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Old 06.01.2015, 11:32
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Switching health insurance - language and childbirth

Hi,
I'm getting a bit frustrated with my health insurer (KPT) and the fact that I can't understand all the mail in German. Insurance-speak is never easy in your own language even and I guess I was silly to choose a company with only German mailings. So the question is whether there is a better company for basic health insurance with English language documents? And how to swap. (They seem to have put my premium up recently too.)
I am due to give birth in a couple of months, so perhaps this is a daft time to swap - is there any advice on that? And whether I should get additional health insurance for the child and when?
Thanks!
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Old 06.01.2015, 11:33
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Re: Switching health insurance - language and childbirth

You'll have to wait until the end of the year.

Tom
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Old 06.01.2015, 12:06
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Re: Switching health insurance - language and childbirth

You can swap by sending a letter before end of November. . You missed the deadline already, send the registered mail letter now so you don't forget
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Old 06.01.2015, 12:23
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Re: Switching health insurance - language and childbirth

Since you're pregnant you may have switched to minimal excess already. In that case you can cancel by mid-year, with 3 months advance notice.

In any case you can cancel today already. Just the switching will have to wait.
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Old 06.01.2015, 16:43
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Re: Switching health insurance - language and childbirth

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Since you're pregnant you may have switched to minimal excess already. In that case you can cancel by mid-year, with 3 months advance notice.

In any case you can cancel today already. Just the switching will have to wait.

She perhaps didnt switched to minimal excess because for pregnancy and maternity there is no deductible.
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