Go Back   English Forum Switzerland > Help & tips > Insurance  
View Poll Results: How helpful did you find these FAQs
Very helpful - answered my questions 145 56.42%
Helpful - gave me opportunity to find out more 109 42.41%
Not helpful - already knew all the answers 3 1.17%
Voters: 257. You may not vote on this poll

Reply
 
Thread Tools Display Modes
  #81  
Old 25.11.2009, 21:49
Newbie
 
Join Date: Nov 2009
Location: Zurich
Posts: 9
Groaned at 0 Times in 0 Posts
Thanked 1 Time in 1 Post
LindsayS has no particular reputation at present
Re: Health Insurance FAQs

I just PM'ed Jenny, but I thought I'd generally ask about proving you have other insurance. I moved to Switzerland at the end of October and have insurance still (from the U.S. that goes through December), so I don't want to pay for new insurance until it runs out. What do I need to do to prove that I have other insurance?
Reply With Quote
  #82  
Old 25.11.2009, 22:02
msolis's Avatar
Member
 
Join Date: Jun 2007
Location: Fällanden
Posts: 234
Groaned at 3 Times in 3 Posts
Thanked 173 Times in 61 Posts
msolis has slipped a little
Re: Health Insurance FAQs

Go to your "gemeinde" and ask them. When I arrived I wrote a letter to them explaining that I had one if this would be acceptable, in the end it was not, but they gave me more time to find the swiss one. So you can write a letter to them with all information about your health insuranse and what it covers.
Reply With Quote
  #83  
Old 25.11.2009, 22:16
Mel07's Avatar
Forum Veteran
 
Join Date: Aug 2007
Location: Lausanne
Posts: 756
Groaned at 14 Times in 11 Posts
Thanked 949 Times in 371 Posts
Mel07 has a reputation beyond reputeMel07 has a reputation beyond reputeMel07 has a reputation beyond reputeMel07 has a reputation beyond reputeMel07 has a reputation beyond repute
Re: Health Insurance FAQs

Quote:
View Post
I just PM'ed Jenny, but I thought I'd generally ask about proving you have other insurance. I moved to Switzerland at the end of October and have insurance still (from the U.S. that goes through December), so I don't want to pay for new insurance until it runs out. What do I need to do to prove that I have other insurance?
We were in the same situation as you when we arrived in 2007. We had international insurance paid through till the end of the year (we arrived here in April). Initially we wanted to keep the international insurance and we were given a form by the commune to have the US insurance company outline everything that was included in our insurance package.

The US insurance company would not complete the form and would only issue a standard letter outlining our benefits. This was not acceptable for the Swiss and they informed us we had to get local insurance. However, they allowed us to finish the duration of the international insurance we had already paid for. So we had until the end of the year to buy local insurance (about 8 months).

I am not sure exactly what, other than the letter mentioned above, the Swiss needed in order to prove coverage. My husband's employer dealt with the authorities on this issue. However, we were definitely given approval to wait until the international insurance policy expired before having to purchase local insurance.

In hindsight, the local insurance here is way, way better than anything you can buy overseas. The basic insurance has no pre-existing condition waiting periods and the local medical establishments know how to deal with local insurance companies. When we tried to make claims on our international insurance it was a nightmare trying to get the Swiss doctors and hospitals to issue the right kind of documentation that would be acceptable to our US insurance company. It was a relief to not have to deal with that any more.

Good luck.
Reply With Quote
  #84  
Old 25.12.2009, 14:42
Newbie
 
Join Date: Dec 2009
Location: Baden
Posts: 3
Groaned at 0 Times in 0 Posts
Thanked 0 Times in 0 Posts
VVGr has no particular reputation at present
Re: Health Insurance FAQs

Merry Christmas !

