get full European breakdown cover, you just need a UK address for the insurance
Reply With Quote
  #3  
Old 08.08.2012, 13:31
saint7uk's Avatar
Forum Veteran
 
Join Date: Mar 2011
Location: Samstagern
Posts: 989
Groaned at 9 Times in 9 Posts
Thanked 586 Times in 358 Posts
saint7uk has a reputation beyond reputesaint7uk has a reputation beyond reputesaint7uk has a reputation beyond reputesaint7uk has a reputation beyond repute
Re: Car Insurance to cover UK car in CH for 6 months

Hi Andy,

Stuart Collins are the only ones that can do this legally at a reasonable price: we use them for such clients.

http://www.stuartcollins.com/
Reply With Quote
The following 3 users would like to thank saint7uk for this useful post:
  #4  
Old 08.08.2012, 13:33
fatmanfilms's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Verbier
Posts: 19,761
Groaned at 421 Times in 313 Posts
Thanked 19,828 Times in 10,620 Posts
fatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond repute
Re: Car Insurance to cover UK car in CH for 6 months

Quote:
View Post
Hi Andy,

Stuart Collins are the only ones that can do this legally at a reasonable price: we use them for such clients.

http://www.stuartcollins.com/
I thought all EU insurers were compelled to give the minimium cover in CH by law.
Reply With Quote
  #5  
Old 08.08.2012, 14:14
saint7uk's Avatar
Forum Veteran
 
Join Date: Mar 2011
Location: Samstagern
Posts: 989
Groaned at 9 Times in 9 Posts
Thanked 586 Times in 358 Posts
saint7uk has a reputation beyond reputesaint7uk has a reputation beyond reputesaint7uk has a reputation beyond reputesaint7uk has a reputation beyond repute
Re: Car Insurance to cover UK car in CH for 6 months

Quote:
View Post
I thought all EU insurers were compelled to give the minimium cover in CH by law.
Yes 90 or 120 days depending on company, but only to residents of the country providing the cover, UK in this case...

Had this example exactly on Saturday. I was speaking to some poor bugger who had flown back to the UK with his family and he tried to extend his outside cover whilst in Blighty; they cancelled his policy on the spot and his car was sitting then at Basel airport uninsured....
Reply With Quote
  #6  
Old 08.08.2012, 14:53
silverburn's Avatar
Forum Veteran
 
Join Date: Dec 2010
Location: Unterageri
Posts: 827
Groaned at 37 Times in 21 Posts
Thanked 833 Times in 343 Posts
silverburn has a reputation beyond reputesilverburn has a reputation beyond reputesilverburn has a reputation beyond reputesilverburn has a reputation beyond repute
Re: Car Insurance to cover UK car in CH for 6 months

Quote:
View Post
...they cancelled his policy on the spot and his car was sitting then at Basel airport uninsured....
Nice!

Is the 90-120 days inclusive per year or per trip? What's to stop him staying in CH for 90 days, then "travelling back to the uk for a day or two", then returning for another 90 days?
Reply With Quote
This user would like to thank silverburn for this useful post:
  #7  
Old 08.08.2012, 14:55
eng_ch's Avatar
Forum Veteran
 
Join Date: Nov 2005
Location: Up where the air is clear
Posts: 1,684
Groaned at 4 Times in 4 Posts
Thanked 1,658 Times in 843 Posts
eng_ch has a reputation beyond reputeeng_ch has a reputation beyond reputeeng_ch has a reputation beyond reputeeng_ch has a reputation beyond reputeeng_ch has a reputation beyond repute
Re: Car Insurance to cover UK car in CH for 6 months

One other thing for the OP to consider - do you still have a UK driving licence? If you've chopped it in for a Swiss one, your plan could well fall apart as you won't be allowed to drive a foreign-registered car on a Swiss driving licence
Reply With Quote
The following 2 users would like to thank eng_ch for this useful post:
  #8  
Old 08.08.2012, 15:17
saint7uk's Avatar
Forum Veteran
 
Join Date: Mar 2011
Location: Samstagern
Posts: 989
Groaned at 9 Times in 9 Posts
Thanked 586 Times in 358 Posts
saint7uk has a reputation beyond reputesaint7uk has a reputation beyond reputesaint7uk has a reputation beyond reputesaint7uk has a reputation beyond repute
Re: Car Insurance to cover UK car in CH for 6 months

Quote:
View Post
Nice!

