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  #21  
Old 28.01.2014, 14:32
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Re: Stop Health Insurance whilst studying abroad

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Can anyone give a definite link about this? I am sure I've read several times that deregistration mean starting the count afresh???
Never seen it as a requirement, so was hoping you would provide a link.....
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  #22  
Old 28.01.2014, 14:34
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Re: Stop Health Insurance whilst studying abroad

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Can anyone give a definite link about this? I am sure I've read several times that deregistration mean starting the count afresh???
It depends.
All years will be counted towards the total number of years needed to qualify at the federal level even if they are not continuous but the communal and cantonal requirements vary depending on the canton and the commune.
You would need to look at the cantonal sites to find the requirements for each canton.
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  #23  
Old 28.01.2014, 15:28
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Re: Stop Health Insurance whilst studying abroad

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Thanks for the link, but my daughter will be 18 when she starts her studies in September, so will be a higher (approx. 220chf).

Since she is a Uk citizen and as Student, then she will be covered by the NHS (National Health Service), which is free.
I have just received an email giving details of how to get a rebate on health insurance premiums for young adults registered in Switzerland who are studying abroad.
The person in question receive a 2000 chf rebate for the 2014 premiums for her 18 year old son studying abroad.

If you want more details PM your email address.
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  #24  
Old 28.01.2014, 18:05
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Re: Stop Health Insurance whilst studying abroad

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I have just received an email giving details of how to get a rebate on health insurance premiums for young adults registered in Switzerland who are studying abroad.
The person in question receive a 2000 chf rebate for the 2014 premiums for her 18 year old son studying abroad.

If you want more details PM your email address.
PM Sent
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  #25  
Old 28.01.2014, 23:15
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Re: Stop Health Insurance whilst studying abroad

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I think, as long as she is in higher education, we can claim the child allowance in Switzerland until she is 25.
Sorry, I wasn't clear. In canton Vaud, they only allow taking the child allowance for one year of study abroad. We tried claiming for the second year and they pointed out the fine print. But, I can totally believe this varies from canton to canton.
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  #26  
Old 29.01.2014, 00:28
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Re: Stop Health Insurance whilst studying abroad

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The EHIC only covers emergency care. And also you need to have a foreign EHIC for it to work- so you can't have a Swiss EHIC (as resident here) and use it in Switzerland. When we came here from UK we had to replace our UK EHIC for a Swiss EHIC- to be covered for emergencies abroad (we also have Swiss yearly travel insurance). So if- and I am sorry to look at worst scenario here- she was to have a serious accident in the UK or a serious illness- I am sure you would want her to come and stay with you for the recovery period- etc- and with EHIC she would not be covered. Same if she was injured during a holiday here, or developed a serious illness (sorry, but it does happen, sadly). The other issue would be- if you intend to stay in CH, and she wants to ask for naturalisation at one stage- de-registering and stopping health cover would mean starting count of years from scratch. I would also adivse shopping around for the lowest insurance wiht the highest franchise for the 2 above reasons.
This is important! If she was sick, she would want to come home! Not stay in the UK to be treated with no family around!
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Old 29.01.2014, 21:49
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Re: Stop Health Insurance whilst studying abroad

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Sorry, I wasn't clear. In canton Vaud, they only allow taking the child allowance for one year of study abroad. We tried claiming for the second year and they pointed out the fine print. But, I can totally believe this varies from canton to canton.
Retracting what I said here. I've just heard from several local families that they have received the child allowance until their child graduated, so our situation is obviously not the rule.
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  #28  
Old 05.10.2021, 19:27
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Re: Stop Health Insurance whilst studying abroad

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I have just received an email giving details of how to get a rebate on health insurance premiums for young adults registered in Switzerland who are studying abroad.
The person in question receive a 2000 chf rebate for the 2014 premiums for her 18 year old son studying abroad.

If you want more details PM your email address.
Sorry to bring up a very old thread but is this rebate still available?
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  #29  
Old 05.11.2021, 20:08
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Re: Stop Health Insurance whilst studying abroad

Hi,

We are currently in the situation where my 16 year old daughter with C permit will go to UK to study a degree course (start Oct 2021). it is a 3 year course BA course, but she will only be gone 34 weeks in the 52 week academic year.

We dont know how to proceed with the gemeinde / permit - should we deregister her? Does anyone have any experience?

Her home is still with us, she is dependant on us and will come back in all the 18 holiday weeks of the year. At the end of her cpurse the plan is to live in Zurich full time.