We have similar to Forumfriend case.
We currently insured (compulsory) by Aquilana but want to go ahead with EGK. We sent registered termination letter to Aquilana 23 November 09, but in December we received back a notice from them, that termination would not take effect unless they have timely received a confirmation from our new insurer. We did not contact EGK in time and Aquilana already sent us January 2010 invoice, the same EGK will do soon.
Seems now we have new insurance with EGK (already signed and effective from 01.01.2010) and previous Aquilana insurance, which seems was not terminated correctly.
Could give us any ideas please, how we can terminate one of two insurances now and avoid paying twice for nothing?

Thanks,
VVGr
Reply With Quote
  #85  
Old 25.12.2009, 14:54
Blonaybear's Avatar
Forum Veteran
 
Join Date: May 2007
Location: Blonay
Posts: 1,597
Groaned at 4 Times in 4 Posts
Thanked 836 Times in 432 Posts
Blonaybear has a reputation beyond reputeBlonaybear has a reputation beyond reputeBlonaybear has a reputation beyond reputeBlonaybear has a reputation beyond repute
Re: Health Insurance FAQs

Your new insurer should automatically send confirmation to your old one that they now have the risk. The letter you have received is probably just a confirmation that you have cancelled.
Reply With Quote
  #86  
Old 25.12.2009, 15:12
Newbie
 
Join Date: Dec 2009
Location: Baden
Posts: 3
Groaned at 0 Times in 0 Posts
Thanked 0 Times in 0 Posts
VVGr has no particular reputation at present
Re: Health Insurance FAQs

Could it be that Aquilana has sent us invoice for January 2010 by mistake then?
Reply With Quote
  #87  
Old 25.12.2009, 15:39
Blonaybear's Avatar
Forum Veteran
 
Join Date: May 2007
Location: Blonay
Posts: 1,597
Groaned at 4 Times in 4 Posts
Thanked 836 Times in 432 Posts
Blonaybear has a reputation beyond reputeBlonaybear has a reputation beyond reputeBlonaybear has a reputation beyond reputeBlonaybear has a reputation beyond repute
Re: Health Insurance FAQs

The invoices are prepared some time in advance. You could check with them that they have received the confirmation from your new insurer.
Reply With Quote
  #88  
Old 25.12.2009, 15:56
Newbie
 
Join Date: Dec 2009
Location: Baden
Posts: 3
Groaned at 0 Times in 0 Posts
Thanked 0 Times in 0 Posts
VVGr has no particular reputation at present
Re: Health Insurance FAQs

Thank you, we will check this of course, when they are back from holidays.
Reply With Quote
  #89  
Old 27.01.2010, 22:16
LaurieHK's Avatar
Junior Member
 
Join Date: Sep 2009
Location: Thalwil, Zurich
Posts: 83
Groaned at 0 Times in 0 Posts
Thanked 35 Times in 23 Posts
LaurieHK has no particular reputation at present
Re: Health Insurance FAQs

This is a bit of a long shot....

I appear to have misplaced the pre-addressed envelopes that came with our letters from the Einwohnerkontrolle requesting we send the Krankenkassenpolice a copy of our Health Insurance policies. My other half is somewhat miffed that I 'couldn't keep tabs on 2 simple envelopes' during our housemove.

So firstly, does anyone know whether I have to send my letters to one 'universal' Krankenkassenpolice office of Switzerland or whether I have to send them to a 'Thalwil specific' office instead?

Secondly, with an answer to the above question in mind, can anyone give me the address?

Eurgh, why am I such an airhead?

Thanks so much!