Is the 90-120 days inclusive per year or per trip? What's to stop him staying in CH for 90 days, then "travelling back to the uk for a day or two", then returning for another 90 days?
Hey SB

Hope you're well mate!

Strictly per year on an EU policy ie say 90 days for all outside UK cover to insure trips on holiday and visits, but the crux is you are still a UK resident as soon as the domicle is changed to abroad the cover is void.
Reply With Quote
  #9  
Old 08.08.2012, 19:32
Newbie 1st class
 
Join Date: Sep 2011
Location: Dornach, Basel
Posts: 17
Groaned at 0 Times in 0 Posts
Thanked 2 Times in 2 Posts
Freerad has no particular reputation at present
Re: Car Insurance to cover UK car in CH for 6 months

Quote:
View Post
One other thing for the OP to consider - do you still have a UK driving licence? If you've chopped it in for a Swiss one, your plan could well fall apart as you won't be allowed to drive a foreign-registered car on a Swiss driving licence
I am just in the process of changing it over. Are there rules governing what the CH license allows? The form only had class of vehicle?

Andy
Reply With Quote
  #10  
Old 08.08.2012, 19:56
fatmanfilms's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Verbier
Posts: 19,761
Groaned at 421 Times in 313 Posts
Thanked 19,828 Times in 10,620 Posts
fatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond repute
Re: Car Insurance to cover UK car in CH for 6 months

Quote:
View Post
One other thing for the OP to consider - do you still have a UK driving licence? If you've chopped it in for a Swiss one, your plan could well fall apart as you won't be allowed to drive a foreign-registered car on a Swiss driving licence
In your first year it is allowed if you have declaired the car when comming over the border.
Reply With Quote
  #11  
Old 09.08.2012, 09:26
eng_ch's Avatar
Forum Veteran
 
Join Date: Nov 2005
Location: Up where the air is clear
Posts: 1,684
Groaned at 4 Times in 4 Posts
Thanked 1,658 Times in 843 Posts
eng_ch has a reputation beyond reputeeng_ch has a reputation beyond reputeeng_ch has a reputation beyond reputeeng_ch has a reputation beyond reputeeng_ch has a reputation beyond repute
Re: Car Insurance to cover UK car in CH for 6 months

Quote:
View Post
In your first year it is allowed if you have declaired the car when comming over the border.
I presume that means if you are importing the car. If you are not and you have a Swiss driving licence you may be in schtook
Reply With Quote
  #12  
Old 27.08.2012, 17:39
moggy's Avatar
Forum Veteran
 
Join Date: Sep 2010
Location: Thurgau (& London, UK)
Posts: 1,644
Groaned at 10 Times in 10 Posts
Thanked 911 Times in 598 Posts
moggy has a reputation beyond reputemoggy has a reputation beyond reputemoggy has a reputation beyond reputemoggy has a reputation beyond repute
Re: Car Insurance to cover UK car in CH for 6 months

Quote:
View Post
Hi Andy,

Stuart Collins are the only ones that can do this legally at a reasonable price: we use them for such clients.

http://www.stuartcollins.com/
Will they do it for 6 months only?

I read their website seems to be Annual, their office closed today.

thanks
Reply With Quote
  #13  
Old 27.08.2012, 19:18
Member
 
Join Date: Apr 2010
Location: Zürich
Posts: 219
Groaned at 29 Times in 11 Posts
Thanked 90 Times in 56 Posts
pasty is considered a nuisancepasty is considered a nuisancepasty is considered a nuisance
Re: Car Insurance to cover UK car in CH for 6 months

Surely a UK green card would cover you for less than a year. Just tell your insurers you are touring. Indeed, why not, you'll probably go shopping over the border.

However, I'm assuming that perhaps the rules have changed since I brought my car here from the UK in 2002.
I was able to get a quote via comparis.ch, and insured it through Winterthur. Was pretty expensive, or so i thought. CHF 1500 and payable in 2 x 6 monthly instalments. But I was also able to renew it.
At one point I was out of work for a while, and assumed I would have to go back to the UK, but as I found I was entitled to benefits, I stayed, and reinsured it.
Wasn't until after around 5 years they were bugging me to get it registered here, although I had officially imported it, and had it prepped for a Strassenverkehrsamt test a couple of times, plus had the Swiss exhaust test.
In fact, the only time i was stopped, I showed them my Swiss licence, and they asked me to produce the exhaust certificate, and no insurance. Probably because of the Big Brother scenario they have here that they knew I was insured

Quote:
View Post
Hi all,
I am looking for Car Insurance cover for my UK spec/registered car for use here in Switzerland for the summer (6months). The Swiss insurers will only cover it if I have Swiss plates but I do not want to import the car here as it is quite old and was originally an import from Japan (so I think it will be too costly/timely to import).

