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-   -   Please be gentle ... Assurance Responsabilite civile (https://www.englishforum.ch/insurance/171288-please-gentle-assurance-responsabilite-civile.html)

San250 06.03.2013 15:56

Please be gentle ... Assurance Responsabilite civile
 
Okay can anyone explain, in simple terms, what Assurance Responsabilitie Civile is? I have received a letter today to say I don't have it and should get it as soon as possible.

I will telephone the person who sent me the letter but my head is in 'chemo mode' at the moment following chemo session number 6 last week and trying to make sense of it is causing me stress.

Thanking you in advance.

CorsebouTheReturn 06.03.2013 16:01

Re: Please be gentle ... Assurance Responsabilite civile
 
it's the insurance to cover the damages you can create to anyone else.

it's often mandatory to have if you rent a flat

it's relatively cheap
http://translate.google.com/translat...005509a8c0RCRD

kri 06.03.2013 17:18

Re: Please be gentle ... Assurance Responsabilite civile
 
in English: Private Liability Insurance which covers any damage you make to property of others, often also includes if you do this on your bike and will cover kids actions too if you have any etc.

Ciao
K

eireann 06.03.2013 17:53

Re: Please be gentle ... Assurance Responsabilite civile
 
In some countries there is an assumption that most people will have this insurance and so people are perhaps more likely to "sue" you (or force you to put in a claim). I think CH may be one of these countries.

Verbier 06.03.2013 18:06

Re: Please be gentle ... Assurance Responsabilite civile
 
The RC insurance is also known as 3rd party liability insurance.

The most common use/need in CH is when you rent an apartment you need it so the owner of the apt. is covered if you cause any damage to the apt. It is also the insurance you need (should have) when riding a bike. The old system of liability insurance via sticker that you would put on the bike each year has been discontinued.


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