Laurie x
Reply With Quote
  #90  
Old 28.01.2010, 00:10
kodokan's Avatar
Forum Veteran
 
Join Date: Jan 2008
Location: Phoenix AZ, USA
Posts: 1,299
Groaned at 1 Time in 1 Post
Thanked 930 Times in 460 Posts
kodokan has a reputation beyond reputekodokan has a reputation beyond reputekodokan has a reputation beyond reputekodokan has a reputation beyond reputekodokan has a reputation beyond repute
Re: Health Insurance FAQs

I'm not in your area, but all I had to do was take a copy of each policy into our commune (gemeinde), where they just said 'thank you' and then did whatever administrative thing they need to do with health insurance proof. Perhaps you could try that first; at the very least, they'll have the address and possibly even copies of the envelopes.

kodokan
Reply With Quote
This user would like to thank kodokan for this useful post:
  #91  
Old 29.01.2010, 21:29
LaurieHK's Avatar
Junior Member
 
Join Date: Sep 2009
Location: Thalwil, Zurich
Posts: 83
Groaned at 0 Times in 0 Posts
Thanked 35 Times in 23 Posts
LaurieHK has no particular reputation at present
Re: Health Insurance FAQs

Quote:
View Post
I'm not in your area, but all I had to do was take a copy of each policy into our commune (gemeinde), where they just said 'thank you' and then did whatever administrative thing they need to do with health insurance proof. Perhaps you could try that first; at the very least, they'll have the address and possibly even copies of the envelopes.

kodokan

Thanks so much Kodokan! I took them into the Gemeinde today and they just smiled, took a copy and sent me on my way
Don't know why i'd gotten myself into such a flap!

Thanks again,

Laurie
Reply With Quote
  #92  
Old 29.01.2010, 21:53
kodokan's Avatar
Forum Veteran
 
Join Date: Jan 2008
Location: Phoenix AZ, USA
Posts: 1,299
Groaned at 1 Time in 1 Post
Thanked 930 Times in 460 Posts
kodokan has a reputation beyond reputekodokan has a reputation beyond reputekodokan has a reputation beyond reputekodokan has a reputation beyond reputekodokan has a reputation beyond repute
Re: Health Insurance FAQs

You're welcome, glad it was so easy to sort out.

Quote:
View Post
Don't know why i'd gotten myself into such a flap!
Oh, probably hanging around on here too much, reading fearfully about the penchant for bureaucracy.

kodokan
Reply With Quote
  #93  
Old 29.01.2010, 22:22
LaurieHK's Avatar
Junior Member
 
Join Date: Sep 2009
Location: Thalwil, Zurich
Posts: 83
Groaned at 0 Times in 0 Posts
Thanked 35 Times in 23 Posts
LaurieHK has no particular reputation at present
Re: Health Insurance FAQs

Quote:
View Post
You're welcome, glad it was so easy to sort out.



Oh, probably hanging around on here too much, reading fearfully about the penchant for bureaucracy.

kodokan

You've probably just hit the nail square on the head there
Reply With Quote
  #94  
Old 07.03.2010, 12:30
Newbie
 
Join Date: Jun 2009
Location: Geneva
Posts: 9
Groaned at 0 Times in 0 Posts
Thanked 0 Times in 0 Posts
Hawkeye242003 has no particular reputation at present
Re: Health Insurance FAQs

Hi all,
Given that Comparis only covers companies who have paid for advertising, is there a website which lists ALL health insurance companies?
Reply With Quote
  #95  
Old 08.03.2010, 10:20
porsch1909
 
Posts: n/a
Re: Health Insurance FAQs

With the TELMED insurance do you need to have a GP that you are registered to go to after you have called and they confirm you can see a doctor?
Reply With Quote
  #96  
Old 08.03.2010, 10:30
jenny's Avatar
Senior Member
 
Join Date: Aug 2006
Location: La Tour-de-Peilz (near Vevey)
Posts: 482
Groaned at 0 Times in 0 Posts
Thanked 256 Times in 119 Posts
jenny has a reputation beyond reputejenny has a reputation beyond reputejenny has a reputation beyond reputejenny has a reputation beyond repute
Re: Health Insurance FAQs

Quote:
View Post
Hi all,
Given that Comparis only covers companies who have paid for advertising, is there a website which lists ALL health insurance companies?
Attached is a list of all the insurance companies in Switzerland and where they operate.