The car isn't worth much and I just want to be able to collect it from UK, drive it over here to use and then return it at the end of the summer. It has UK MOT/tax.

Most UK insurers will only cover for UK residents, of which I am not longer one of these, does anyone know of a UK based Car Insurance firm that would cover me?

Thanks
Andy
Reply With Quote
  #14  
Old 27.08.2012, 19:20
Member
 
Join Date: Apr 2010
Location: Zürich
Posts: 219
Groaned at 29 Times in 11 Posts
Thanked 90 Times in 56 Posts
pasty is considered a nuisancepasty is considered a nuisancepasty is considered a nuisance
Re: Car Insurance to cover UK car in CH for 6 months

Er, why not??

Quote:
View Post
One other thing for the OP to consider - do you still have a UK driving licence? If you've chopped it in for a Swiss one, your plan could well fall apart as you won't be allowed to drive a foreign-registered car on a Swiss driving licence
Reply With Quote
  #15  
Old 27.08.2012, 20:40
fatmanfilms's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Verbier
Posts: 19,761
Groaned at 421 Times in 313 Posts
Thanked 19,828 Times in 10,620 Posts
fatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond repute
Quote:
View Post
Er, why not??
You can only drive cars registered in the home country when in your home country. Same throughout the Eu , it's very plainly spelt out in English on the DVLA site .
Reply With Quote
This user would like to thank fatmanfilms for this useful post:
  #16  
Old 27.08.2012, 20:45
saint7uk's Avatar
Forum Veteran
 
Join Date: Mar 2011
Location: Samstagern
Posts: 989
Groaned at 9 Times in 9 Posts
Thanked 586 Times in 358 Posts
saint7uk has a reputation beyond reputesaint7uk has a reputation beyond reputesaint7uk has a reputation beyond reputesaint7uk has a reputation beyond repute
Re: Car Insurance to cover UK car in CH for 6 months

Quote:
View Post
Surely a UK green card would cover you for less than a year. Just tell your insurers you are touring. Indeed, why not, you'll probably go shopping over the border.

However, I'm assuming that perhaps the rules have changed since I brought my car here from the UK in 2002.
I was able to get a quote via comparis.ch, and insured it through Winterthur. Was pretty expensive, or so i thought. CHF 1500 and payable in 2 x 6 monthly instalments. But I was also able to renew it.
At one point I was out of work for a while, and assumed I would have to go back to the UK, but as I found I was entitled to benefits, I stayed, and reinsured it.
Wasn't until after around 5 years they were bugging me to get it registered here, although I had officially imported it, and had it prepped for a Strassenverkehrsamt test a couple of times, plus had the Swiss exhaust test.
In fact, the only time i was stopped, I showed them my Swiss licence, and they asked me to produce the exhaust certificate, and no insurance. Probably because of the Big Brother scenario they have here that they knew I was insured
The rules did change a Swiss insurer cannot cover an EU registered car. Without specific underwiting also a UK company wont insure you if you are no longer a UK resident.

Quote:
View Post
Er, why not??
Because in most cases it is not legal for a Swiss resident to drive a foriegn plated car in Switzerland...
Reply With Quote
  #17  
Old 27.08.2012, 20:47
saint7uk's Avatar
Forum Veteran
 
Join Date: Mar 2011
Location: Samstagern
Posts: 989
Groaned at 9 Times in 9 Posts
Thanked 586 Times in 358 Posts
saint7uk has a reputation beyond reputesaint7uk has a reputation beyond reputesaint7uk has a reputation beyond reputesaint7uk has a reputation beyond repute
Re: Car Insurance to cover UK car in CH for 6 months

Quote:
View Post
You can only drive cars registered in the home country when in your home country. Same throughout the Eu , it's very plainly spelt out in English on the DVLA site .
Ahhhhh a crossed post!LOL hello mate

I'll spell it here also: http://www.ezv.admin.ch/zollinfo_pri...x.html?lang=en
Reply With Quote
The following 2 users would like to thank saint7uk for this useful post:
  #18  
Old 28.08.2012, 10:36
Member
 
Join Date: Apr 2010
Location: Zürich
Posts: 219
Groaned at 29 Times in 11 Posts
Thanked 90 Times in 56 Posts
pasty is considered a nuisancepasty is considered a nuisancepasty is considered a nuisance
Re: Car Insurance to cover UK car in CH for 6 months

That is utter nonsense, and needs qualification.

