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Old 20.08.2014, 15:15
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Avoiding astronomical car hire additional insurance charges

I just read an article in the Torygraph about the charges for "additional cover" you can buy from your vacation car rental firm; often more than the rental itself. The article author recommended buying your own car hire insurance before you travel, for a fraction of the cost. Having been stung for car hire repair costs once in the UK, I wondered if the same exists for Swiss residents, and it does. For example, this company provides care hire insurance worldwide from 9.-. They're just an example I found on a quick Google search, and probably not the only one, but it's nice to know it's available.
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Old 20.08.2014, 15:26
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Re: Avoiding astronomical car hire additional insurance charges

just make sure you're covered in the T&Cs - there are some UK ones that are valid only if you live in the EU, for example. So check before you spend and find you can't claim...!
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Old 20.08.2014, 15:28
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Re: Avoiding astronomical car hire additional insurance charges

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just make sure you're covered in the T&Cs - there are some UK ones that are valid only if you live in the EU, for example. So check before you spend and find you can't claim...!
That's why I deliberately chose a Swiss company as an example, but yes, you're absolutely correct.

I wonder if the TCS provide such a service? Goes to find out......
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Old 20.08.2014, 15:29
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Re: Avoiding astronomical car hire additional insurance charges

If you have a gold credit card - and use it to pay for a hire car - you are covered.
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Old 20.08.2014, 15:31
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Re: Avoiding astronomical car hire additional insurance charges

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If you have a gold credit card - and use it to pay for a hire car - you are covered.

And therein lies the crux....
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Old 20.08.2014, 15:33
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Re: Avoiding astronomical car hire additional insurance charges

I have two!! So I'm double-covered!!
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Old 20.08.2014, 15:33
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Re: Avoiding astronomical car hire additional insurance charges

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And therein lies the crux....
This is a good card for those who travel frequently on Swiss - if you have a high status it is free - and you earn miles each month
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Old 20.08.2014, 15:37
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Re: Avoiding astronomical car hire additional insurance charges

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This is a good card for those who travel frequently on Swiss - if you have a high status it is free - and you earn miles each month
I'm more of an Easyjet infrequent flyer, unfortunately.
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Old 20.08.2014, 17:41
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Re: Avoiding astronomical car hire additional insurance charges

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I just read an article in the Torygraph about the charges for "additional cover" you can buy from your vacation car rental firm; often more than the rental itself. The article author recommended buying your own car hire insurance before you travel, for a fraction of the cost. Having been stung for car hire repair costs once in the UK, I wondered if the same exists for Swiss residents, and it does. For example, this company provides care hire insurance worldwide from 9.-. They're just an example I found on a quick Google search, and probably not the only one, but it's nice to know it's available.
Check out this thread.

Their annual "deluxe" policy is 45 and it's valid for Swiss residents. They are good and pay up fast - I know as I had a claim against them once and it was settled with no hassle a week or so after I sent them all the paperwork.

Bonus: the discount code WWT10 still works and gives you 10% discount.
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