There are no premiums.

The document with the premiums for all cantons and all age groups is over 1100 pages long...
Attached Files
File Type: pdf Caisse Maladie list Ofsp.pdf (80.2 KB, 715 views)
Reply With Quote
  #97  
Old 08.03.2010, 10:32
jenny's Avatar
Senior Member
 
Join Date: Aug 2006
Location: La Tour-de-Peilz (near Vevey)
Posts: 482
Groaned at 0 Times in 0 Posts
Thanked 256 Times in 119 Posts
jenny has a reputation beyond reputejenny has a reputation beyond reputejenny has a reputation beyond reputejenny has a reputation beyond repute
Re: Health Insurance FAQs

Quote:
View Post
With the TELMED insurance do you need to have a GP that you are registered to go to after you have called and they confirm you can see a doctor?
No, as a general rule, once you've hung up you can go and see whoever you like. They may tell you to visit your GP but you have total free choice of who that is and you don't have to register with a GP or even register the GP with the insurance company.

The only case where you'd have to name a GP is if you choose the GP method.

(GP method = primary care physician = gateway doctor etc., I know some people refer to it differently!)
Reply With Quote
  #98  
Old 08.03.2010, 10:41
porsch1909
 
Posts: n/a
Re: Health Insurance FAQs

Quote:
View Post
No, as a general rule, once you've hung up you can go and see whoever you like. They may tell you to visit your GP but you have total free choice of who that is and you don't have to register with a GP or even register the GP with the insurance company.

The only case where you'd have to name a GP is if you choose the GP method.

(GP method = primary care physician = gateway doctor etc., I know some people refer to it differently!)
But will they suggest a GP to visit? Since I don't know any
Reply With Quote
  #99  
Old 08.03.2010, 10:55
jenny's Avatar
Senior Member
 
Join Date: Aug 2006
Location: La Tour-de-Peilz (near Vevey)
Posts: 482
Groaned at 0 Times in 0 Posts
Thanked 256 Times in 119 Posts
jenny has a reputation beyond reputejenny has a reputation beyond reputejenny has a reputation beyond reputejenny has a reputation beyond repute
Re: Health Insurance FAQs

Most companies won't impose somebody but you could always ask them to recommend someone, I'm sure they'd be happy to do so.

Alternatively, you could try :

http://www.doctorswiss.ch/

You can put your postcode in and the type of doctor you're looking for and the site will generate a list for you.

e.g. If you live in postcode area 8005 and you're looking for a GP ("general medicine" in the list) you'll get this list :

http://www.doctorswiss.ch/en/doctors...21/page_1.html

You could also try www.search.ch
__________________
Inswift Sārl
Reply With Quote
This user would like to thank jenny for this useful post:
  #100  
Old 08.03.2010, 10:56
lewton's Avatar
Forum Veteran
 
Join Date: May 2009
Location: Hamburg, Deutschland
Posts: 626
Groaned at 41 Times in 35 Posts
Thanked 786 Times in 448 Posts
lewton is considered knowledgeablelewton is considered knowledgeablelewton is considered knowledgeable
Re: Health Insurance FAQs

Quote:
View Post
But will they suggest a GP to visit? Since I don't know any
I think that you have to have chosen (even randomly) your GP in your insurance application.
Did you complete the application form on your own or with somebody else's help? In any case, your insurance provider should know who your GP is. Just call them.
Reply With Quote
Reply

Tags
health, insurance, insurance related, sticky thread




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Tip for people who want to keep EU health insurance muze7 Other/general 24 27.10.2016 09:31
Visiting a doc without health insurance!! Nickers Insurance 14 25.10.2011 13:26
Smoking & Health Insurance Nickers Complaints corner 21 07.08.2007 22:29
Insurance and insurance companies mark Complaints corner 5 16.01.2006 20:38


All times are GMT +2. The time now is 20:22.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2020, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0