So how come I could hire a rental car in Germany, on my Swiss driving licence, and bring it to Switzerland, my main residence, for the weekend?

And what is to prevent someone driving a foreign registered car provided it is adequately insured, but not yet registered. Like I said earlier, I switched my licence within 12 months, and continued to drive my UK registered car here long after that, on Swiss insurance. BTW. I paid import duty.

I've done both, and been checked by the police

Also, Switzerland is not EU, so there is little point quoting the DVLA

Quote:
View Post
You can only drive cars registered in the home country when in your home country. Same throughout the Eu , it's very plainly spelt out in English on the DVLA site .
Quote:
Because in most cases it is not legal for a Swiss resident to drive a foriegn plated car in Switzerland...
Reply With Quote
  #19  
Old 28.08.2012, 11:15
eng_ch's Avatar
Forum Veteran
 
Join Date: Nov 2005
Location: Up where the air is clear
Posts: 1,684
Groaned at 4 Times in 4 Posts
Thanked 1,658 Times in 843 Posts
eng_ch has a reputation beyond reputeeng_ch has a reputation beyond reputeeng_ch has a reputation beyond reputeeng_ch has a reputation beyond reputeeng_ch has a reputation beyond repute
Re: Car Insurance to cover UK car in CH for 6 months

Quote:
View Post
That is utter nonsense, and needs qualification.
Granted it's one of the stranger rules - but the law's the law. You are even prohibited from driving a relative's car in an emergency.

Quote:
So how come I could hire a rental car in Germany, on my Swiss driving licence, and bring it to Switzerland, my main residence, for the weekend?
From the link Saint7UK posted:

Quote:
There are special regulations for instance for vehicles which are occasionally privately hired abroad and for foreign company cars.
So I imagine that is possible. Also a hire car is not a private vehicle, and the link states the rule applies to foreign private vehicles.

Quote:
And what is to prevent someone driving a foreign registered car provided it is adequately insured, but not yet registered.
Also from the same link:

Quote:
Immigrants may import and use their vehicles in Switzerland exempt from duty under certain conditions. Foreign workers, students and interns may use their foreign vehicles on which duty has not been paid in Switzerland. However, a customs permit is needed for this.
Quote:
Like I said earlier, I switched my licence within 12 months, and continued to drive my UK registered car here long after that, on Swiss insurance. BTW. I paid import duty.

I've done both, and been checked by the police
Rule *do* change - what applied to you ten years in 2002 ago won't necessarily apply to someone moving here in 2012. See Saint7UK's post above.

Quote:
Concerning customs and road traffic legal notification obligations with regard to the use of foreign vehicles in Switzerland, experience shows that there is often uncertainty and confusion. There is even some false information being circulated in internet forums, for example.
Heaven forbid!
Reply With Quote
This user would like to thank eng_ch for this useful post:
  #20  
Old 28.08.2012, 12:18
saint7uk's Avatar
Forum Veteran
 
Join Date: Mar 2011
Location: Samstagern
Posts: 989
Groaned at 9 Times in 9 Posts
Thanked 586 Times in 358 Posts
saint7uk has a reputation beyond reputesaint7uk has a reputation beyond reputesaint7uk has a reputation beyond reputesaint7uk has a reputation beyond repute
Re: Car Insurance to cover UK car in CH for 6 months

Exactly what eng_ch said above...
Reply With Quote
This user groans at saint7uk for this post:
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Insurance to cover driving anyone's car. Beam Transportation/driving 7 22.09.2011 17:18
Moving to the UK, want to buy a UK car in CH ? Simply_D General off-topic 2 28.03.2011 22:10
car insurance for uk-based car peebix Insurance 7 24.07.2009 21:35
Tax to get car into CH on car owned for less than 6-months NWCLass Transportation/driving 1 29.04.2009 00:04
Car insurance for a UK car, not intending to import nicnac Transportation/driving 21 11.02.2009 14:28


All times are GMT +2. The time now is 21:34.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2021, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0