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23.07.2015, 17:09
|  | Senior Member | | Join Date: Nov 2013 Location: Horgen ZH, Brighton UK
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| | Re: Car insurance and car value | Quote: |  | | | No, it's not very interesting, a solid German estate car.... | | | | | Must be some kind of Brabus Merc, I don't think it's possible to spend 200k on an E63, M5 or RS6 so I guess it's a little more 'boutique'.
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23.07.2015, 17:24
|  | Forum Veteran | | Join Date: Oct 2008 Location: Kanton Schwyz.
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| | Re: Car insurance and car value
I always go for the minimum cover here. On a 100k value car (eg V8 Audi S6), that is 300chf per year. No chance of insuring anything that does 250kph+ in London for 200 quid. Given that older, bigger cars here sell for just a few K on Autoscout, I figured I could write off one every couple of years and break even, without taking any salvage value into account. If someone writes off such a car in this situation there is a chance of making a few quid and getting to keep the winter wheels for free.
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23.07.2015, 21:17
|  | Forum Legend | | Join Date: Apr 2010 Location: Democratic Republic Kenistan
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| | Re: Car insurance and car value | Quote: | |  | | | Must be some kind of Brabus Merc, I don't think it's possible to spend 200k on an E63, M5 or RS6 so I guess it's a little more 'boutique'. | | | | | E63 and RS6 would both hit that price. The E61 Alpina B5S could be specced to around 180-190k - if specced with Lavalina. Hard pushed to spec one now that the prices have tumbled.
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24.07.2015, 04:15
| | Re: Car insurance and car value
It's a well equipped E63 from 2014 at the time when Euro was at 1.20, easy to spec up to over Cf 200k, but i didn't pay that for it  (carbon fiber dash, Chf 4k, B&O sound, Chf 6.5k, wheels, Chf 8k.....the list is long)
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24.07.2015, 07:43
|  | Forum Legend | | Join Date: Apr 2010 Location: Democratic Republic Kenistan
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| | Re: Car insurance and car value | Quote: |  | | | It's a well equipped E63 from 2014 at the time when Euro was at 1.20, easy to spec up to over Cf 200k, but i didn't pay that for it  (carbon fiber dash, Chf 4k, B&O sound, Chf 6.5k, wheels, Chf 8k.....the list is long) | | | | | Get anywhere near the official 10.6l/100km?? 
Still staggering how efficient modern super-saloons can be - mine is from 2008 but with similar performance to the E63 and managed 10.9l/100km over 3,000km - which was exactly what the 190ps 2.7 diesel Disco managed | 
24.07.2015, 08:31
|  | Senior Member | | Join Date: Nov 2013 Location: Horgen ZH, Brighton UK
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| | Re: Car insurance and car value | Quote: | |  | | | Get anywhere near the official 10.6l/100km??  
Still staggering how efficient modern super-saloons can be - mine is from 2008 but with similar performance to the E63 and managed 10.9l/100km over 3,000km - which was exactly what the 190ps 2.7 diesel Disco managed  | | | | | 10.6 is exactly what I get from my Evoque 2.0T (albeit mostly driven around town) so I'd be very impressed to get that from what's basically a V8 supercar.
Even at 1.2€ per CHF that's a lot of options to take an E63 to 200k, it must be a lovely car!
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24.07.2015, 09:05
| | Re: Car insurance and car value | Quote: | |  | | | Get anywhere near the official 10.6l/100km??  
Still staggering how efficient modern super-saloons can be - mine is from 2008 but with similar performance to the E63 and managed 10.9l/100km over 3,000km - which was exactly what the 190ps 2.7 diesel Disco managed  | | | | | Yeah, ticking over in the garage maybe, it's about 12/13l/100 if i behave.
I can get to around 10/11 on the highway at 120'ish with cruise controil
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24.07.2015, 09:11
|  | Forum Legend | | Join Date: Apr 2010 Location: Democratic Republic Kenistan
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| | Re: Car insurance and car value | Quote: |  | | | Yeah, ticking over in the garage maybe, it's about 12/13l/100 if i behave.
I can get to around 10/11 on the highway at 120'ish with cruise controil | | | | | I am reckoning on around 16-20 in town (depending on how much I hol d the lower gears and/or use first gear) and mixed around 12-12.5 (the official number and even sliding it around on the test drive it managed that  ). On a 120kmh cruise it is around 9-9.5 - which is nothing short of bonkers considering the performance on tap and especially when 6th feels "short" (120kmh = 2100rpm). | 
24.07.2015, 11:04
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| | Re: Car insurance and car value
I manage to get amazing fuel economy from the 1996 S6 if I try. It has an all alloy V8 with Nikasil bores, 32V, taller gearing than the manual S6 Plus, and a lock up torque convertor which mean that cruising at 100kph 8l per 100km is possible in summer. When cruising, technology is least relevant if you find the sweet spot of the engine.
I had a Chrysler 383 V8, iron block, 4bbl, and sweet spot MPG wise was 3/4 throttle, once cruised between 100mph and 120mph for 45 minutes, and averaged an amazingly good 17l/100km. This was about the same figure I got from the car burbling along at 65mph. In the Lupo 3L, cruising close to flat out, about the same speed, between 160kph-180, gives 4.5L/100km. Interestingly the Lupo is very quiet and smooth even at that speed!
When it is cold in winter 20 to 30L per 100km from the S6 if it is just used for short runs stop start when cold around town! Technology helps most here. This is where a Lupo comes in on switchable plates.
Best I have had Lupo wise is 2.5l/100km, from Zug to Jura, taking kids to a camp, eco style driving from a 1999 Lupo 3L, but switching to manual using engine braking before lights etc which cuts off the fuel normally used to idle the motor when the trans would otherwise switch to neutral for ECO coasting.
Been meaning to switch the S6 for something more sensible and modern like an A8 W12 6.0L. There is a nice one on Autoscout, low KMs, 180k. It is almost 3K CHF though, and I am really tight for cash now so got to give that a miss. I do have to ask myself, some of you pay that for annual insurance. Are you really getting a better motor, and do you smash your cars more than once a year and still get 3K insurance quotes???
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