We want to be sure to do the correct move for her permit.

Thanks for your help.
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  #30  
Old 05.11.2021, 20:25
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Re: Stop Health Insurance whilst studying abroad

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Hi,

We are currently in the situation where my 16 year old daughter with C permit will go to UK to study a degree course (start Oct 2021). it is a 3 year course BA course, but she will only be gone 34 weeks in the 52 week academic year.

We dont know how to proceed with the gemeinde / permit - should we deregister her? Does anyone have any experience?

Her home is still with us, she is dependant on us and will come back in all the 18 holiday weeks of the year. At the end of her cpurse the plan is to live in Zurich full time.

We want to be sure to do the correct move for her permit.

Thanks for your help.
Keep her registered and keep her health insurance if you can afford to, best for the permit (if she's British/Non-EU you don't want to risk that permit as she might not be able to come back worst case).
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  #31  
Old 05.11.2021, 21:08
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Re: Stop Health Insurance whilst studying abroad

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Keep her registered and keep her health insurance if you can afford to, best for the permit (if she's British/Non-EU you don't want to risk that permit as she might not be able to come back worst case).
I agree, and in any case it's pretty easy to argue her center of life is where her parents are - in Switzerland. She's only abroad temporarily and she comes home on all school breaks.
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  #32  
Old 06.11.2021, 17:57
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Re: Stop Health Insurance whilst studying abroad

Agree with all the other posters. Keep as is and do nothing.
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  #33  
Old 06.11.2021, 18:13
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Re: Stop Health Insurance whilst studying abroad

My daughter moved to the US for 4 1/2 years but she is Swiss, so de-registration was a no-brainer.

To stop health insurance, you MUST de-register. But as yours is on a C-Permit and returns for part of the year, de-registering makes no sense and could only cause problems.

Tom
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  #34  
Old 07.11.2021, 15:57
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Re: Stop Health Insurance whilst studying abroad

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I agree, and in any case it's pretty easy to argue her center of life is where her parents are - in Switzerland. She's only abroad temporarily and she comes home on all school breaks.
I'm not sure if I should go to the gemeinde and update them on the situation. Any thoughhts?

After some internet research I saw that if you go abroad for 6 months or longer your permit is automatically cancelled Non EU & EU. Short visits back dont count.

I'm not sure if this only applies to 18+?

We have GB passports so now are 3rd country nonEU with C Permits.
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  #35  
Old 07.11.2021, 18:18
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Re: Stop Health Insurance whilst studying abroad

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I'm not sure if I should go to the gemeinde and update them on the situation. Any thoughhts?

After some internet research I saw that if you go abroad for 6 months or longer your permit is automatically cancelled Non EU & EU. Short visits back dont count.

I'm not sure if this only applies to 18+?

We have GB passports so now are 3rd country nonEU with C Permits.
I am not a permit expert but...I believe the "short visits don't count" would not apply to a student.

As an example of what doesn't seem plausible: Spend six months away, come back for a week and then another six months away, yet still claim the center of life is here in Switzerland.

Is she really going to be gone for 6 months or more at a time? I thought students had breaks more often than that!
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  #36  
Old 07.11.2021, 21:11
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Re: Stop Health Insurance whilst studying abroad

As I understand it, there's a difference between "leaving the country" (as in: no longer being resident here) and "travelling outside the country" (and then returning home, which is here).

You might find some of the discussion in this thread, and those to which is links, helpful. They deal - for a range of family circumstances - with the concept of the middle point or centre point of one's life. As I understand you, OP, your daughter's centre point of her life will still be in Switzerland, with her parent(s). If that is the case, you should continue to pay her Swiss medical insurance and should not de-register her.

https://www.englishforum.ch/permits-...itzerland.html
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  #37  
Old 08.11.2021, 15:43
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Re: Stop Health Insurance whilst studying abroad

You're right her centre of life stays with us in Switzerland. She will only be away 12 weeks at a time, she will return for 2 weeks xmas & 2 weeks easter hols and then about 12 weeks summer hols.

I understand I still pay health insurance and I dont deregister her.

But should I go to the Gemeinde and update them?
I dont want to make a mistake and jeopardise her C permit.
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  #38  
Old 08.11.2021, 21:24
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Re: Stop Health Insurance whilst studying abroad

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...But should I go to the Gemeinde and update them?
I dont want to make a mistake and jeopardise her C permit.
It's probably a good idea just in case. You don't have to go into a long-winded story. Keep it simple.
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