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Old 30.03.2016, 12:28
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Costs for giving birth in 2015/2019

Just FYI for those people wondering about the costs of giving birth in Switzerland with basic insurance.

Normal pregnancy no complications, hospital vaginal birth, 5 day hospital stay (max allowed).

Initial visit, lab testing and blood typing not covered - 170
Prenatal vitamins not covered even with prescription - 50*2
Orthopedic insoles needed not covered - 340

Visit to emergency due to stomach bug with IV and ultrasound (before 13th week) in a different canton, covered fully by insurance - 340
Pressure stockings mostly covered - 290
Checks including ultrasounds, blood testing, paperwork, physio for feet and back, glucose testing, midwife after birth home visit, 6 weeks after birth visit all covered by insurance - 3400
Hospital birth and 5 day stay paid for by insurance - 3500

Not everything is here, but most of it is and all the of the big things.
Hope this is helpful.
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Old 30.03.2016, 12:32
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Re: Costs for giving birth in 2015

Is it cheap or expensive in your opinion? I don't understand what the point of the thread is without some more input?
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Old 30.03.2016, 12:58
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Re: Costs for giving birth in 2015

Holding your newly born baby for the first time - priceless.
Hearing for the first time "papa" - priceless.
Stopping them breaking everything in your living room - 2000 grey hairs.
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Old 30.03.2016, 14:07
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Re: Costs for giving birth in 2015

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Is it cheap or expensive in your opinion? I don't understand what the point of the thread is without some more input?
Probably this -

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Just FYI for those people wondering about the costs of giving birth in Switzerland with basic insurance.


Not everything is here, but most of it is and all the of the big things.
Hope this is helpful.
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Old 30.03.2016, 14:43
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Re: Costs for giving birth in 2015

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Is it cheap or expensive in your opinion? I don't understand what the point of the thread is without some more input?
I understood that she is showing us the costs charged, over and above the costs covered by the basic insurance.

I think she has forgotten the daily charge for hospital food, it's about Fr 20,- per day.
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Old 30.03.2016, 14:45
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Re: Costs for giving birth in 2015

Actually....

it usually wont cost more than the amount than your "deductible" (selbstbehalt) of your compulsory health insurance - but it will cost at least that.

But like someone else said - kids don't get really expensive until they are old enough to break other peoples stuff!

18 year old borrows mums car....ooops....

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Old 30.03.2016, 14:52
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Re: Costs for giving birth in 2015

I think that is very helpful for people who are not familiar with the private medical system and worry about costs and what is covered and what is not.
I had two babies here on basic insurance and all the bills were sent direct to the insurer. Coming from the UK where everything is paid for by taxpayers and patients aren't billed within the NHS, it is quite a different system here.
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Old 30.03.2016, 14:54
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Re: Costs for giving birth in 2015

Thanks, very good to know what was covered by the obligatory insurance and what is not, it's often a mystery until the bill has been presented.

Wishing you all the very best with your new family member
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Old 30.03.2016, 15:09
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Re: Costs for giving birth in 2015

Thanks, i'll be a dad in 3 months and was wondering about what to expect, saves a lot of googling.
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Old 30.03.2016, 15:25
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Re: Costs for giving birth in 2015

As an addition, the non-invasive testing (in case needed) is now covered in the basic insurance (I think partly covered). Previously, it's only the invasive ones that are covered. Also, costs of Rückbildungsgymnastik and hiring electric breast pump are partly covered. Plus, check with your insurance if they'd pay you for breastfeeding.
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Old 30.03.2016, 15:25
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Re: Costs for giving birth in 2015

FYI:

Basic pregnancy and birth care is covered completely by the health insurance excluding your franchise/deductible. What I mean is, you're not liable for certain costs at all

https://www.ch.ch/en/pregnancy-health-insurance-covers/

For a more detailed break down of how many scans/checkups etc that entails see here (german only sorry)

http://www.babywelten.ch/schwangersc...s/krankenkasse

Furthermore, be aware costs vary from canton to canton

Last edited by lawyerd; 30.03.2016 at 15:27. Reason: added link
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Old 30.03.2016, 16:03
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Re: Costs for giving birth in 2015

Yes I did not realize that this was under Helps and Tips section. My mistake. I thought someone was moaning that I should pay more for their kid

Either way I did not groan the OP so I don't understand why someone found it worth their while to follow me on another thread for revenge post? Some people just don't have a life. Daily internet entertainment I guess.
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Old 01.04.2016, 20:37
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Re: Costs for giving birth in 2015

Actually you can ask your cantonal hospital for their estimate of the costs of giving birth. I had to do this in 2014 for my international health care and th HUG gave me a printed document which was both useful and terrifying.

Thank goodness basic Lamal covers all the costs. If I had to rely on my international private cover, I would have been in trouble.
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Old 02.04.2016, 21:00
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Re: Costs for giving birth in 2015

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I understood that she is showing us the costs charged, over and above the costs covered by the basic insurance.

I think she has forgotten the daily charge for hospital food, it's about Fr 20,- per day.
isnt this costs covered by the "Mutterversicherung" EO and not basic insurance?
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Old 12.09.2019, 11:28
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Just as an update for those interested:

I have been looking into the costs for giving birth in Switzerland for someone who is non-resident and does not have insurance in Switzerland.

I was looking in Lausanne and have received one quote back from La Source Clinics:

Hospitalization for a delivery or a caesarean in a room with 2 beds
· CHF 14’000.- for a normal delivery (6 days)
· CHF 17'000.- for a caesarean (8 days)

Hospitalization for a delivery or a caesarean in a private room with 1 bed
· CHF 15’500.- for a normal delivery (6 days)
· CHF 19'000.- for a caesarean (8 days)

This does NOT cover obstetrician, assistant in case of caesarean, anaesthesiologist and paediatrician which would be costs on top of. And this is purely the delivery of the baby so not including antenatal, prenatal, postnatal care etc.

The cost for an antenatal course in Switzerland (the educational 2hours x 6 weeks) is in the region of CHF 250 - 300 in Vaud.

I think it will cost close to CHF 30k to cover all costs in Switzerland if you do not have insurance.

Hope this helps any other people like me who have holiday homes in Switzerland and wanted to consider it!


p.s. this quote was received as the costs for giving birth in Switzerland as at September 2019.

Last edited by Ace1; 12.09.2019 at 12:18.
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Old 12.09.2019, 12:39
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Re: Costs for giving birth in 2015/2019

Very nice but please not this is one of the swankiest private clinics in Lausanne, in the local hospital, CHUV, which is where you end up if their are any complications would be about half this.


If their is a complication, those minutes or hours spent transferring you could be absolutely vital
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Old 12.09.2019, 17:08
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Re: Costs for giving birth in 2015/2019

Please also keep in mind that for residents the insurance pays 50% of the actual birth and the other 50% are paid by the Kanton (at least in ZH). At the Unispital in Zurich this amounted to about 9K total for a planned uncomplicated CS with a 4 night stay in a shared room in 2018.
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Old 13.09.2019, 10:29
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Re: Costs for giving birth in 2015/2019

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Very nice but please not this is one of the swankiest private clinics in Lausanne, in the local hospital, CHUV, which is where you end up if their are any complications would be about half this.


If their is a complication, those minutes or hours spent transferring you could be absolutely vital
Yes, that's a very good point!

Also worth noting that basic insurance would reduce these costs significantly (and supplementary can include this clinic in some cases).

I did ask for quotes from CHUV, La Source and Clinique Cecile... La Source is the only one who has responded thus far (it's been a week). I'll post in here if I do get any other replies!
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