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Old 27.01.2015, 17:02
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short-term full casco?

My SO and her friends will go to France with our car that is in my name.
They are covered with liability insurance and SOS Assistance for all drivers, but I'd like to give them something more for the week, should anything happen.

Is there something as a short-term full casco? I've called Baloise where my car is and the lady thought I can just upgrade to a full casco contract and downgrade it a week later... would that really be that simple? Did anyone do such thing before that really worked? I'd be amazed
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Old 27.01.2015, 17:29
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Re: short-term full casco?

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My SO and her friends will go to France with our car that is in my name.
They are covered with liability insurance and SOS Assistance for all drivers, but I'd like to give them something more for the week, should anything happen.

Is there something as a short-term full casco? I've called Baloise where my car is and the lady thought I can just upgrade to a full casco contract and downgrade it a week later... would that really be that simple? Did anyone do such thing before that really worked? I'd be amazed
What more is it going to give them as a casco will only really protect your interest (car) in the case of an accident. It won0't protect them in any other way than you already have.

As for upgrading/downgrading in a short period of time, suggest you get this is writting, preferably an original letter, i won't go as far as saying notorised, but......Sounds like a lot of work, for a little money, contract issuance, stamp payment, invopicing, reimbursement, issuance of new contract.......
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Old 27.01.2015, 18:58
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Re: short-term full casco?

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What more is it going to give them as a casco will only really protect your interest (car) in the case of an accident. It won0't protect them in any other way than you already have.
yes I'd want to protect the car as well, giving it to 2 girls and a young 20-something chap.

I thought the same thing about the contract (it would maybe cost 40CHF a week, pro rata, involving 2 contracts at least?).
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Old 27.01.2015, 20:12
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Re: short-term full casco?

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yes I'd want to protect the car as well, giving it to 2 girls and a young 20-something chap.

I thought the same thing about the contract (it would maybe cost 40CHF a week, pro rata, involving 2 contracts at least?).
It will cost a lot more than that i think !!

1) Issue proposition
2) Accept and pay
3) Receive new contract
ONE WEEK LATER
4) Cancel contract
5) Receive new Caso partiel
6) Organsie re-imbursement

That's a whole lot of admin for a lousy Chf 40.--

No idea about car, but for a 209 yeard old driver there is increased risk etc, if you car is worth it, insure with a full caso permently, if not, i really shouldn't bother, the caso certainly won't prevent them having an accident, it may even increase the chances as "the car is insured so who cares....."
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Old 27.01.2015, 20:24
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Re: short-term full casco?

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That's a whole lot of admin for a lousy Chf 40.--
for me it's easy, really just 5 clicks either way electronically. What I don't see is what's the business for them in this.

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No idea about car, but for a 209 yeard old driver there is increased risk
you bet... he was even a risk reaching 85, now imagine that 124 yrs later!
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Old 27.01.2015, 20:51
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Re: short-term full casco?

Well if it's that easy and that cheap, why the hell we having this dialoge anyway ?
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Old 27.01.2015, 20:59
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Re: short-term full casco?

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Well if it's that easy and that cheap, why the hell we having this dialoge anyway ?
I'm looking for the catch (like: no you can't cancel it for the next 5yrs or something).
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Old 28.01.2015, 09:51
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Re: short-term full casco?

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My SO and her friends will go to France with our car that is in my name.
Don't forget to write, sign, notarize and appostilla an authorization.

Tom
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Old 28.01.2015, 09:55
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Re: short-term full casco?

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Don't forget to write, sign, notarize and appostilla an authorization.
Tom
is it really necessary or are you just joking? if necessary, would you have a template?
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Old 28.01.2015, 09:59
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Re: short-term full casco?

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is it really necessary or are you just joking? if necessary, would you have a template?
It's recommended if you don't want to have your car confiscated at customs and/or face huge fines.

This thread should give you some idea of the issues you face in letting somebody else drive your car outside Switzerland.

Fine for driving a Swiss car across the border into Austria
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Old 28.01.2015, 10:09
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Re: short-term full casco?

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It's recommended if you don't want to have your car confiscated at customs and/or face huge fines.

This thread should give you some idea of the issues you face in letting somebody else drive your car outside Switzerland.

Fine for driving a Swiss car across the border into Austria

Wasn't that because the chap who was driving the swiss registered car was a german resident .... and so didn't have a swiss driving licence?
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Old 28.01.2015, 10:16
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Re: short-term full casco?

Yes, you do want it, especially in case of an accident or police control.

I have an example I can send, but it is in Italian.

Tom
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Old 28.01.2015, 10:18
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Re: short-term full casco?

oooh yess... I've asked Protekta and they said I need such a paper on the car.
Anyhow, better safe than sorry, so I'm printing 2 of these now.

Many thanks for making me aware, st2lemans and Belgianmum!
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Old 28.01.2015, 10:26
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Re: short-term full casco?

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Wasn't that because the chap who was driving the swiss registered car was a german resident .... and so didn't have a swiss driving licence?
In that instance I think it was but it's all to do with driving a car which is not registered in your name across the border into the EU and vice versa. It's to do with import tax and such like and not just the driving licence.

Can't be bothered to read it all again to find out the details.
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Old 28.01.2015, 10:32
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Re: short-term full casco?

not sure what I am more curious about: the girl's driving skills or the car
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Old 28.01.2015, 10:48
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Re: short-term full casco?

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Yes, you do want it, especially in case of an accident or police control.

I have an example I can send, but it is in Italian.

Tom
here's a multi-language version I found on TCS.

http://www.tcs.ch/it/il-club/nelle-m...-nazionali.doc
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Old 28.01.2015, 13:44
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Re: short-term full casco?

I always include passport info as well as the name(s).

Tom
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Old 28.01.2015, 15:02
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Re: short-term full casco?

Since you mention SOS assistance - is that international?

I think I would also want in writing that you can go back to Teilkasko basically anytime. And while at it I'd also inform them about the situation and have them confirm that the motley crew will be covered.
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Old 28.01.2015, 17:28
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Re: short-term full casco?

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Since you mention SOS assistance - is that international?

I think I would also want in writing that you can go back to Teilkasko basically anytime. And while at it I'd also inform them about the situation and have them confirm that the motley crew will be covered.
yeah the assistance is international and my basic coverage takes all drivers and passengers of the car into consideration - but whatever problem they cause, it's my premium that will get raised.
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Old 28.01.2015, 18:55
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Re: short-term full casco?

Do I need to keep the car's original registration paper (Fahrzeugausweis) in the car? I usually keep this at home and just have a photocopy of it in the gloves' compartment.
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