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Old 13.09.2012, 16:03
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ch resident non eu : do i need travel insurance for a short trip to eu country?

non eu citizen , ch resident :
well i have planned a trip to paris and now it occurs to me if I need some compulsory insurance to travel there..since I would need one if I was directly travelling from india..
but I think my swiss insurance like should be ok in the schengen area like swiss residence is ok for travelling in schengen area ?

Last edited by mhk; 13.09.2012 at 16:18. Reason: clarify
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Old 13.09.2012, 16:15
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Re: ch resident non eu : do i need travel insurance for a short trip to eu country?

Medical insurance = Your CH KVG ( Medical Insurance ) might likely cover emergencies. Check with your insurer.

Travel insurance: will likely be a supplement or additional. It depends on your preference. Would you like to pay a few CHFs or EURs to be indemnified against delays, emergency evacuation etc. ? For a trip lasting a few days within the EU, it might not be worth it for some.

I am non-EU in CH but have travel insurance from Germany ( I find the claim process to be straight forward and far less in terms of costs of premiums ). I got it for EUR17 with Deutsche Bahn when I opted for EUR17 insurance with ERV with my BahnCard 25. Just today, I got back EUR137 owing to a train delay ( of 5 hours ) in München that required an overnight stay ( when they defused a WW2 bomb and traffic issues arose ). They paid my phone bills, internet top ups, dinner, breakfast and the hotel stay.

Related thread:

Additional health insurance for private hospital in mexico
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Old 13.09.2012, 16:20
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Re: ch resident non eu : do i need travel insurance for a short trip to eu country?

thanks ..I am more concerned whether there is some obligatory insurance to be taken out..?
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Old 13.09.2012, 16:21
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Re: ch resident non eu : do i need travel insurance for a short trip to eu country?

There is none. Only optional insurance.
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Old 13.09.2012, 16:24
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Re: ch resident non eu : do i need travel insurance for a short trip to eu country?

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well i have planned a trip to paris and now it occurs to me if I need some compulsory insurance to travel there..
No.
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since I would need one if I was directly travelling from india..
Eh? What sort of insurance would be compulsory in that case?
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but I think my swiss insurance like should be ok in the schengen area like swiss residence is ok for travelling in schengen area ?
Don't think it's in any way related to the Schengen agreement, but if you have Swiss medical and accident insurance it will normally be valid all over the world. I haven't taken out any sort of travel insurance in the twelve years I've been living here, but I do know that our company's Suva cover is a lot less restricted than some, so worthwhile checking what is or is not covered.
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Old 13.09.2012, 16:52
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Re: ch resident non eu : do i need travel insurance for a short trip to eu country?

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...if you have Swiss medical and accident insurance it will normally be valid all over the world...
With some hefty exceptions for the USA thanks to its outrageous medical costs. I know you're talking EU here, but should you decide to go to the U.S. in the future, DO look into supplemental medical and accident insurance.
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Old 20.09.2012, 22:19
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Re: ch resident non eu : do i need travel insurance for a short trip to eu country?

I also have a similar question...
I am an EU citizen, however this is because my mother is English, and hence I was able to get citizenship. I have never acutally lived in United Kingdom before. I am Australian. Because of this I am unable to get the European Health Insurance Card.

I move to Switzerland soon and will be studying at university, and have found a nice deal with Swiss Care health insurance. However my boyfriend will be living in Germany and I will be making regular trips to visit him.

From what I have read above, it seems I may be covered for accidents or emergency services whilst in Germany. Is this correct?

I guess I should also talk to my insurance company about this too but just wanted to see what people think here.
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Old 20.09.2012, 22:33
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Re: ch resident non eu : do i need travel insurance for a short trip to eu country?

swiss health insurance should also cover health abroad, but you need to take additional insurance if you want baggage etc covered. ubs gold card has travel insurance
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Old 09.10.2012, 14:45
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Re: ch resident non eu : do i need travel insurance for a short trip to eu country?

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I also have a similar question...
I am an EU citizen, however this is because my mother is English, and hence I was able to get citizenship. I have never acutally lived in United Kingdom before. I am Australian. Because of this I am unable to get the European Health Insurance Card.

I move to Switzerland soon and will be studying at university, and have found a nice deal with Swiss Care health insurance. However my boyfriend will be living in Germany and I will be making regular trips to visit him.

From what I have read above, it seems I may be covered for accidents or emergency services whilst in Germany. Is this correct?

I guess I should also talk to my insurance company about this too but just wanted to see what people think here.
Not necessarily. For most insurance worldwide coverage is optional not standard. There is an additional fee. You should contact your carrier and ask specifically about your policy coverage.
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Old 09.10.2012, 20:26
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Re: ch resident non eu : do i need travel insurance for a short trip to eu country?

Probably (99% sure) it is covered with the standard insurance. Send a mail to the insurer asking for a document stating that you are covered for EU. They should send you a soft copy soon (Atleast they did for me in 2008 when Swiss was not part of Schengen)
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  #11  
Old 26.08.2013, 13:34
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Re: ch resident non eu : do i need travel insurance for a short trip to eu country?

You do not have to be insured, it is not compulsory. Personally, I never leave Bern without my European Resident Travel Insurance. I feel much safer this way
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Old 26.08.2013, 15:13
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Re: ch resident non eu : do i need travel insurance for a short trip to eu country?

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You do not have to be insured, it is not compulsory. Personally, I never leave Bern without my European Resident Travel Insurance. I feel much safer this way
Sigh, looks like another spammer. Will report for checking.
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