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Old 09.10.2012, 18:43
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Accident on the way to work

I just fell off the stairs this morning on my way to work...and sprained my ankle. I checked into the emergency room at CHUV (Centre Hopitalier Universitaire de Vaud). I'm OK now but on crutches and loads of pain etc and was told not to go to work.
The doc kept mentioning 'accident de travail' and that I have to report it but I'm totally unaware of the procedures....any idea? who covers the costs here is it my company's insurance or is it my healthcare provider?

Thanks!
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Old 09.10.2012, 18:46
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Re: Accident on the way to work

Oh man!!! I am so sorry for you! Get some rest and put your foot up as much as possible.

Lots of hugs
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Old 09.10.2012, 18:47
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Re: Accident on the way to work

assuming you work more than a few hours then its covered by your employers accident insurance. contact your HR dept for the forms/further steps required
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Old 09.10.2012, 18:50
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Re: Accident on the way to work

It should be covered by your company's accident insurance, which means you don't have to pay any deductible on the treatment!
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Old 09.10.2012, 18:52
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Re: Accident on the way to work

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I just fell off the stairs this morning on my way to work...and sprained my ankle. I checked into the emergency room at CHUV (Centre Hopitalier Universitaire de Vaud). I'm OK now but on crutches and loads of pain etc and was told not to go to work.
The doc kept mentioning 'accident de travail' and that I have to report it but I'm totally unaware of the procedures....any idea? who covers the costs here is it my company's insurance or is it my healthcare provider?

Thanks!
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assuming you work more than a few hours then its covered by your employers accident insurance. contact your HR dept for the forms/further steps required
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It should be covered by your company's accident insurance, which means you don't have to pay any deductible on the treatment!
Even if he was still on his way, and not at work? ...... interesting.
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Old 09.10.2012, 18:54
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Re: Accident on the way to work

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Even if he was still on his way, and not at work? ...... interesting.
Sure as it is employer who covers accidents via insurance, both at work and outside,
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Old 09.10.2012, 18:57
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Re: Accident on the way to work

If he works more than 8 hours the week, there is no distinction between accidents at work or accident outside of work, since he is insured for both under the same insurance.

If he works less than 8 hours a week, accidents occuring on the way to work are still covered as work accidents.

http://www.suva.ch/startseite-suva/v...-nbuv-suva.htm
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Old 09.10.2012, 19:16
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Re: Accident on the way to work

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If he works more than 8 hours the week, there is no distinction between accidents at work or accident outside of work, since he is insured for both under the same insurance.

If he works less than 8 hours a week, accidents occuring on the way to work are still covered as work accidents.

http://www.suva.ch/startseite-suva/v...-nbuv-suva.htm
Oh yea, I work 100% and was on my to work...what a day, I'm now stranded at home! everything seems so far away!
Guys/ladies with functional feet, be THANKFUL please!
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Old 09.10.2012, 19:17
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Re: Accident on the way to work

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Oh man!!! I am so sorry for you! Get some rest and put your foot up as much as possible.

Lots of hugs
Thanks Nil...maybe I should change my pseudo name to LeMiserable instead of Lejoker??

Caliiiins
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Old 09.10.2012, 19:50
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Re: Accident on the way to work

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Even if he was still on his way, and not at work? ...... interesting.
Absolutely I once broke my arm on a weekend during a personal sporting event. The operation and everything was 100% covered by my employer
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Old 09.10.2012, 19:57
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Re: Accident on the way to work

Same here, came off the motorcycle once and, despite wearing race-weight leathers, managed to later develop a bursitis above my RH knee, all treatments and eventual surgery paid for by SUVA.

Tom
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Old 09.10.2012, 20:03
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Re: Accident on the way to work

Report it to your HR dep. They will know what to do.
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Old 09.10.2012, 20:10
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Re: Accident on the way to work

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Even if he was still on his way, and not at work? ...... interesting.
Even if you work less than 8 hours a week & are not entitled to Non work accident insurance, you are indeed covered from leaving home to returning home at night on any work day.
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Old 09.10.2012, 20:14
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Re: Accident on the way to work

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Thanks Nil...maybe I should change my pseudo name to LeMiserable instead of Lejoker??

Caliiiins
No! Try Hopalong Cassidy for size.
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Old 09.10.2012, 20:46
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Re: Accident on the way to work

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Oh yea, I work 100% and was on my to work...what a day, I'm now stranded at home! everything seems so far away!
Guys/ladies with functional feet, be THANKFUL please!
Sorry to hear of your misfortune... it's very important that you report it to your employer and make the necessary claim against the accident insurance as your health insurance will not pay out on this one.
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Old 09.10.2012, 20:51
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Re: Accident on the way to work

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Report it to your HR dep. They will know what to do.
Our company has no HR department!

Tom
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Old 09.10.2012, 20:53
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Re: Accident on the way to work

When the OH fell down our stairs and broke his ankle last Christmas it was covered by his employer's insurance. It's just one of those Swiss things I guess. Your company HR department will sort out the necessary forms for you to get signed.
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Old 09.10.2012, 21:09
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Re: Accident on the way to work

Oh no! So sorry. Hopefully you'll be back up and running in no time.

As was said, tell your employer. They should have the policy number, etc.
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Old 09.10.2012, 21:31
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Re: Accident on the way to work

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Even if he was still on his way, and not at work? ...... interesting.
I (old granny) did a couple years voluntary work at the local school. Was amazed to learn that from the moment I stepped out my front door on the way to the school, whether I slipped on the ice, or got run over by a bike on the pavement, or just tripped over my own feet, the school insurance covered me.

Must be even more so with "real employment"!
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Old 09.10.2012, 21:34
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Re: Accident on the way to work

I guess on the way to work is better than on the way home...

Hope you recover soon.
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