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Old 25.10.2013, 13:50
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LAMal exemption and psychotherapy

Hello everyone,
I am an European citizen who moved to Switzerland for his doctoral studies and having a European Health Insurance Card I obtained the exemption from LAMal.
I would like to start a psychotherapy but I don't know whether its costs in Switzerland are covered by the European Health Insurance Card. Have you got any idea about that? Has anyone had the same problem?
Thanks!
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Old 25.10.2013, 14:18
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Re: LAMal exemption and psychotherapy

As far as I'm aware, it only covers (or reduces) costs of basic medical treatment when you are away from your country of residence. As Switzerland is now your country of residence (?) I don't think it applies to you.

In addition it only covers treatment that cannot be postponed till you return to your own country (when you are abroad) therefore I doubt psychotherapy would be covered in any event.

That said I'm no expert and this is pretty much just my interpretation.
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Old 25.10.2013, 16:43
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Re: LAMal exemption and psychotherapy

I don't know where you are from, but this page may give some guidance about what the EHIC does and does not cover.

As far as I am aware, as Milso says, I don't think psychotherapy can be counted as 'emergency' treatment.

I would check very carefully before organising any treatment, as it is very expensive.

Also, just as a further note should you find your way around the issue, be aware that with basic health care (which is what the EHIC entitles you to), psychotherapy will only be covered when given by certain health care professionals, so make sure to check that your chosen provider is covered by basic health insurance.

I hope you manage to get things sorted out.
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Old 26.10.2013, 17:13
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Re: LAMal exemption and psychotherapy

Thank you for your answers!
On the kvg website I read that the basic health insurance does cover psychotherapy: "payment is made for treatment by an approved physician or if treatment is delegated by an approved physician to a psychologist/psychotherapist (however only under supervision and in the consulting room of the delegating physician)", from http://www.kvg.org/en/file/default.htm
Luckily, psychotherapy seems to be a covered medical treatment but, as Vlh22 said, the insurance coverage applies only if it is given by certain physicians.
I hope this will be useful to other people, as well!
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Old 26.10.2013, 18:38
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Re: LAMal exemption and psychotherapy

EHIC only covers for emergency treatment abroad no? How did you manage to get exemption on that basis?

Last edited by Odile; 26.10.2013 at 19:10.
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Old 27.10.2013, 14:22
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Re: LAMal exemption and psychotherapy

Well... I'm still not 100% sure about psychotherapy, but as an european PhD student I'm not paying any health insurance as my EHIC gives me the same benefits. This exemption can be directly asked to the Cantonal Gesundheitsdirektion. See the pdf "Tourists, students, delegated workers, travellers on business, persons looking for work" at the URL http://www.kvg.org/en/file/default.htm
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Old 28.10.2013, 14:02
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Re: LAMal exemption and psychotherapy

As a student I had to get my foreign health insurer to sign a form saying that they covered the basic lamal. The EHIC wouldn't have done the trick so am very surprised that your canton accepts the EHIC as a health insurance substitute.

Maybe doing a PHD makes you special, lucky you
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Old 29.01.2014, 15:05
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Re: LAMal exemption and psychotherapy

Back after quite a while, sorry for my very late reply. LaMal exemption granted to EHIC holders allows to access psychotherapy, which is considered among the basic (covered) health services.
Hope this will be of use to someone else!
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