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Old 07.02.2013, 08:37
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Hospital Care under accident insurance

I had an accident in the work place a couple of years ago and have recently been informed my doctor that as a result of this I will need an operation. I've spoken to my accident insurance and they reopened the case from 2 years ago to pay for the operation.

I've now received the entry forms for the hospital for this operation and I'm unsure where to tick for the type of care I should receive. Am I allowed to go private (one bed room) or half-private (two bed room) with my work paid accident insurance? Or must I go into the hospital based on my own health insurance where I fly coach class (Allgemein)?
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Old 07.02.2013, 09:48
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Re: Hospital Care under accident insurance

Check with your accident insurance. Odds are it's coach-class but you might be able to pay the hospital the difference out-of-pocket for an upgrade to semi-private or private.
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Old 07.02.2013, 09:51
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Re: Hospital Care under accident insurance

As I recall, it depends on what kind of insurance you have, i.e. the SUVA (or other work insurance) pays the basic, and your supplemental pays the upgrade (if you have it).

At least, that's how it worked for me.

Tom
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Old 07.02.2013, 10:13
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Re: Hospital Care under accident insurance

My company pays for private care if an employee has an accident. I know that other companies do as well.

The difference in premium was negligible.
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