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Old 04.03.2013, 22:31
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RC responsabilité civile - advice?

I'm just looking at different insurance companies for RC, my girlfriend is with Helvetia as she gets a good student deal with them.

I'm with CSS for Health Insurance, they have the RC options but I hesitate to get the same insurance for both health and home in case one effects the other...

Anyway, I decided to check out Helvetia and they had a Youth option for people under 25... I'm under 25 for another couple months, so can I technically sign up for say a 2 year option and pay the same "youth" rate? I'm not even sure if it's calculated the youth rate, it ended up as the same for when I tried the Generali calculator (which didn't have a youth option).

I suppose there's not much difference in the companies, has anyone had any bad experience with Helvetia or would you recommend someone else? Would be for Geneva, I don't mind the documents in French as my girlfriend can help translate those if needed.

(Off topic, how about for the CFF? Can I "cheat" the system and buy a year at the youth rate (under 25)? )
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