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Old 27.09.2012, 16:42
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Need Help Terminating Insurance

We moved out of Switzerland on June 5th. We have Assura and I wrote to them to cancel our policy as of June 4th, as our US insurance started June 5th. I asked for a prorated bill to pay for June 1st-4th and they informed me that I cannot pay for a partial month, I have to pay for the entire month... this is close to CHF 1,000 for my family.

Is this correct? I have not paid the bill yet as I have all intentions to send them a payment for only the first 4 days of June...

Just curious if anyone else has experienced this and if you had to pay the full month regardless.

Thanks!
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Old 27.09.2012, 19:36
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Re: Need Help Terminating Insurance

Yes it's normal I'm afraid. If you arrive in Switzerland on the 29th for example, you have to pay the whole of that month. Always sign in at beginning of month and sign out just before the end of the month.
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Old 27.09.2012, 21:11
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Re: Need Help Terminating Insurance

Doesn't anyone ever fight it? They have no problem prorating car insurance, or car tax, rent, etc... what is different about health insurance?

I guess I will be the first person to fight it. I can't fathom paying 1,000 CHF for 4 days in Switzerland when I should only have to pay approx 150 CHF.
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