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-   -   1 stop ski/ travel insurance (https://www.englishforum.ch/insurance/225875-1-stop-ski-travel-insurance.html)

M-T 15.01.2015 15:34

1 stop ski/ travel insurance
 
I am looking for a 1 stop insurance cover (recovery, transportation & repatriation, end to end medical) for skiing that includes unguided off piste, similar to that offered by the Ski Club of Great Britain (and many others in the UK), and that bundles travel insurance (accident/ personal, cancellation, luggage etc)

Ideally this would cover both Switzerland AND EU (though I will mostly ski in the EU). Has anyone been through this search already?

I've read all the threads (Extreme sports/ mountain rescue/ ski insurance) on EF I can find on ski insurance and mountain rescue, and it looks like the recommendations have been a portmanteau of options:

TCS, Worldwide insure, Zurich, Axa etc
REGA
Austrian Alpine club
French Club Alpin
Carre/ Carte Neige

One thing to add, I'm not working at the moment so I don't have the accident insurance I would otherwise have, though I do have liability insurance (hence excluding it above).

Many thanks in advance

Matt

fatmanfilms 15.01.2015 15:40

Re: 1 stop ski/ travel insurance
 
Quote:

Originally Posted by M-T (Post 2319778)
I am looking for a 1 stop insurance cover (recovery, transportation & repatriation, end to end medical) for skiing that includes unguided off piste, similar to that offered by the Ski Club of Great Britain (and many others in the UK), and that bundles travel insurance (accident/ personal, cancellation, luggage etc)

Ideally this would cover both Switzerland AND EU (though I will mostly ski in the EU). Has anyone been through this search already?

I've read all the threads (Extreme sports/ mountain rescue/ ski insurance) on EF I can find on ski insurance and mountain rescue, and it looks like the recommendations have been a portmanteau of options:

TCS, Worldwide insure, Zurich, Axa etc
REGA
Austrian Alpine club
French Club Alpin
Carre/ Carte Neige

One thing to add, I'm not working at the moment so I don't have the accident insurance I would otherwise have, though I do have liability insurance (hence excluding it above).

Many thanks in advance

Matt

If you live in CH you have to have accident insurance by law, if your registered with RAV it will be deducted from your payout. If not you have to tell your health insurance & they will add accidents.

Carte neige for 80 euro will get you off the mountain & repatriate you home. They will pay some of the medical costs.

Island Monkey 15.01.2015 19:20

Re: 1 stop ski/ travel insurance
 
Your Swiss accident insurance plus Rega membership, will cover you in Switzerland.

Helvetia1967 15.01.2015 21:15

Re: 1 stop ski/ travel insurance
 
Because you are not working you must ad the accident part to your health insurance. Price would be approx. CHF 25.

M-T 29.01.2015 13:30

Re: 1 stop ski/ travel insurance
 
In case it helps anyone later, I found this insurance which broadly allows you to package up ski and travel cover. Switzerland is counted as Europe from their perspective and you are therefore covered worldwide.

http://www.ski-online.de/

The best mountain based cover I found was with the Club Alpin Francais though this doesn't have the travel elements I wanted, it does come with a huge range of benefits around outdoors activity and a club membership, which depending on the club can open the doors to a lot of (French spoken) activity. I'll be joining for sure once my French is better.


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