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Old 21.04.2014, 19:45
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Two cars, one insurance?

Ive one car currently insured by generali and i'm thinking about buying another car and sell the one ive now.

Some people that i work with have 2 cars covered by one insurance and i would like to ask if there is an additional cost for that because i don't know when will i sell my current car.

Thank you
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Old 21.04.2014, 19:58
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Re: Two cars, one insurance?

Normally, you pay the insurance for the more expensive vehicle.

Tom
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Old 21.04.2014, 20:01
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Re: Two cars, one insurance?

I know that if you have 2 cars registered on the same number plate (a switch plate or 'Wechselschild') you pay the insurance of the most expensive vehicle. I think the reason being that you only ever drive one car at a time, so you need one insurance policy that covers the car 'on the road'.

When you buy your new car, if you want to register your new vehicle on the same plates, you can apply online at the Strassenverkehsamt in your Kanton (only in German, French or Italian, I'm guessing).

Here's the link to my local Luzern office (just as an example):

http://www.strassenverkehrsamt.lu.ch...hselschild.htm

I se you are in Interlaken. Here's the Kanton Bern link:

http://www.pom.be.ch/pom/de/index/st...lschilder.html
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Last edited by JAPP; 21.04.2014 at 20:03. Reason: Link added
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Old 25.04.2014, 11:16
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Re: Two cars, one insurance?

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Ive one car currently insured by generali and i'm thinking about buying another car and sell the one ive now.

Some people that i work with have 2 cars covered by one insurance and i would like to ask if there is an additional cost for that because i don't know when will i sell my current car.

Thank you
As noted already, only if the two cars share the number plates (you remove the plates from one car and put on the other; for people with an antique car they use rarely, or a convertible open top they use during summer weekends etc).

Just to add to what was said: when you sell your old car, it's insurance is canceled automatically when you transfer the paperwork, and you get a refund of any unused time. So basically the extra insurance cost of having 2 cars for a brief period of time is tiny.
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Old 25.04.2014, 11:46
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Re: Two cars, one insurance?

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Normally, you pay the insurance for the more expensive vehicle.

Tom
Or just the biggest engine if you only have liability insurance.
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Old 25.01.2016, 22:31
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Re: Two cars, one insurance?

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Or just the biggest engine if you only have liability insurance.
As for the road tax(Taxe Vehicule a moteur), does one pay the full amount for BOTH the cars or the bigger car+premium?
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Old 25.01.2016, 23:07
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Re: Two cars, one insurance?

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As for the road tax(Taxe Vehicule a moteur), does one pay the full amount for BOTH the cars or the bigger car+premium?
The bigger one plus 50 CHF in ZH.
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Old 25.01.2016, 23:14
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Re: Two cars, one insurance?

"Two cars, one insurance?" - pffft. This is nowhere near as good as the other youtube clip.
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Old 26.01.2016, 08:33
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Re: Two cars, one insurance?

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"Two cars, one insurance?" - pffft. This is nowhere near as good as the other youtube clip.
That clip is not on youtube!!
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Old 26.01.2016, 09:36
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Re: Two cars, one insurance?

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"Two cars, one insurance?" - pffft. This is nowhere near as good as the other youtube clip.
You mean that other site. Also starts with `you` but ends in `orn`.
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