Go Back   English Forum Switzerland > Help & tips > Insurance
Reply
 
Thread Tools Display Modes
  #1  
Old 07.12.2007, 10:18
Forum Legend
 
Join Date: Jun 2006
Location: Appenzell
Posts: 5,604
Groaned at 109 Times in 95 Posts
Thanked 2,220 Times in 1,324 Posts
DaveA has an excellent reputationDaveA has an excellent reputationDaveA has an excellent reputationDaveA has an excellent reputation
Bike Insurance

Ok the dust has settled on my bike theft, and I am looking for a new bike. Can anyone give some pointers on insurance cover for bikes specifically. Does household insurance usually offer cover for theft from a bike locked to railings for example ? Whats the approx costs per 1000chf for bike insurance or % of value premium ?

thx
dave
Reply With Quote
  #2  
Old 07.12.2007, 10:27
Woodsie's Avatar
Forum Veteran
 
Join Date: Jun 2007
Location: Zrich
Posts: 898
Groaned at 6 Times in 5 Posts
Thanked 665 Times in 338 Posts
Woodsie has a reputation beyond reputeWoodsie has a reputation beyond reputeWoodsie has a reputation beyond reputeWoodsie has a reputation beyond repute
Re: Bike Insurance

I think it depends on the household insurance. After I explained the situation with my bikes and camera equipment to my agent he tracked down a policy which also gives me Fr.10,000 of coverage for items stolen when they are away from the house. This even covers me when I am out of the country (I think). I don't have the details with me at the moment, but the premium was very competitive with other household contents insurance quotes I had.
Reply With Quote
This user would like to thank Woodsie for this useful post:
  #3  
Old 07.12.2007, 10:29
Senior Member
 
Join Date: Apr 2007
Location: Glasgow
Posts: 393
Groaned at 4 Times in 4 Posts
Thanked 330 Times in 157 Posts
Fraser has a reputation beyond reputeFraser has a reputation beyond reputeFraser has a reputation beyond reputeFraser has a reputation beyond repute
Re: Bike Insurance

I actually phoned up my insurance agent at the start of this year to clarify if my bike was insured or not. On my household policy, bikes were covered but only to the value of 1000.- I took out an additional policy specifically for bikes and had to inform the agent the make, model and value of the bikes to be insured. It added 40.- or so to my annual insurance bill, so its worth doing.
Reply With Quote
This user would like to thank Fraser for this useful post:
  #4  
Old 28.01.2008, 17:21
Newbie
 
Join Date: Jan 2008
Location: Bern
Posts: 1
Groaned at 0 Times in 0 Posts
Thanked 0 Times in 0 Posts
Henrik has no particular reputation at present
Re: Bike Insurance

what you have to do is to tick the box saying "coverage including theft outdoors" (or the equivalent in German/French/Italian) ....
Reply With Quote
  #5  
Old 28.01.2008, 17:37
Eire's Avatar
Forum Legend
 
Join Date: Feb 2007
Location: Tir na ng
Posts: 3,639
Groaned at 55 Times in 36 Posts
Thanked 2,366 Times in 1,199 Posts
Eire has a reputation beyond reputeEire has a reputation beyond reputeEire has a reputation beyond reputeEire has a reputation beyond reputeEire has a reputation beyond reputeEire has a reputation beyond repute
Re: Bike Insurance

I'm not sure what you will be looking for in a new bike or second hand, but if its of any interest I will have a full suspension Trek Fuel EX8 for sale at the start of April. Its a good trail/cross country bike. Excellent condition 2 years old in May 2008, 100mm suspension travel back and front, Shimano LX and XT components, Hydraulic disc brakes with bigger discs then standard installed.
Reply With Quote
  #6  
Old 29.01.2008, 14:26
Member
 
Join Date: Dec 2007
Location: AG
Posts: 235
Groaned at 1 Time in 1 Post
Thanked 92 Times in 66 Posts
ArgoviaCalibro9 is considered knowledgeableArgoviaCalibro9 is considered knowledgeableArgoviaCalibro9 is considered knowledgeable
Re: Bike Insurance

Together with the sticker for the mandatory insurance, you can find an optional theft insurance with an Einzahlungschein and if I remember correctly it costs around 30-40 CHF.
Reply With Quote
  #7  
Old 29.01.2008, 14:50
Newbie 1st class
 
Join Date: Oct 2007
Location: Cork Ireland
Posts: 21
Groaned at 0 Times in 0 Posts
Thanked 8 Times in 3 Posts
RomanCork has no particular reputation at present
Re: Bike Insurance

VCS (Verkehrs Club Schweiz) has a good reputation in insurances.
Have a try and ask them how much it would be.
see therefore the following homepage but you need to be a member of the VCS.

http://www.velojournal.ch/CMS/content/view/511/90/

http://www.verkehrsclub.ch/default.c...TOKEN=10082636
Reply With Quote
  #8  
Old 14.10.2009, 14:43
Newbie
 
Join Date: Oct 2009
Location: Malta
Posts: 1
Groaned at 0 Times in 0 Posts
Thanked 0 Times in 0 Posts
George De Bono has no particular reputation at present
Re: Bike Insurance

I have a question:

When I (worked) lived in Switzerland (1969 - 1979) all our bicycles had to have an insurance plate which used to cost Sfr - 2 .

I presume that this system is still in operation - and if so, what is the cost today?

I am doing a study on bicycle accidents - Can anybody tell me where I can find statistics on claims made through this insurance?

Just in case I have difficulty in finding my way back to this area of the forum I will be really obliged if answers are also sent to my PM inbox

Thanks ,

George

Last edited by Uncle Max; 14.10.2009 at 17:24. Reason: Deleted your email address. Please use the PM service. You can switch on email notification in your settings
Reply With Quote
  #9  
Old 14.10.2009, 17:12
ChrisW's Avatar
Forum Veteran
 
Join Date: Sep 2006
Location: Lausanne (or out on my bike)
Posts: 1,780
Groaned at 10 Times in 7 Posts
Thanked 856 Times in 495 Posts
ChrisW has a reputation beyond reputeChrisW has a reputation beyond reputeChrisW has a reputation beyond reputeChrisW has a reputation beyond reputeChrisW has a reputation beyond repute
Re: Bike Insurance

George - search this forum for the term "vignette" and you should find some answers. The cost is about 6 or 7 CHF, which gets you third-party insurance. I have no idea where you might look for statistics about claims.
Reply With Quote
Reply

Tags
bicycle insurance, bike insurance, household insurance, theft




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Need a bike - Veloboersen [bike market] and stores Yokine Transportation/driving 47 17.03.2012 00:15
Anyone need a Bike Mechanic? evscha Jobs wanted 10 15.04.2008 10:41
which bike rack jojo Transportation/driving 11 01.11.2007 00:08
health insurance or travel insurance?? Alinajane Insurance 7 27.04.2007 17:33
Insurance and insurance companies mark Complaints corner 5 16.01.2006 20:38


All times are GMT +2. The time now is 05:45.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2017, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0